ScamsNOW!

The SCARS Institute Magazine about Scam Victims-Survivors, Scams, Fraud & Cybercrime

SCARS Institute - 12 Years of Service to Scam Victims & Survivors - 2025/2026
SCARS Institute Community Portal
Self-Sabotage and Scam Victims Recovery - 2026
Self-Sabotage and Scam Victims Recovery - 2026

Self-Sabotage and Scam Victims Recovery

The Enemy Within: Understanding and Overcoming Self-Sabotage After the Scam

Primary Category: Scam Victim Recovery Psychology

Author:
•  Tim McGuinness, Ph.D., DFin, MCPO, MAnth – Anthropologist, Scientist, Polymath, Director of the Society of Citizens Against Relationship Scams Inc.
Author Biographies Below

 

About This Article

Self-sabotage is a common but often unrecognized barrier to recovery for survivors of relationship scams. Following betrayal trauma, many victims develop coping behaviors intended to reduce emotional pain or prevent future harm, but these behaviors frequently prolong distress. Patterns such as social withdrawal, extreme distrust, obsessive rumination, financial avoidance, identity fixation, perfectionism, emotional numbing, and overreliance on others can undermine healing by reinforcing shame, fear, and helplessness. These responses are not character flaws but trauma-driven adaptations shaped by loss, manipulation, and disrupted trust. Effective recovery involves identifying self-sabotaging behaviors, understanding their psychological roots, and replacing them with supportive strategies that restore agency, emotional regulation, and realistic safety. With trauma-informed support and deliberate self-compassion, survivors can reduce internal obstacles and move forward with greater stability and confidence.

Note: This article is intended for informational purposes and does not replace professional medical advice. If you are experiencing distress, please consult a qualified mental health professional.

Self-Sabotage and Scam Victims Recovery - 2026

The Enemy Within: Understanding and Overcoming Self-Sabotage After the Scam

Self-sabotage is one of the most common reasons why scam victims fail to recover.

The journey of recovery from a relationship scam is often visualized as a path moving from darkness into light, a linear progression of healing and growth. We even call it following the Yellow Brick Road. However, for many survivors, the reality is far more complex and turbulent. Long after the scammer has been blocked, a new and insidious enemy often emerges. This enemy is not a faceless profile on a dating app or a fraudulent investment platform. It is the survivors themselves. This phenomenon, known as self-sabotage, is a pervasive and often unconscious pattern of behavior where the victim actively or passively hinders their own recovery. It is a tragic paradox: the person who was victimized by an external predator becomes the primary agent of their own continued suffering.

This article is not intended to cast blame on the victim, not at all. It is intended to provide information so that victims can be watchful for these behaviors in themselves and can take appropriate actions to reduce or eliminate them.

Understanding Self-Sabotage in Betrayal Trauma Victims

To understand self-sabotage in this context, we must look deep into the psychology of trauma. A scam is not just a financial crime; it is an annihilation of reality. The victim’s judgment, trust, and identity are systematically dismantled by the manipulator. When the illusion shatters, the victim is left with a profound sense of chaos and self-loathing. The mind, in its desperate attempt to cope with this overwhelming pain, constructs defense mechanisms. While these mechanisms are designed to protect the mind from further harm, they often manifest as self-sabotaging behaviors that prevent true healing. The victim becomes trapped in a cycle where they fear recovery as much as they fear the trauma, because recovery requires facing the raw reality of what happened, while self-sabotage offers a familiar, albeit painful, distraction. Understanding these behaviors is the first step toward breaking the cycle. Below is an exploration of the most common self-sabotaging behaviors scam victims engage in, along with actionable strategies to overcome them.

Self-Sabotaging Behaviors

Isolation and Withdrawal

One of the most immediate and damaging forms of self-sabotage is the withdrawal from social connections.

After the scam, victims often feel an intense sense of shame. They believe they are foolish, gullible, or damaged goods. To avoid the perceived judgment of others, they retreat into a shell. They stop attending family gatherings, ignore calls from friends, and disengage from support groups, even if they join them. This isolation is fueled by the fear that if anyone really knew what happened, they would reject them. While this feels like safety, it is actually a prison. Isolation deprives the victim of the reality testing and emotional nourishment needed to heal. It allows the trauma to fester in the dark, unchallenged by outside perspectives.

How to Overcome It: Overcoming isolation requires a gradual and deliberate re-engagement with the world. You must start by distinguishing between shame and guilt. Shame says, “I am bad,” while guilt says, “I did something bad.” You are not bad; you were victimized by professional criminals; it was not your fault. Remind yourself that true friends and family will respond to your vulnerability with support, not condemnation. Start small. Instead of a big party, agree to have coffee with one trusted person. Be honest about your struggle. You might say, “I am having a hard time right now, and I could use a friend.” You can also join the SCARS Institute Community specifically for scam victims. In these spaces, you can interact online until you build the confidence to engage face-to-face in zoom calls. The goal is not to be the life of the party immediately, but to simply not be alone with your trauma.

Perpetual Vigilance and Trust Anorexia

In the aftermath of a scam, the victim’s trust mechanism is shattered. To ensure they are never hurt again, they often swing to the opposite extreme of hypervigilance. They become “Trust Anorexics,” starving themselves of connection. They view every person, every email, and every opportunity with extreme suspicion. While caution is healthy, this level of distrust is paralyzing and starving. It prevents the victim from forming new relationships, accepting help, or even enjoying simple pleasures. They sabotage their own future by refusing to let anyone in. They may push away genuine support workers or friends because they are convinced everyone has an ulterior motive. This behavior keeps the victim stuck in a state of perpetual high alert, which is physically and emotionally exhausting.

How to Overcome It: The antidote to trust anorexia is “risk titration.” You cannot go from zero trust to total trust overnight. You must relearn trust in small, measured doses. Make a conscious effort to differentiate between the person who scammed you and the people currently in your life. Remind yourself that your partner, your sibling, or your colleague is not the scammer. Practice “skeptical openness.” This means keeping your eyes open and your boundaries firm, but still allowing yourself to be present and engaged. When you feel the urge to push someone away, pause and ask yourself, “Is this person actually showing me red flags, or am I just afraid?” If it is fear, take a deep breath and stay in the conversation. You are rebuilding a muscle; it takes time and repetition.

Obsessive Rumination and Mental Review

Many victims sabotage their recovery by mentally replaying the scam on an endless loop. They analyze every message, every phone call, and every financial transaction. They torture themselves with the question, “How could I have been so stupid?” This rumination is a form of self-punishment. It is a misguided attempt to gain control over the past. The victim believes that if they think about it hard enough, they will somehow solve it, or that by beating themselves up, they will ensure it never happens again. In reality, this behavior reinforces the neural pathways of trauma. It keeps the victim stuck in the past, preventing them from investing energy in the present. It is a way of avoiding the feelings of grief by intellectualizing the pain.

How to Overcome It: Breaking the cycle of rumination requires cognitive defusion. When you catch yourself spiraling into a mental review, literally say out loud, “Stop.” Visualize a large, red stop sign. Then, immediately redirect your attention to the present moment using your senses. Describe five things you see, four things you can touch, three things you hear, two things you can smell, and one thing you can taste. This grounding exercise pulls you out of your head and into your body. Another effective tool is scheduling “worry time.” Set a timer for fifteen minutes a day, where you allow yourself to think about the scam and beat yourself up. When the timer goes off, you must stop. If the thoughts come back later, tell yourself, “Not now, I will worry about that tomorrow at 4 PM.” This trains your brain that you are in control of your thoughts, not the other way around.

Financial Self-Destruction

The financial fallout of a scam is often devastating, but many victims exacerbate this damage through self-sabotage. Some engage in “revenge spending,” buying things they cannot afford in a desperate attempt to buy happiness or regain a sense of control. This is a form of a Dopamine fix. Others go to the opposite extreme, hoarding every penny out of terror, refusing to spend money on necessities like food, health care, or bills. Some victims fall for “recovery scams,” paying thousands of dollars to people who claim they can get their money back, a classic case of victimizing oneself twice. There are also those who simply ignore their financial reality, refusing to open bank statements or bills because the truth is too painful to face. All of these behaviors are forms of avoidance and punishment that deepen the financial hole and delay recovery.

How to Overcome It: You must treat your financial healing like physical therapy. It will be painful at first, but ignoring it will only make the injury worse. Start by facing the numbers. Sit down and list every debt, every loss, and every asset. It will be a shock to your system, but it is the only way to start making a plan. If you cannot do this alone, ask a trusted friend or a financial counselor to help you. Create a bare-bones budget that covers your survival needs. Commit to not making any large financial decisions for six months. If you feel the urge to spend or invest, impose a mandatory 72-hour waiting period. Use this time to ask yourself if this action is helping your recovery or hurting it. Remember, recovering your financial stability is a marathon, not a sprint. Focus on small wins, like paying off a small bill or saving a few dollars, to build your confidence.

Victim Identity Fusion

It is easy to understand why a scam victim would identify strongly with their trauma. The event is massive and life-altering. However, some victims sabotage their future by fusing their identity entirely with the label of “victim.” They define themselves solely by what happened to them. Every conversation becomes an opportunity to tell their story. Every interaction is filtered through the lens of their betrayal. While sharing your story is vital for processing, refusing to move past it is dangerous. When you become only a victim, you give up your agency. You convince yourself that you are broken and that you will never be happy or successful again. This identity becomes a self-fulfilling prophecy, repelling positive opportunities and people who want to know the whole you, not just your trauma.

How to Overcome It: You must begin to reintegrate the parts of yourself that existed before the scam. Make a list of qualities, hobbies, and roles that have nothing to do with the scam. You might be a painter, a parent, a runner, a cook, or a loyal friend. Choose one of these identities and intentionally nurture it. If you used to run, put on your shoes and go for a jog, even if it is just for ten minutes. If you used to paint, buy a canvas and some paint. When you introduce yourself to new people, practice introducing yourself without mentioning the scam. You are not “the person who got scammed”; you are a complex human being who had a traumatic experience but is so much more than that. Actively participate in activities that bring you joy or a sense of competence. This helps to dilute the trauma’s hold on your self-concept.

Setting Impossible Recovery Standards

Perfectionism is a common form of self-sabotage. Many victims set rigid, unrealistic timelines for their recovery. They tell themselves, “I should be over this by now,” or “I must forgive myself completely today.” When they inevitably fail to meet these impossible standards, they spiral into shame and tend to give up. They view their normal fluctuations in mood and progress as failures. This all-or-nothing thinking creates a cycle where the victim feels good one day, feels bad the next, and then decides they are back at square one. This mindset turns the natural, non-linear process of healing into a test they are destined to fail. It creates a constant sense of failure that reinforces the trauma.

How to Overcome It: Adopt the philosophy of “progress, not perfection.” Understand that healing is not a straight line; it is a squiggly line with loops and detours. Accept that you will have bad days. You will have days when you feel angry or sad all over again. This does not mean you are failing; it means you are processing. Celebrate small victories. Did you get out of bed today? That is a win. Did you eat a healthy meal? That is a win. Did you resist the urge to check the scammer’s profile? That is a massive win. Keep a journal of these small wins and look back at it when you feel discouraged. Be as kind to yourself as you would be to a wounded child. You would not yell at a child for stumbling while learning to walk, so do not yell at yourself for stumbling while learning to heal.

Avoidance of Professional Help

Perhaps the most damaging form of self-sabotage is the refusal to seek professional help. Many victims avoid therapy because they are ashamed to tell their story to a stranger. They fear being judged or misunderstood. Others believe they should be strong enough to handle it on their own. Some even convince themselves that their situation is unique and that no therapist could possibly understand the sophisticated manipulation they endured. By avoiding therapy, they deny themselves the most effective tool for trauma recovery. They try to perform surgery on themselves without the necessary training or tools, often causing more damage.

How to Overcome It: Acknowledge that you cannot heal psychological trauma in the same way you heal a physical wound by just “toughing it out.” Trauma lives in the body and the nervous system, and it often requires professional guidance to release. If you are afraid of judgment, remember that therapists are trained to be non-judgmental. They have heard it all. If you are worried about cost, look for low-cost clinics, support groups that offer facilitation, or online resources. Start by simply researching therapists in your area who specialize in trauma or financial abuse. You do not have to commit to anything immediately. Just gather information. Treat it as an interview process where you are the client looking for the right service. Making that first phone call is an act of courage, not weakness.

Remember that members of the SCARS Institute’s Survivors’ Community receive free therapy on request (through our partners, and while available).

Emotional Numbing and Dissociation

Some survivors cope with the aftermath of a scam by emotionally shutting down.

Rather than feeling overwhelming pain, they feel very little at all. Joy, sadness, curiosity, motivation, and even anger become muted or absent. This emotional flattening is not indifference. It is a nervous system survival response. The mind decides that feeling nothing is safer than feeling too much. While this numbing can offer temporary relief, it quietly sabotages recovery by preventing emotional processing. Healing requires engagement with feeling, not avoidance of it. When emotions are suppressed, trauma remains unresolved and resurfaces later as depression, anxiety, irritability, or physical symptoms.

How to Overcome It: Recovery from numbing begins with gentle reconnection, not force. Survivors benefit from engaging in low-risk emotional experiences, such as listening to music, spending time in nature, or watching familiar, comforting films. Somatic practices, such as mindful walking, stretching, or breathwork, can help restore body awareness. Therapy is especially effective for dissociation because it provides a safe container for emotions to return gradually. The goal is not to flood yourself with feeling, but to allow sensation and emotion to return at a tolerable pace.

Seeking Punishment Through Self-Denial

Some victims unconsciously punish themselves for being scammed.

This punishment can take subtle forms. Survivors may deny themselves pleasure, rest, comfort, or kindness. They may believe they do not deserve happiness until they have fully “paid” for their mistake. This can look like refusing to celebrate milestones, declining social invitations, overworking, or neglecting self-care. This behavior is rooted in internalized blame. The survivor believes suffering is justified and relief is unearned. This sabotages recovery by reinforcing shame and delaying emotional repair.

How to Overcome It: Survivors must consciously separate accountability from punishment. Being a victim does not require lifelong penance. Begin by allowing small, neutral comforts without justification, such as a warm meal, a walk, or an hour of rest. Practice noticing self-punishing thoughts and replacing them with factual statements, such as “I did not cause the crime.” Compassion-focused therapy can be especially helpful in dismantling the belief that suffering is deserved.

Compulsive Information Consumption

Many survivors sabotage healing by endlessly consuming scam-related content.

They read articles, watch videos, follow exposure pages, and scan forums for hours each day. While education is important, overexposure, especially to the wrong kind of information, becomes dysregulating. The nervous system stays in a constant state of threat activation. Instead of increasing safety, this behavior reinforces fear, hypervigilance, and mistrust of the world. The survivor may believe that constant vigilance equals protection, but it actually keeps the trauma alive.

How to Overcome It: Survivors benefit from setting boundaries around information intake. Designate specific, limited times for education and avoid consuming scam-related content before sleep. Balance learning with restorative activities that signal safety to the nervous system. Ask yourself whether the content you are consuming is helping you recover or simply keeping you alert and afraid. Education should empower, not immobilize.

Testing Reality Through Risky Exposure

Some survivors unconsciously test their safety by putting themselves back into risky situations.

This may include re-entering dating apps prematurely, engaging strangers in private conversations, or responding to suspicious messages “just to see.” This behavior is often misunderstood as recklessness. In reality, it is a trauma-driven attempt to regain control. The survivor wants to prove they can detect danger now. Unfortunately, this testing behavior increases the risk of re-victimization and reinforces anxiety rather than confidence.

How to Overcome It: True confidence is built through stability, not exposure. Survivors should avoid self-testing during early recovery and instead develop skills in low-risk environments, such as support groups or therapeutic role-play. Confidence grows from consistency and boundaries, not from proximity to threat. Replace risky testing with structured learning and supervised practice.

Over-Explaining and Chronic Self-Justification

Another subtle form of self-sabotage is the need to constantly explain or justify the scam.

Survivors may repeatedly recount details to prove they were intelligent, careful, or manipulated in sophisticated ways. This behavior is driven by a need to counter judgment. Unfortunately, it reinforces the belief that validation must be earned. Over-explaining keeps the survivor trapped in defense mode and reinforces the idea that their worth is conditional.

How to Overcome It: Survivors must practice letting their experience stand without argument. You do not owe anyone a defense narrative. Healing involves internal validation, not convincing others. Practice short, contained explanations and notice the urge to add more detail. With time, the need to justify fades as self-trust returns.

Avoidance of Future Planning

Some survivors sabotage recovery by refusing to imagine a future.

They avoid setting goals, making plans, or committing to anything beyond immediate survival. This avoidance is often rooted in fear. The future feels unsafe because the past proved unpredictable. Unfortunately, avoiding planning keeps the survivor psychologically frozen in the moment of trauma.

How to Overcome It: Recovery includes cautiously reintroducing future orientation. Start with small, low-stakes plans, such as scheduling an activity next week or setting a simple personal goal. Planning does not mean certainty. It means reclaiming agency. Over time, the ability to imagine a future returns as safety is restored.

Emotional Outsourcing

Some survivors rely excessively on others to regulate their emotions.

They may constantly seek reassurance, advice, or permission from friends, family, or online communities. While support is essential, over-reliance becomes self-sabotage when it replaces internal coping skills. The survivor may begin to doubt their own judgment entirely, reinforcing dependency and helplessness.

How to Overcome It: Support should supplement self-regulation, not replace it. Survivors benefit from learning grounding skills, emotional labeling, and decision-making frameworks. Before seeking reassurance, pause and ask yourself what you believe or feel first. Recovery involves rebuilding internal authority alongside external support.

Review

The path to recovering from a relationship scam is fraught with obstacles, not least of which are the ones we build ourselves. Self-sabotage is a cruel trick of the mind, a desperate attempt to protect the self from pain that ultimately leads to more suffering. By recognizing these behaviors—isolation, trust anorexia, rumination, financial destruction, victim fusion, perfectionism, and avoidance—you strip them of their power. You stop being an unwitting participant in your own demise and start becoming an active agent in your recovery. It takes immense courage to look in the mirror and admit, “I am the one standing in my way.” But once you have that realization, you also have the power to step aside. You can choose to replace the self-sabotage with self-compassion, the doubt with trust, and the despair with hope. The scammer may have taken your money or your false reality, but they do not have to take your future. That belongs to you, and you have the strength to reclaim it.

Conclusion

Self-sabotage after a relationship scam is not a sign of weakness, poor character, or failure to learn. It is a predictable trauma response that emerges when the nervous system remains oriented toward threat long after the scam has ended. Many of the behaviors described, such as isolation, hypervigilance, rumination, emotional numbing, financial avoidance, and identity fusion, began as attempts to cope with overwhelming loss and betrayal. Over time, however, they quietly interfere with healing by keeping the survivor stuck in fear, shame, and self-doubt. Recovery requires recognizing these patterns without judgment and understanding their original purpose before gently replacing them with safer strategies. With education, structured support, and self-compassion, survivors can interrupt self-sabotage and reclaim agency. Healing does not come from punishing oneself for what happened. It comes from learning to protect the future while restoring trust in one’s own capacity to recover.

Self-Sabotage and Scam Victims Recovery - 2026

Glossary

  • Accountability — Accountability is the practice of naming what happened, facing consequences, and choosing repair without using shame as a weapon. It supports recovery by guiding practical actions while protecting dignity and self-respect.
  • All-or-Nothing Thinking — All-or-nothing thinking is a cognitive distortion where progress is judged as perfect or worthless, with no middle ground. It sabotages recovery by turning normal setbacks into proof of failure and hopelessness.
  • Avoidance of Future Planning — Avoidance of future planning is the pattern of refusing to set goals or make commitments because the future feels unsafe. It keeps recovery frozen in survival mode and limits a survivor’s ability to rebuild agency.
  • Avoidance of Professional Help — Avoidance of professional help is the decision to delay or refuse therapy or clinical support due to shame, fear of judgment, or beliefs about self-reliance. It prolongs symptoms by removing structured tools that support trauma recovery.
  • Betrayal Trauma — Betrayal trauma is a psychological injury that occurs when harm is caused by someone a person trusted or depended on emotionally. It often produces confusion, self-doubt, and persistent distress because the mind struggles to reconcile love with exploitation.
  • Boundary Erosion — Boundary erosion is the gradual weakening of personal limits, such as tolerating disrespect, oversharing, or ignoring discomfort. It increases vulnerability by making unsafe situations feel normal and harder to interrupt.
  • Cognitive Defusion — Cognitive defusion is a skill that helps a person observe thoughts as mental events rather than facts that must be obeyed. It reduces rumination by creating distance between the survivor and self-attacking narratives.
  • Cognitive Overload — Cognitive overload is a state where the brain is managing too many demands at once, reducing attention, memory, and judgment. After a scam, overload can intensify mistakes and increase emotional reactivity.
  • Compassion-Focused Therapy — Compassion-focused therapy is an approach that targets shame and self-attack by building self-compassion and emotional safety. It can help survivors replace punishment-based coping with supportive inner dialogue and healthier regulation.
  • Compulsive Information Consumption — Compulsive information consumption is excessive exposure to scam-related content that keeps the nervous system in threat mode. It can mimic safety behavior while actually reinforcing fear, distrust, and sleep disruption.
  • Conditioned Threat Response — Conditioned threat response is a learned body reaction where cues linked to danger trigger anxiety, panic, or avoidance. Scam survivors may experience this response when reminders activate fear without conscious choice.
  • Defense Mechanisms — Defense mechanisms are automatic psychological strategies the mind uses to reduce distress, such as denial, avoidance, or intellectualization. They can protect short-term, but may become self-sabotaging when they block healing.
  • Dissociation — Dissociation is a protective shift in awareness where emotions, sensations, or memory feel distant or unreal. It can interfere with recovery by reducing emotional processing and making daily functioning feel disconnected.
  • Dopamine Seeking — Dopamine seeking is the drive to pursue quick reward or relief when distress is high, and motivation feels impaired. It can appear as impulsive spending, compulsive scrolling, or risky behaviors that temporarily numb pain.
  • Emotional Dysregulation — Emotional dysregulation is the difficulty returning to balance after strong feelings such as grief, shame, anger, or fear. It increases impulsive decision-making and can make reassurance-seeking feel urgent and necessary.
  • Emotional Numbing — Emotional numbing is a shutdown response where feelings become muted to reduce overwhelm. It may feel like control, but it often blocks grief processing and reduces access to joy and connection.
  • Emotional Outsourcing — Emotional outsourcing is relying on others to manage inner distress through constant reassurance, advice, or permission seeking. It can weaken self-trust by replacing internal coping with dependency on external approval.
  • Exposure Testing — Exposure testing is returning to risky situations to prove safety or competence after trauma, such as reentering dating apps prematurely. It can backfire by increasing anxiety and raising the risk of re-victimization.
  • Financial Avoidance — Financial avoidance is refusing to open statements, check balances, or make a plan because the facts feel unbearable. It delays recovery by allowing problems to grow while the survivor remains stuck in uncertainty.
  • Financial Self-Destruction — Financial self-destruction is behavior that worsens financial harm after a scam, including revenge spending, hoarding, or falling for recovery scams. It often functions as avoidance or self-punishment rather than careful planning.
  • Forgiveness Pressure — Forgiveness pressure is the belief that a survivor must forgive quickly to prove strength or maturity. It can be self-sabotaging when it forces emotional bypassing and suppresses necessary anger and grief.
  • Grief Avoidance — Grief avoidance is the pattern of escaping sadness through distraction, overwork, or constant activity. It prolongs healing because grief needs acknowledgment and time to integrate into a survivable story.
  • Grounding Skills — Grounding skills are practical techniques that bring attention back to the present through the senses and the body. They reduce panic and rumination by interrupting trauma loops and stabilizing attention.
  • Hypervigilance — Hypervigilance is persistent scanning for threat, often accompanied by tension, irritability, and sleep disruption. It can protect in small doses but becomes harmful when it replaces normal life with constant alertness.
  • Identity Disruption — Identity disruption is the sense that the survivor no longer recognizes who they are after manipulation and loss. It contributes to shame and confusion and may drive rigid coping strategies that limit growth.
  • Internalized Blame — Internalized blame is adopting responsibility for the crime and treating victimization as proof of personal defect. It strengthens shame and fuels punishment-based behaviors that block recovery.
  • Isolation and Withdrawal — Isolation and withdrawal are the reduction of social contact to avoid judgment, embarrassment, or emotional exposure. It can feel safe in the moment but removes support, perspective, and emotional nourishment.
  • Learned Helplessness — Learned helplessness is the belief that nothing a person does will change outcomes, often after repeated stress or failure. It undermines recovery by reducing motivation to seek support or practice new skills.
  • Mental Review — Mental review is the repeated replaying of events, messages, and decisions to find the moment the survivor believes they failed. It reinforces trauma pathways and keeps attention anchored to the past.
  • Non-Linear Healing — Non-linear healing is the reality that recovery includes progress, setbacks, and cycles rather than steady improvement. Understanding this prevents shame spirals and supports persistence when symptoms fluctuate.
  • Perfectionism — Perfectionism is the demand to heal flawlessly, think correctly at all times, or never feel distress again. It sabotages recovery by turning normal emotion into evidence of incompetence or failure.
  • Progress Tracking — Progress tracking is the habit of noticing small improvements, such as better sleep, reduced rumination, or healthier boundaries. It strengthens motivation by providing evidence of change when feelings suggest nothing is improving.
  • Punishment-Based Coping — Punishment-based coping is using suffering, deprivation, or harsh self-talk to manage shame and restore a sense of control. It deepens trauma by confirming the false belief that pain is deserved.
  • Reality Testing — Reality testing is the process of checking perceptions against facts and trusted feedback, especially during emotional distress. It supports recovery by correcting catastrophic beliefs and reducing impulsive decisions.
  • Reassurance Seeking — Reassurance seeking is repeated checking with others to reduce anxiety, confirm safety, or relieve doubt. It is understandable after betrayal, but it becomes self-sabotaging when it replaces self-regulation.
  • Recovery Standards — Recovery standards are the expectations a survivor sets for how quickly and smoothly healing should occur. Unrealistic standards increase shame, while realistic standards support steady, sustainable progress.
  • Reintegration — Reintegration is rebuilding a full sense of self that includes interests, roles, and values beyond the scam experience. It reduces victim identity fusion by restoring a broader identity and a stronger life structure.
  • Revenge Spending — Revenge spending is impulsive purchasing used to reclaim control, numb distress, or restore pride after loss. It can worsen financial harm and create additional shame that delays recovery.
  • Risk Titration — Risk titration is the gradual reintroduction of trust and connection through small, measured steps. It supports recovery by rebuilding confidence without overwhelming the nervous system or compromising safety.
  • Safety Behaviors — Safety behaviors are actions intended to prevent distress, such as avoidance, checking, or constant monitoring. Some are useful short term, but overuse can keep fear alive and reduce confidence.
  • Skeptical Openness — Skeptical openness is the balance of staying engaged with life while maintaining boundaries and critical thinking. It supports recovery by preventing both naive trust and total shutdown.
  • Shame — Shame is a painful belief that the self is flawed, unworthy, or defective, often intensified by social judgment. It drives secrecy and isolation and can fuel self-punishment that blocks healing.
  • Shame Versus Guilt — Shame versus guilt describes the difference between judging the self and judging a behavior or decision. Recognizing the difference helps survivors replace self-attack with constructive responsibility and repair.
  • Social Comparison — Social comparison is evaluating one’s experience against others, such as competing over loss amounts or sophistication of manipulation. It increases shame and disrupts community support by turning healing into ranking.
  • Support Community — Support community refers to structured peer spaces where survivors share experiences, learn skills, and receive validation without judgment. It reduces isolation and improves reality testing through a compassionate external perspective.
  • Survivor Agency — Survivor agency is the capacity to make choices, set boundaries, and direct recovery despite distress. Strengthening agency reduces helplessness and supports long-term confidence and safer decision-making.
  • Trauma Loop — Trauma loop is the cycle where triggers activate distress, which leads to rumination, avoidance, or safety behaviors that reinforce fear. Interrupting the loop requires grounding, support, and deliberate skill practice.
  • Trust Anorexia — Trust anorexia is the extreme restriction of connection and reliance on others due to fear of being harmed again. It protects against disappointment short term but deprives the survivor of support and belonging.
  • Validation Seeking — Validation seeking is the attempt to restore worth and dignity through outside confirmation rather than inner stability. It can become self-sabotaging when approval is treated as proof of safety or readiness.
  • Victim Identity Fusion — Victim identity fusion is when the survivor’s identity becomes dominated by the label of victim and the scam narrative. It can reduce hope and agency by shrinking the self into a single traumatic chapter.
  • Worry Time — Worry time is a structured period set aside for thinking about distressing material rather than letting it spread across the day. It reduces rumination by teaching the brain that attention can be directed intentionally.

Author Biographies

Dr. Tim McGuinness is a co-founder, Managing Director, and Board Member of the SCARS Institute (Society of Citizens Against Relationship Scams Inc.), where he serves as an unsalaried volunteer officer dedicated to supporting scam victims and survivors around the world. With over 34 years of experience in scam education and awareness, he is perhaps the longest-serving advocate in the field.

Dr. McGuinness has an extensive background as a business pioneer, having co-founded several technology-driven enterprises, including the former e-commerce giant TigerDirect.com. Beyond his corporate achievements, he is actively engaged with multiple global think tanks where he helps develop forward-looking policy strategies that address the intersection of technology, ethics, and societal well-being. He is also a computer industry pioneer (he was an Assistant Director of Corporate Research Engineering at Atari Inc. in the early 1980s) and invented core technologies still in use today. 

His professional identity spans a wide range of disciplines. He is a scientist, strategic analyst, solution architect, advisor, public speaker, published author, roboticist, Navy veteran, and recognized polymath. He holds numerous certifications, including those in cybersecurity from the United States Department of Defense under DITSCAP & DIACAP, continuous process improvement and engineering and quality assurance, trauma-informed care, grief counseling, crisis intervention, and related disciplines that support his work with crime victims.

Dr. McGuinness was instrumental in developing U.S. regulatory standards for medical data privacy called HIPAA and financial industry cybersecurity called GLBA. His professional contributions include authoring more than 1,000 papers and publications in fields ranging from scam victim psychology and neuroscience to cybercrime prevention and behavioral science.

“I have dedicated my career to advancing and communicating the impact of emerging technologies, with a strong focus on both their transformative potential and the risks they create for individuals, businesses, and society. My background combines global experience in business process innovation, strategic technology development, and operational efficiency across diverse industries.”

“Throughout my work, I have engaged with enterprise leaders, governments, and think tanks to address the intersection of technology, business, and global risk. I have served as an advisor and board member for numerous organizations shaping strategy in digital transformation and responsible innovation at scale.”

“In addition to my corporate and advisory roles, I remain deeply committed to addressing the rising human cost of cybercrime. As a global advocate for victim support and scam awareness, I have helped educate millions of individuals, protect vulnerable populations, and guide international collaborations aimed at reducing online fraud and digital exploitation.”

“With a unique combination of technical insight, business acumen, and humanitarian drive, I continue to focus on solutions that not only fuel innovation but also safeguard the people and communities impacted by today’s evolving digital landscape.”

Dr. McGuinness brings a rare depth of knowledge, compassion, and leadership to scam victim advocacy. His ongoing mission is to help victims not only survive their experiences but transform through recovery, education, and empowerment.

 

-/ 30 /-

What do you think about this?
Please share your thoughts in a comment below!

 

Leave A Comment

TABLE OF CONTENTS

CATEGORIES

U.S. & Canada Suicide Lifeline 988
International Numbers

 

Self-Sabotage and Scam Victims Recovery - 2026

ARTICLE META

Jopin teh free, safe, and confidential SCARS Institute Community

Important Information for New Scam Victims

  • Please visit www.ScamVictimsSupport.org – a SCARS Website for New Scam Victims & Sextortion Victims.
  • SCARS Institute now offers its free, safe, and private Scam Survivor’s Support Community at www.SCARScommunity.org – this is not on a social media platform, it is our own safe & secure platform created by the SCARS Institute especially for scam victims & survivors.
  • SCARS Institute now offers a free recovery learning program at www.SCARSeducation.org.
  • Please visit www.ScamPsychology.org – to more fully understand the psychological concepts involved in scams and scam victim recovery.

If you are looking for local trauma counselors, please visit counseling.AgainstScams.org

If you need to speak with someone now, you can dial 988 or find phone numbers for crisis hotlines all around the world here: www.opencounseling.com/suicide-hotlines

Statement About Victim Blaming

Some of our articles discuss various aspects of victims. This is both about better understanding victims (the science of victimology) and their behaviors and psychology. This helps us to educate victims/survivors about why these crimes happened and not to blame themselves, better develop recovery programs, and help victims avoid scams in the future. At times, this may sound like blaming the victim, but it does not blame scam victims; we are simply explaining the hows and whys of the experience victims have.

These articles, about the Psychology of Scams or Victim Psychology – meaning that all humans have psychological or cognitive characteristics in common that can either be exploited or work against us – help us all to understand the unique challenges victims face before, during, and after scams, fraud, or cybercrimes. These sometimes talk about some of the vulnerabilities the scammers exploit. Victims rarely have control of them or are even aware of them, until something like a scam happens, and then they can learn how their mind works and how to overcome these mechanisms.

Articles like these help victims and others understand these processes and how to help prevent them from being exploited again or to help them recover more easily by understanding their post-scam behaviors. Learn more about the Psychology of Scams at www.ScamPsychology.org

SCARS INSTITUTE RESOURCES:

If You Have Been Victimized By A Scam Or Cybercrime

♦ If you are a victim of scams, go to www.ScamVictimsSupport.org for real knowledge and help

♦ SCARS Institute now offers its free, safe, and private Scam Survivor’s Support Community at www.SCARScommunity.org/register – this is not on a social media platform, it is our own safe & secure platform created by the SCARS Institute especially for scam victims & survivors.

♦ Enroll in SCARS Scam Survivor’s School now at www.SCARSeducation.org

♦ To report criminals, visit https://reporting.AgainstScams.org – we will NEVER give your data to money recovery companies like some do!

♦ Follow us and find our podcasts, webinars, and helpful videos on YouTube: https://www.youtube.com/@RomancescamsNowcom

♦ Learn about the Psychology of Scams at www.ScamPsychology.org

♦ Dig deeper into the reality of scams, fraud, and cybercrime at www.ScamsNOW.com and www.RomanceScamsNOW.com

♦ Scam Survivor’s Stories: www.ScamSurvivorStories.org

♦ For Scam Victim Advocates visit www.ScamVictimsAdvocates.org

♦ See more scammer photos on www.ScammerPhotos.com

You can also find the SCARS Institute’s knowledge and information on Facebook, Instagram, X, LinkedIn, and TruthSocial

Psychology Disclaimer:

All articles about psychology and the human brain on this website are for information & education only

The information provided in this and other SCARS articles are intended for educational and self-help purposes only and should not be construed as a substitute for professional therapy or counseling.

Note about Mindfulness: Mindfulness practices have the potential to create psychological distress for some individuals. Please consult a mental health professional or experienced meditation instructor for guidance should you encounter difficulties.

While any self-help techniques outlined herein may be beneficial for scam victims seeking to recover from their experience and move towards recovery, it is important to consult with a qualified mental health professional before initiating any course of action. Each individual’s experience and needs are unique, and what works for one person may not be suitable for another.

Additionally, any approach may not be appropriate for individuals with certain pre-existing mental health conditions or trauma histories. It is advisable to seek guidance from a licensed therapist or counselor who can provide personalized support, guidance, and treatment tailored to your specific needs.

If you are experiencing significant distress or emotional difficulties related to a scam or other traumatic event, please consult your doctor or mental health provider for appropriate care and support.

Also read our SCARS Institute Statement about Professional Care for Scam Victims – click here

If you are in crisis, feeling desperate, or in despair, please call 988 or your local crisis hotline – international numbers here.

A Question of Trust

At the SCARS Institute, we invite you to do your own research on the topics we speak about and publish. Our team investigates the subject being discussed, especially when it comes to understanding the scam victims-survivors’ experience. You can do Google searches, but in many cases, you will have to wade through scientific papers and studies. However, remember that biases and perspectives matter and influence the outcome. Regardless, we encourage you to explore these topics as thoroughly as you can for your own awareness.