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The Loneliness of Scam Victim Recovery - 2025 - on SCARS Institute ScamsNOW.com - The Magazine of Scams, Scam Victims, and Scam Psychology

The Loneliness of Scam Victim Recovery

Navigating the Storm: Understanding and Overcoming Loneliness in Scam Victim Recovery

Primary Category: Scam Victim Recovery Psychology

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Licensed Psychologist, Specialty in Crime Victim Trauma Therapy, Neuropsychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D., DFin, MCPO, MAnth – Anthropologist, Scientist, Polymath, Director of the Society of Citizens Against Relationship Scams Inc.
•  Janina Morcinek – Certified and Licensed Educator, European Regional Director of the Society of Citizens Against Relationship Scams Inc.
Author Biographies Below

 

About This Article

Loneliness emerges as a quiet, persistent risk during scam victim recovery, often intensifying after the first major crisis when shock fades and reality settles in. Isolation grows through avoided plans, emotional withdrawal, lost interest, physical strain, and harsh self-talk. Distinct forms of loneliness, emotional, social, and existential, benefit from targeted responses, while a gentle thought practice of catch, check, and choose softens blame and fear. Foundational care supports healing through steady sleep, nourishing meals, fresh air, light movement, and basic digital safety. Small actions, such as a brief walk, one supportive message, and one simple chore, build momentum. Families and friends help most with belief, validation, reliable check-ins, shared meals, and practical rides. A short relapse plan and a printed five-person contact list keep rough days contained. Persistent self-harm thoughts, dangerous changes in sleep or eating, heavy substance use, or prolonged hiding signal the need for immediate help.

Note: This article is intended for informational purposes and does not replace professional medical advice. If you are experiencing distress, please consult a qualified mental health professional.

The Loneliness of Scam Victim Recovery - 2025 - on SCARS Institute ScamsNOW.com - The Magazine of Scams, Scam Victims, and Scam Psychology

Navigating the Storm: Understanding and Overcoming Loneliness in Scam Victim Recovery

Author’s Note

As we write this, we are reminded of the thousands of scam victims/survivors who have gone through our programs in the past. For many, they were able to find social connections in support groups with other survivors, but there were always a few who never managed to stay connected. Not only does this undermine their recovery, but it can lead them into a dangerous path of isolation, loneliness, and potential depression resulting from those. The importance of staying connected can not be understated. Other people during your recovery are your lifeline, and without them you are adrift on your own sea of dispair, alone, without direction and hope. Please take this seriously, your mental health and your future are at stake.

Lic. Vianey Gonzales
Janina Morcinek
Tim McGuinness, Ph.D.

Dear Survivor

As you journey through the challenging path of recovering from a scam, you will find yourself facing a profound and often overlooked obstacle: loneliness. This feeling can creep in unnoticed, quietly eroding your sense of connection and support. At the SCARS Institute, we’ve observed that many victims/survivors tend to withdraw from support after a certain point, leading to prolonged loneliness that can spiral into depression. This article is designed to help you recognize the signs of self-isolation and provide a compassionate guide to breaking free from its grip.

The First Major Crisis: A Turning Point

Your recovery journey is unique, but there are common milestones that many scam victims experience. The first major crisis often marks a significant turning point. It’s the moment when the initial shock and disbelief begin to wear off, and the reality of your situation becomes starkly clear. This crisis can be emotionally devastating, as it forces you to confront the full extent of the deception and the impact it has had on your life.

During this time, it’s natural to feel a range of intense emotions, including anger, sadness, and betrayal. These feelings are valid and an essential part of your healing process. However, it’s also during this phase that many victims start to withdraw. The weight of your experiences can make it feel easier to retreat into solitude, where you don’t have to explain your pain or face the judgments of others.

Learn more about the 5 Crises of Scam Victim Recovery here.

Recognizing Self-Isolation

Self-isolation can be subtle and gradual, making it easy to overlook. Here are some signs to watch for:

  1. Decreased Social Interaction: You may find yourself avoiding social gatherings, declining invitations, or even canceling plans at the last minute. While it’s normal to need some alone time, a persistent pattern of avoidance can indicate isolation.
  2. Emotional Withdrawal: You might notice that you’re less inclined to share your feelings with others, even with those you trust. This emotional detachment can create a barrier between you and your support network.
  3. Loss of Interest: A lack of interest in activities you once enjoyed can be a red flag. When hobbies, work, or social connections no longer bring you joy, it may signal that you’re drifting into isolation.
  4. Physical Symptoms: Loneliness can manifest physically, causing symptoms such as fatigue, changes in appetite, or even physical aches and pains. Pay attention to your body; it often sends clear signals when something isn’t right.
  5. Negative Self-Talk: If you find yourself engaging in self-blame or negative self-talk, it could be a sign that you’re internalizing your pain rather than seeking external support.

The Many Faces of Loneliness

Loneliness does not wear one face. It can manifest in various forms, each with its unique characteristics and impacts. Understanding these different types of loneliness can help you identify what you’re experiencing and take the right steps toward recovery.

Emotional Loneliness: This type of loneliness appears when you feel a lack of deep, meaningful connections, even if you are surrounded by people. It’s the feeling of being disconnected from those you care about or those who care about you. Emotional loneliness can be particularly challenging because it often involves a sense of isolation from the people you thought would provide comfort and support. After a scam, you might feel emotionally lonely if the betrayal has left you questioning the authenticity of your relationships.

Social Loneliness: This form of loneliness is characterized by a lack of social interactions and a small social circle. It shows up as thin social circles, few check-ins, and long, quiet weekends. You might find yourself with fewer friends or acquaintances to interact with, leading to a sense of disconnection from your community. Social loneliness can be exacerbated by the stigma of being a scam victim, making it harder to engage with others and rebuild your social network.

Existential Loneliness: This is a deeper, more profound type of loneliness that settles in when you feel a loss of meaning and purpose in your life. After a scam, you might question your values, beliefs, and the world around you. Existential loneliness can leave you feeling disconnected from your sense of self and the universe, as if the foundations of your existence have been shaken. This type of loneliness often involves a crisis of faith in humanity and the systems that were once trusted.

Naming the kind of loneliness that fits your current experience can be a powerful step in your recovery journey. It allows you to target your efforts more effectively and seek the right kind of support. For example, if you identify with emotional loneliness, you might focus on rebuilding trust and intimacy in your relationships. If social loneliness is your primary concern, you might work on expanding your social circle and engaging in community activities. And if existential loneliness is what you’re grappling with, you might seek support in exploring new meanings and purposes in life, such as by volunteering.

Support tends to work better when the target is clear. By understanding the specific type of loneliness you’re experiencing, you can tailor your recovery strategies to address your unique needs. This clarity can also help you communicate more effectively with friends, family, and professionals, ensuring that you receive the most relevant and beneficial support.

Transforming Thoughts: From Blame to Kindness

Thoughts during lonely hours can often lean toward blame and fear, creating a cycle of negativity that can be difficult to break. It’s common to find yourself spiraling into self-blame, questioning your worth, and feeling overwhelmed by fear. However, there is a simple yet powerful practice that can help you shift your perspective and find a kinder, more compassionate voice within.

The practice involves three steps: catch, check, and choose.

First, catch the thought as it arises. Pay attention to the moments when you find yourself thinking, “No one cares” or “I failed.” Acknowledge these thoughts without judgment, recognizing that they are a natural part of the healing process.

Next, check the thought. Ask yourself if this thought is based on facts or emotions. Often, our negative thoughts are exaggerated and untrue. For example, the thought “No one cares” might be checked against the reality that you have at least two people who care about you, and one of them is available to hear from you today. Similarly, “I failed” can be checked against the fact that you were targeted by a crime, and you are in the process of forming new skills and resilience.

Finally, choose a kinder version of the thought. Replace the harsh, self-critical voice with one that is more compassionate and realistic. Instead of “No one cares,” choose “Two people care, and one can hear from me today.” Instead of “I failed,” choose “A criminal targeted me, and I have new skills forming.” These kinder thoughts are not about denying the pain or the reality of your situation; they are about reframing your experience in a way that is more supportive and healing.

Clear, honest wording can have a profound impact on your emotional and physical well-being. When you speak to yourself with kindness and truth, you ease the tension in your body and steady your mind. This shift in self-talk can reduce stress, anxiety, and depression, creating a more positive and resilient outlook.

Practicing this thought transformation regularly can help you build a more compassionate inner dialogue. Over time, you may find that the negative thoughts become less frequent and less intense, replaced by a more balanced and supportive perspective. This practice is a tool you can use anytime, anywhere, providing a sense of control and empowerment in the face of loneliness and self-doubt.

Remember, healing is a journey, and being kind to yourself is a crucial part of that journey. By catching, checking, and choosing kinder thoughts, you can create a more nurturing environment for your recovery, one that supports your growth and well-being.

 

The Impact of Prolonged Loneliness

Prolonged loneliness can have serious consequences for your mental and physical health. It can lead to increased stress, anxiety, and depression, making it even harder to engage with the world around you. Research has shown that chronic loneliness is associated with a higher risk of heart disease, a weakened immune system, and even cognitive decline. Moreover, the emotional toll can leave you feeling hopeless and disconnected from your sense of self and purpose.

The impact of loneliness on all scam victims is particularly profound because it follows that period of intense trust and emotional investment. The betrayal feels personal and all-consuming, making it difficult to trust others again. This lack of trust can further cloud your feelings of isolation, creating a cycle that is hard to break.

Also, the stigma associated with being a scam victim can add an additional layer of isolation, as you try to avoid being judged by others. You feel embarrassed and ashamed to discuss your experiences, leading to a sense of disconnection from those around you. This is normal and valid, but this stigma can be reinforced by societal attitudes that blame victims for their own misfortune, making it even harder to seek support.

Breaking Free from Isolation: A Step-by-Step Guide

If you recognize any of these signs in yourself, know that you’re not alone, and there are steps you can take to break free from isolation:

  1. Acknowledge Your Feelings: The first step is to acknowledge that you’re feeling lonely and isolated. Recognizing your emotions is a powerful act of self-compassion and the foundation for healing. Name them, don’t shame them, and blame them.
  2. Reach Out: Even if it feels difficult, reach out to someone you trust. This could be a friend, family member, or a support group for scam victims. Sharing your feelings with someone who understands can provide immediate relief and a sense of connection. Remember, you don’t have to go through this alone, and there are people who care about your well-being. If you don’t have anyone you can reach out to, reach out to another survivor. It is ok to make friends in your support group.
  3. Set Small Goals: Start by setting small, achievable goals for social interaction. This could be as simple as calling a friend to check in, or having a coffee with a friend, or attending a support group meeting. Celebrate each small victory as a step forward. These small steps can build your confidence and make larger social interactions feel more manageable. Remember to reward yourself also for each small step so they become easier to do.
  4. Practice Self-Care: Engage in activities that nurture your well-being. This could include exercise, meditation, journaling, or any hobby that brings you joy. Self-care isn’t selfish; it’s essential for your recovery. Taking care of yourself physically and emotionally can boost your resilience and make it easier to connect with others.
  5. Challenge Negative Thoughts: When you catch yourself engaging in negative self-talk, challenge those thoughts. Ask yourself if they are based on facts or emotions. Often, our negative thoughts are exaggerated and untrue. By reframing your thoughts in a more positive and realistic light, you can start to change your perception of yourself and your situation.
  6. Seek Professional Help: Speaking with a therapist or counselor who specializes in trauma and loneliness is important. They can provide you with tools and strategies tailored to your unique situation. A professional can offer a safe space to explore your feelings and develop coping mechanisms that work for you.
  7. Join a Support Community: Connect with other scam survivors who understand your journey. Sharing your experiences with people who have walked a similar path can be incredibly validating and healing. These communities can provide a sense of belonging and remind you that you are not alone in your struggles.
  8. Volunteer: Helping others can be a powerful antidote to loneliness. Consider volunteering for a cause you care about. It can provide a sense of purpose and connect you with like-minded individuals. Volunteering can also give you a sense of accomplishment and make you feel more integrated into your community.
  9. Establish a Routine: Creating a daily routine can provide structure and a sense of normalcy. Include social activities in your routine, even if they’re small, to ensure you’re maintaining connections. A routine can help you feel more in control of your life and make it easier to stay connected with others.
  10. Be Patient with Yourself: Recovery is a very hard journey, and it’s okay to have setbacks. Be kind to yourself and remember that healing takes time. Each day is a new opportunity to take a step forward. Celebrate your progress, no matter how small, and don’t be too hard on yourself if you face challenges along the way.

Basic Care and Digital Safety

Basic care lays the groundwork for every other change in your recovery journey. When you’re healing from a scam, taking care of your fundamental needs can provide a stable foundation that supports all other aspects of your recovery. Regular sleep, balanced meals, fresh air, and gentle movement are not just clichés; they are essential practices that can significantly lower stress and quiet racing thoughts.

Sleep: Aim for a consistent sleep schedule, ensuring you get enough rest each night. Quality sleep is crucial for your body to repair and rejuvenate, and it can greatly improve your emotional resilience. Create a relaxing bedtime routine that helps you unwind and prepare for a restful night.

Nutrition: Eating balanced, nutritious meals can boost your energy levels and overall well-being. Focus on whole foods that provide the nutrients your body needs to function optimally. Staying hydrated is also key; drinking enough water can help you feel more alert and focused.

Fresh Air and Movement: Spending time outdoors and engaging in gentle physical activities, such as walking or stretching, can do wonders for your mental health. Fresh air can clear your mind, while movement releases endorphins, which are natural mood lifters. Even a short walk can provide a sense of accomplishment and help you feel more connected to the world around you.

Digital Safety: In addition to basic self-care, it’s crucial to prioritize your digital safety. The trauma of a scam can leave you feeling vulnerable, and taking steps to protect yourself online can provide a sense of security and control. Here are some practical steps you can take:

  • Change Your Passwords: Update your passwords to something strong and unique. Avoid using the same password across multiple accounts.
  • Enable Multi-Factor Authentication: This adds an extra layer of security to your accounts, making it harder for scammers to access your information.
  • Freeze Your Credit: This can prevent new accounts from being opened in your name, giving you time to heal without the added stress of potential identity theft.
  • Pause Before Clicking: Before you click on any link or send funds, take a moment to verify the source. Scammers often use urgency to trick you into acting quickly, so a pause can help you make safer decisions.

Keeping a short checklist on paper can make these steps easy to follow, especially when your energy is low. Having a physical reminder can help you stay on track and ensure that you’re taking care of both your physical and digital well-being. This checklist can serve as a daily guide, helping you maintain a routine that supports your recovery.

By prioritizing basic care and digital safety, you create a safe and nurturing environment for yourself. This foundation can provide the stability and peace of mind you need to address the deeper emotional and psychological aspects of your recovery.

Simple Action and Building Momentum

A simple action often lifts your mood before your mood lifts on its own. When you’re recovering from a scam, it’s easy to feel overwhelmed and stuck in a cycle of negativity. However, taking small, manageable steps can create a ripple effect of positivity and progress. A small plan might include a ten-minute walk, sending one message to a safe person, and completing one simple chore before noon. These actions, while seemingly insignificant, can have a profound impact on your well-being and outlook.

Ten-Minute Walk: A short walk can provide a much-needed break from your thoughts and give you a chance to reconnect with your surroundings. The physical movement can help reduce stress and anxiety, while the change of scenery can offer a fresh perspective. Even a brief walk can boost your mood and energy levels, making it easier to tackle the rest of your day.

Reaching Out: Sending one message to a safe person, such as a trusted friend or family member, can provide a sense of connection and support. It doesn’t have to be a long conversation; a simple check-in can remind you that you’re not alone and that there are people who care about you. This small act of reaching out can strengthen your social bonds and provide a lifeline during challenging times.

Completing a Chore: Accomplishing one simple chore, like making your bed or doing the dishes, can give you a sense of achievement and control. These small victories can boost your self-esteem and provide a foundation for tackling larger tasks. By breaking down your responsibilities into manageable chunks, you can avoid feeling overwhelmed and build a sense of accomplishment.

Placing these simple actions in a weekly planner with reminders can help ensure that they happen, even on rough days. Having a visual schedule can provide structure and motivation, reminding you to prioritize self-care and small wins. Each completed step is a real win, and these wins add up over time, creating a positive feedback loop.

As you consistently take these small steps, you’ll begin to notice a shift in your mindset. The momentum you build from these gentle actions can carry you through more challenging moments, providing a sense of progress and purpose. This gradual build-up of positive experiences can help you regain confidence in your ability to heal and move forward.

Remember, recovery is a journey, and every small step counts. By focusing on gentle actions and celebrating your wins, you can create a sustainable path toward healing and a brighter future.

Embracing Connection

Remember, you are stronger than you know, and you deserve to live a life free from the shadows of loneliness. By recognizing the signs of self-isolation and taking proactive steps to reconnect, you can break free from the cycle of loneliness and embrace the support and connection that is available to you.

You are not alone in this journey. There is a community of survivors and supporters ready to walk beside you. Take that first step, reach out, and know that brighter days are ahead. Your resilience and courage are inspiring, and with each small step, you are reclaiming your life and your happiness.

Role For Families And Friends

Loved ones often want to help and benefit from simple guidance. Useful lines sound like, “I believe you,” “This was a crime,” and “How can I stand with you this week?” Less useful lines include blame, quick fixes, or money advice before safety steps. Steady check-ins, shared meals, and rides to appointments quietly move recovery forward.

The support of family and friends can be invaluable during your recovery from a scam. Loved ones often want to help but may not know the best way to offer their support. Providing them with simple, effective guidance can make a significant difference in your healing journey.

Useful Lines: Encourage your family and friends to use phrases that validate your experiences and offer practical support. For example, “I believe you” acknowledges the reality of your situation and reinforces that you are not alone. “This was a crime” helps to reframe the experience as an external event rather than a personal failure. “How can I stand with you this week?” opens the door for them to provide specific, tangible support that meets your needs.

Less Useful Lines: It’s important to steer clear of responses that can be counterproductive. Avoiding blame, quick fixes, or money advice before addressing safety steps is crucial. Blaming you for the scam can increase feelings of shame and isolation. Quick fixes may not address the underlying emotional trauma, and financial advice without first ensuring your safety can add unnecessary stress.

Steady Check-Ins: Regular, consistent check-ins from family and friends can provide a sense of stability and connection. These check-ins don’t have to be lengthy; a simple text or call to see how you’re doing can make a big difference. Steady check-ins help you feel supported and remind you that you are not forgotten.

Shared Meals: Sharing a meal with loved ones can be a comforting and nourishing experience. It provides an opportunity for connection and conversation in a relaxed setting. Whether it’s a home-cooked meal or a dinner out, these shared moments can boost your mood and provide a sense of normalcy.

Rides to Appointments: Offering to drive you to appointments, whether they are medical, therapeutic, or legal, is a practical way for friends and family to support your recovery. This gesture can reduce the stress of navigating transportation and ensure that you attend important meetings and treatments.

By guiding your loved ones on how to best support you, you create a network of care that can quietly and effectively move your recovery forward. Their presence, understanding, and practical help can provide the foundation you need to heal and rebuild your life.

Relapse And Setback Plan

Hard days return without warning. A short plan keeps them from turning into long weeks. Delay big decisions for twenty-four hours. Send one message from a prewritten list. Repeat one grounding habit like a shower, short walk, or cup of tea in daylight. A five-person contact list, printed and saved in the phone, makes reaching out simpler when energy feels thin.

Recovery from a scam is not a linear process, and it’s normal to experience setbacks and relapses along the way. These challenging days can feel overwhelming and may leave you questioning your progress. However, having a plan in place can help you navigate these difficult times and prevent a short-term setback from turning into a prolonged struggle.

Delay Big Decisions: When you’re feeling overwhelmed, it’s easy to make impulsive decisions that you might regret later. A simple rule of thumb is to delay any significant decisions for twenty-four hours. This gives you time to process your emotions and think more clearly. Often, a problem that seems insurmountable today will feel more manageable tomorrow.

Send One Message: Reaching out to someone can provide a sense of connection and support, even when you don’t feel like talking. Prepare a list of prewritten messages that you can send to trusted friends or family members. These messages can be as simple as, “I’m having a hard day and could use some support,” or “Just checking in; would love to hear from you.” Sending one of these messages can be a small but powerful step toward feeling less alone.

Repeat One Grounding Habit: Engaging in a familiar and comforting routine can help ground you during a setback. Choose one simple habit, such as taking a shower, going for a short walk, or making a cup of tea in daylight. These activities can provide a sense of normalcy and help you feel more in control. Repeat this habit as often as needed to help you regain your balance.

Five-Person Contact List: Create a list of five people you trust and who are supportive of your recovery journey. Print this list and save it in your phone for easy access. When your energy is low, and you’re struggling to reach out, having this list handy can make the process simpler. You can send a prewritten message to one of these contacts, knowing that they are there to support you.

Remember, setbacks are a natural part of the recovery process, and they do not define your progress. By having a plan in place, you can turn a hard day into an opportunity to practice self-care and reinforce your resilience. Each time you navigate a setback, you build strength and confidence in your ability to heal and move forward.

Warning Signs And When To Seek Help

Some signs call for prompt support. Ongoing thoughts of self-harm, plans to stop eating or sleeping, heavy substance use, or a strong pull to hide for days point to a higher risk. Local crisis numbers, such as 988 in the U.S. and Canada, primary care contacts, and therapy options belong in one easy-to-find place. Immediate danger requires local emergency services right away. Safety comes first, always.

Recovering from a scam can be an emotionally challenging journey, and it’s crucial to recognize when you or someone you know might need additional support. Certain warning signs indicate a higher risk and require prompt attention:

  • Ongoing Thoughts of Self-Harm: If you find yourself having persistent thoughts about harming yourself, it’s a clear sign that you need immediate support. These thoughts can be overwhelming and indicate a deep level of emotional distress that should not be ignored.
  • Plans to Stop Eating or Sleeping: Changes in eating or sleeping patterns, especially if they involve a complete cessation, can be dangerous. These behaviors can lead to physical and mental exhaustion, making it harder to cope with the emotional impact of the scam.
  • Heavy Substance Use: Turning to drugs or alcohol as a coping mechanism can exacerbate your emotional state and lead to further health complications. If you notice an increase in substance use, it’s important to seek help before it becomes a full-blown addiction.
  • A Strong Pull to Hide for Days: Withdrawing from social interactions and isolating yourself for extended periods can indicate depression or anxiety. This behavior can prevent you from seeking the support you need and may worsen your emotional state.

When you notice these signs, it’s essential to have a plan in place. Keep a list of local crisis numbers, primary care contacts, and therapy options in one easy-to-find place. This can include hotlines for mental health support, the contact information for your doctor, and details about local therapy services. Having this information readily available can make it easier to take the first step toward seeking help.

If you or someone else is in immediate danger, do not hesitate to contact local emergency services. Your safety is paramount, and professional help can provide the intervention needed to prevent further harm. Remember, seeking help is a sign of strength, not weakness, and it’s a crucial step in your recovery journey.

By being aware of these warning signs and having a plan for when to seek help, you can ensure that you or your loved ones receive the support needed to navigate the challenges of scam recovery.

 

The Loneliness of Scam Victim Recovery - 2025 - on SCARS Institute ScamsNOW.com - The Magazine of Scams, Scam Victims, and Scam Psychology

Glossary

  • Acceptance window — The brief period when a person allows difficult feelings to be noticed without judgment. It creates space for honesty about fear, anger, or grief. This window often opens after a pause, a breath, or a gentle prompt from a safe person.
  • Balanced routine — A simple daily schedule that includes sleep, meals, movement, and short social contact. It lowers stress and gives recovery a steady rhythm. A balanced routine also reduces decision fatigue on hard days.
  • Boundary statement — A short, clear sentence that declines unsafe requests or conversations. It protects energy and prevents re-injury after fraud. Examples include, “I can’t discuss money today,” or “Let’s change topics.”
  • Campfire test — A quick check for whether a recovery story invites connection and dignity. If the story could be told aloud among caring people without shame, it passes the test. This helps survivors shape narratives that restore pride.
  • Catch-Check-Choose — A three-step thought practice used to soften harsh self-talk. First, the thought is noticed, then compared with facts, and finally replaced with a kinder version. The method reduces anxiety and supports clearer choices.
  • Cognitive load — The mental effort required to process tasks, decisions, and emotions. High load makes focus and memory harder. Reducing steps and using lists lowers the load during recovery.
  • Compassionate self-talk — Calm, truthful language directed inward to reduce blame and fear. It uses facts and care instead of harshness. This tone steadies the nervous system and supports healing.
  • Contact ladder — A prewritten list of people ordered from easiest to message to hardest. It simplifies reaching out when energy is low. The first step might be a quick text to a very safe person.
  • Crisis day plan — A one-page script for rough days that prevents spiraling and delays. It lists one grounding habit, one message to send, and one small chore. The plan turns overwhelm into simple action.
  • Decreased social interaction — A pattern of skipping gatherings, canceling plans, or avoiding calls. It often signals growing isolation after crime trauma. Early recognition allows gentle course correction.
  • Emotional granularity — The skill of naming feelings with accuracy, such as “resentful,” “lonely,” or “wary.” Precise labels reduce confusion and guide better choices. This skill strengthens with brief check-ins across the day.
  • Emotional loneliness — The sense of lacking close, meaningful bonds even when people are nearby. It often follows betrayal and trust injury. Repair usually starts with one safe, steady relationship.
  • Existential loneliness — A deep feeling of disconnection from meaning, purpose, or humanity. It can appear after major betrayal or loss. Purposeful acts and values-based routines help reduce its weight.
  • Family script — A set of simple phrases loved ones use to support recovery. Lines such as “I believe you” and “This was a crime” validate experience. Scripts prevent blame and keep conversations safe.
  • Five-person contact list — A printed and saved list of five reliable supports. It removes the barrier of choice on hard days. One short message to any person on the list begins reconnection.
  • Grounding habit — A brief, sensory action that steadies the body and mind. Examples include a shower, a daylight walk, or holding a warm cup of tea. Repeating one habit builds quick relief.
  • Help-seeking window — The time period when a person feels able to ask for support. It may be short, so simple options must be ready. Clear numbers and prewritten texts keep the window open.
  • Isolation spiral — A feedback loop where shame fuels withdrawal, and withdrawal increases shame. The spiral often begins with missed calls and canceled plans. Small social steps break the loop.
  • Joy micro-moment — A short experience that lifts mood, such as a song, sunlight, or a kind message. These moments do not erase pain but widen capacity. Tracking them trains attention toward recovery supports.
  • Loss of interest — A drop in enjoyment of usual activities that can signal loneliness or low mood. It narrows daily life and reduces contact with others. Gentle re-entry through tiny goals helps restore interest.
  • Mood momentum — The tendency for one small action to make the next action easier. A completed chore or message can start the momentum. Planning three tiny steps builds it reliably.
  • Negative self-talk — Internal statements that blame or insult the self after victimization. These statements distort facts and block help-seeking. Rewriting them with truth and care reduces harm.
  • Peer support — Connection with people who share the lived experience of fraud or trauma. It offers validation, practical tips, and steady companionship. Peer spaces often make first disclosures easier.
  • Physical symptoms of loneliness — Body signals such as fatigue, appetite changes, headaches, or tense muscles. These symptoms reflect sustained stress rather than weakness. Gentle care and social contact usually reduce them.
  • Relapse signal — An early sign that coping is slipping, such as skipped meals, sleepless nights, or hiding. Recognizing the signal allows fast use of the crisis day plan. Early action prevents longer setbacks.
  • Routine anchor — A reliable activity placed at a fixed time each day, like a morning walk or evening call. It provides predictability when emotions vary. Anchors also make other habits easier to attach.
  • Self-isolation — A gradual withdrawal from people, places, and routines that once felt normal. It often begins as protection but can prolong pain. Structured outreach and safe settings reverse the drift.
  • Self-validation — The practice of recognizing one’s own emotions and experience as real and understandable. It does not excuse a criminal’s actions. It restores dignity and steadies choices.
  • Shared meals — Low-pressure gatherings that provide nutrition and connection at once. They offer an easy setting for conversation and care. Regular meals with others reduce evening loneliness.
  • Small-wins log — A brief record of completed tiny steps, such as a walk, a message, or a chore. The log builds evidence of progress on hard days. It also guides tomorrow’s plan.
  • Social loneliness — The absence of regular, light contact with friends, coworkers, or neighbors. Weekends may feel long and quiet. Joining structured groups and setting check-ins reduce this gap.
  • Support check-in — A short, predictable contact from a trusted person by text, call, or visit. Frequency matters more than length. Check-ins signal, “Not alone,” and keep help within reach.
  • Therapy fit — The match between a person’s needs and a counselor’s approach and style. A good fit feels safe, clear, and useful within a few sessions. Trying more than one provider is common and appropriate.
  • Validation phrase — A concise phrase that recognizes harm and affirms worth. Examples include, “You did not cause this” and “Your feelings make sense.” These lines reduce shame and open conversation.
  • Weekly planner — A simple calendar that schedules sleep, meals, movement, and social steps. It externalizes memory during stress. Placing reminders improves follow-through and lowers cognitive load.
  • Warning-sign cluster — A group of risks that require prompt help, such as thoughts of self-harm, heavy substance use, or plans to stop eating and sleeping. The cluster calls for immediate contact with support or emergency services. Keeping numbers visible shortens the time to care.

Author Biographies

Dr. Tim McGuinness is a co-founder, Managing Director, and Board Member of the SCARS Institute (Society of Citizens Against Relationship Scams Inc.), where he serves as an unsalaried volunteer officer dedicated to supporting scam victims and survivors around the world. With over 34 years of experience in scam education and awareness, he is perhaps the longest-serving advocate in the field.

Dr. McGuinness has an extensive background as a business pioneer, having co-founded several technology-driven enterprises, including the former e-commerce giant TigerDirect.com. Beyond his corporate achievements, he is actively engaged with multiple global think tanks where he helps develop forward-looking policy strategies that address the intersection of technology, ethics, and societal well-being. He is also a computer industry pioneer (he was an Assistant Director of Corporate Research Engineering at Atari Inc. in the early 1980s) and invented core technologies still in use today. 

His professional identity spans a wide range of disciplines. He is a scientist, strategic analyst, solution architect, advisor, public speaker, published author, roboticist, Navy veteran, and recognized polymath. He holds numerous certifications, including those in cybersecurity from the United States Department of Defense under DITSCAP & DIACAP, continuous process improvement and engineering and quality assurance, trauma-informed care, grief counseling, crisis intervention, and related disciplines that support his work with crime victims.

Dr. McGuinness was instrumental in developing U.S. regulatory standards for medical data privacy called HIPAA and financial industry cybersecurity called GLBA. His professional contributions include authoring more than 1,000 papers and publications in fields ranging from scam victim psychology and neuroscience to cybercrime prevention and behavioral science.

“I have dedicated my career to advancing and communicating the impact of emerging technologies, with a strong focus on both their transformative potential and the risks they create for individuals, businesses, and society. My background combines global experience in business process innovation, strategic technology development, and operational efficiency across diverse industries.”

“Throughout my work, I have engaged with enterprise leaders, governments, and think tanks to address the intersection of technology, business, and global risk. I have served as an advisor and board member for numerous organizations shaping strategy in digital transformation and responsible innovation at scale.”

“In addition to my corporate and advisory roles, I remain deeply committed to addressing the rising human cost of cybercrime. As a global advocate for victim support and scam awareness, I have helped educate millions of individuals, protect vulnerable populations, and guide international collaborations aimed at reducing online fraud and digital exploitation.”

“With a unique combination of technical insight, business acumen, and humanitarian drive, I continue to focus on solutions that not only fuel innovation but also safeguard the people and communities impacted by today’s evolving digital landscape.”

Dr. McGuinness brings a rare depth of knowledge, compassion, and leadership to scam victim advocacy. His ongoing mission is to help victims not only survive their experiences but transform through recovery, education, and empowerment.

 

Vianey Gonzalez is a licensed psychologist in Mexico and a survivor of a romance scam that ended eight years ago. Through her recovery and the support she received, she was able to refocus on her future, eventually attending a prestigious university in Mexico City to become a licensed psychologist with a specialization in crime victims and their unique trauma. She now serves as a long-standing board member of the SCARS Institute (Society of Citizens Against Relationship Scams Inc.) and holds the position of Chief Psychology Officer. She also manages our Mexican office, providing support to Spanish-speaking victims around the world. Vianey has been instrumental in helping thousands of victims and remains an active contributor to the work we publish on this and other SCARS Institute websites.

La Lic. Vianey Gonzalez es profesional licenciada en psicología en México y sobreviviente de una estafa romántica que terminó hace ocho años. Gracias a su recuperación y al apoyo recibido, pudo reenfocarse en su futuro y, finalmente, cursó sus estudios en una prestigiosa universidad en la Ciudad de México para obtener su licencia como psicóloga con especialización en víctimas de crimen y sus traumas particulares. Actualmente, es miembro de la junta directiva del Instituto SCARS (Sociedad de Ciudadanos Contra las Estafas en las Relaciones) y ocupa el cargo de Directora de Psicología. También dirige nuestra oficina en México, brindando apoyo a víctimas en español en todo el mundo. Vianey ha sido fundamental para ayudar a miles de víctimas y continúa contribuyendo activamente las obras que publicamos en este y otros sitios web del Instituto SCARS.

Janina Morcinek is a dedicated and accomplished educator, holding certifications and credentials that underscore her commitment to teaching. With a robust academic background, she graduated from both the Krakow University of Technology and the Catholic University of Lublin, equipping her with a diverse skill set and a deep understanding of various educational methodologies. Currently, she serves as a teacher in a secondary school, where she inspires and guides young minds, and also at a University of the Third Age (UTW), where she fosters lifelong learning and intellectual growth among her mature students.

Despite her professional success, Janina’s life took an unexpected turn six years ago when she fell victim to romance fraud. This traumatic experience left her feeling vulnerable and betrayed, but it also sparked a journey of resilience and recovery. Thanks to the support and guidance provided by SCARS, a nonprofit organization dedicated to educating and assisting victims of romance scams, Janina was able to navigate the complex emotions and challenges that followed. Through their comprehensive resources and compassionate approach, she found the strength to heal and reclaim her life.

Today, Janina is a beacon of hope and a source of inspiration for others who have experienced similar traumas. As a volunteer director with SCARS Institute, she has taken on the role of supporting and helping fellow scam victims/survivors, both within her country and internationally. Her story serves as a powerful testament to the transformative power of support and community. By sharing her experiences and the valuable knowledge she continues to acquire, Janina not only aids others in their recovery but also contributes to the broader mission of raising awareness about the perils of romance scams and fraud. Her dedication to this cause is a reflection of her unwavering commitment to making a positive impact and ensuring that no one has to suffer alone.

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Important Information for New Scam Victims

Please visit www.ScamVictimsSupport.org – a SCARS Website for New Scam Victims & Sextortion Victims
SCARS Institute now offers a free recovery program at www.SCARSeducation.org
Please visit www.ScamPsychology.org – to more fully understand the psychological concepts involved in scams and scam victim recovery

If you are looking for local trauma counselors, please visit counseling.AgainstScams.org

If you need to speak with someone now, you can dial 988 or find phone numbers for crisis hotlines all around the world here: www.opencounseling.com/suicide-hotlines

 

Statement About Victim Blaming

Some of our articles discuss various aspects of victims. This is both about better understanding victims (the science of victimology) and their behaviors and psychology. This helps us to educate victims/survivors about why these crimes happened and not to blame themselves, better develop recovery programs, and help victims avoid scams in the future. At times, this may sound like blaming the victim, but it does not blame scam victims; we are simply explaining the hows and whys of the experience victims have.

These articles, about the Psychology of Scams or Victim Psychology – meaning that all humans have psychological or cognitive characteristics in common that can either be exploited or work against us – help us all to understand the unique challenges victims face before, during, and after scams, fraud, or cybercrimes. These sometimes talk about some of the vulnerabilities the scammers exploit. Victims rarely have control of them or are even aware of them, until something like a scam happens, and then they can learn how their mind works and how to overcome these mechanisms.

Articles like these help victims and others understand these processes and how to help prevent them from being exploited again or to help them recover more easily by understanding their post-scam behaviors. Learn more about the Psychology of Scams at www.ScamPsychology.org

 

SCARS INSTITUTE RESOURCES:

If You Have Been Victimized By A Scam Or Cybercrime

♦ If you are a victim of scams, go to www.ScamVictimsSupport.org for real knowledge and help

♦ Enroll in SCARS Scam Survivor’s School now at www.SCARSeducation.org

♦ To report criminals, visit https://reporting.AgainstScams.org – we will NEVER give your data to money recovery companies like some do!

♦ Follow us and find our podcasts, webinars, and helpful videos on YouTube: https://www.youtube.com/@RomancescamsNowcom

♦ Learn about the Psychology of Scams at www.ScamPsychology.org

♦ Dig deeper into the reality of scams, fraud, and cybercrime at www.ScamsNOW.com and www.RomanceScamsNOW.com

♦ Scam Survivor’s Stories: www.ScamSurvivorStories.org

♦ For Scam Victim Advocates visit www.ScamVictimsAdvocates.org

♦ See more scammer photos on www.ScammerPhotos.com

You can also find the SCARS Institute on Facebook, Instagram, X, LinkedIn, and TruthSocial

 

Psychology Disclaimer:

All articles about psychology and the human brain on this website are for information & education only

The information provided in this and other SCARS articles are intended for educational and self-help purposes only and should not be construed as a substitute for professional therapy or counseling.

Note about Mindfulness: Mindfulness practices have the potential to create psychological distress for some individuals. Please consult a mental health professional or experienced meditation instructor for guidance should you encounter difficulties.

While any self-help techniques outlined herein may be beneficial for scam victims seeking to recover from their experience and move towards recovery, it is important to consult with a qualified mental health professional before initiating any course of action. Each individual’s experience and needs are unique, and what works for one person may not be suitable for another.

Additionally, any approach may not be appropriate for individuals with certain pre-existing mental health conditions or trauma histories. It is advisable to seek guidance from a licensed therapist or counselor who can provide personalized support, guidance, and treatment tailored to your specific needs.

If you are experiencing significant distress or emotional difficulties related to a scam or other traumatic event, please consult your doctor or mental health provider for appropriate care and support.

Also read our SCARS Institute Statement about Professional Care for Scam Victims – click here

If you are in crisis, feeling desperate, or in despair, please call 988 or your local crisis hotline.

 

A Question of Trust

At the SCARS Institute, we invite you to do your own research on the topics we speak about and publish. Our team investigates the subject being discussed, especially when it comes to understanding the scam victims-survivors’ experience. You can do Google searches, but in many cases, you will have to wade through scientific papers and studies. However, remember that biases and perspectives matter and influence the outcome. Regardless, we encourage you to explore these topics as thoroughly as you can for your own awareness.

 

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