♦ MASTER CATEGORIES

Dostoevsky’s Views on Pain and Suffering and Their Impact on Scam Victims – 2024

Dostoevsky’s Views on Pain and Suffering and Their Impact on Scam Victims

From Suffering to Strength: Dostoevsky’s Insights on Healing and Growth for Scam Victims

Primary Category: Philosophy of Scam Victim Recovery

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Fyodor Dostoevsky’s philosophy of suffering, morality, and faith offers a powerful framework for scam victims seeking recovery and personal growth. He viewed suffering as an essential part of the human condition, one that can lead to self-discovery, redemption, and transformation.

For victims of scams, this perspective provides a way to reframe their trauma as an opportunity for emotional and moral growth. By embracing the pain of loss and betrayal, and focusing on inner resilience rather than external material attachments, scam victims can embark on a journey toward healing and greater self-awareness, ultimately achieving post-traumatic growth.

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Game Theory and Online Scams – 2024

Game Theory and Online Scams

Understanding and Reducing the Risks of Online and Phones Scams

Subtitle

Primary Category: Mechanics of Scams

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Game theory provides valuable insights into the strategies used by both scammers and potential victims in online scams.

Scammers manipulate their targets through urgency, deception, and emotional exploitation to maximize their gains. Victims, on the other hand, are in a position of uncertainty and must decide whether the situation is legitimate or fraudulent. By applying game theory principles, victims can develop strategies such as increasing skepticism, verifying information, delaying decisions, and focusing on long-term risks rather than short-term gains.

This approach helps individuals better navigate the strategic “game” of online scams, reducing their vulnerability to fraud.

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Disinformation, Spam, and Scams are Making People More Susceptible to Scams – 2024

Disinformation, Spam, and Scams are Making People More Susceptible to Scams

The Impact of Disinformation, Spam, and Scam on Scam Victim Vulnerability to Scams: How Disinformation Overload Numbs the Mind to Real Dangers

Primary Category: Psychology of Scams

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

The constant bombardment of disinformation and information overload can numb individuals’ awareness to real dangers, such as scams and fraud. With the overwhelming amount of content we face daily, our ability to critically evaluate and process important information diminishes. Disinformation, like spam, confuses and desensitizes us, often leading to cognitive fatigue, reduced attention, and emotional manipulation.

This leaves individuals more vulnerable to scams, as they struggle to discern truth from deception amidst the clutter. Critical thinking, careful evaluation, and mindful information consumption are key defenses against this disorienting environment, helping people regain focus and protect themselves from fraudulent schemes.

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Arthur Schopenhauer ‘The Pain of Life’ – Understanding a Philosophical View of Suffering – 2024

Arthur Schopenhauer ‘The Pain of Life’ – Understanding a Philosophical View of Suffering

Arthur Schopenhauer’s View on Attachment and Suffering and How It Applies to Scam Victims

Primary Category: Philosophy of Scam Victim Recovery

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Arthur Schopenhauer’s philosophy on attachment and suffering can offer valuable insights for scam victims dealing with emotional trauma. He believed that human suffering is rooted in attachments to desires, people, or material things, which are inherently impermanent.

For scam victims, emotional recovery involves recognizing that their attachment to the illusion of what was lost—whether money, relationships, or trust—is the source of their suffering. By accepting life’s impermanence, practicing detachment, and focusing inward, victims can find emotional freedom and begin healing from the trauma of their experience.

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Becoming Formidable Through Recovery for Scam Victims – 2024

Becoming Formidable Through Recovery for Scam Victims

A Guide for Scam Victims: Becoming Formidable After Trauma – Traumatic Growth

Primary Category: Scam Victim Recovery Psychology

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Scam victims, often grappling with deep emotional trauma, can rebuild their lives and become formidable through psychological recovery. Drawing on teachings like those of Jordan Peterson, victims can choose either to remain weak and damaged or to rise above their pain.

By embracing responsibility for their healing, rebuilding self-confidence, practicing emotional intelligence, and learning persistence, victims can transform their suffering into personal strength. Through facing fears, developing self-discipline, and continuing to grow, scam victims can turn their traumatic experience into a catalyst for powerful personal development.

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Price’s Law and Scam Fraud & Cybercrime Awareness Education – 2024

Price’s Law and Scam Fraud & Cybercrime Awareness Education

Applying Price’s Law to Scam Awareness: Why Anti-Scam Education Often Fails

Primary Category: Advocacy and Policy

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Licensed Psychologist Specialty in Crime Victim Trauma Therapy, Neuropsychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

While Price’s Law highlights the limitations of broad anti-scam awareness campaigns, understanding this phenomenon can help refine and improve educational efforts.

By focusing on the highly engaged minority and creating more targeted, compelling content, organizations can increase the chances of success in their fight against scams and fraud. Though the majority may not engage meaningfully, leveraging the power of the informed few can drive significant change.

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Statement About Professional Care for Scam Victims – 2024

Statement About Professional Care for Scam Victims

Understanding the Need for Specialized Professional Care for Scam Victims

Primary Category: Scam Victim Recovery Psychology

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Licensed Psychologist Specialty in Crime Victim Trauma Therapy, Neuropsychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

When forming opinions, especially on complex subjects like scam victimization and psychological trauma, it’s essential to rely on actual knowledge and experience. Understanding the neuropsychological impacts, such as how the brain’s response to scams mimics addiction, provides valuable insights into why victims struggle emotionally.

Generalized knowledge or misconceptions can mislead both victims and professionals, hindering recovery. By seeking specialized knowledge, particularly from trauma-informed professionals, victims can receive more effective support and achieve better outcomes in their healing process. Accurate, informed perspectives are key to proper recovery.

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A Desperate Scam Victim – Ann Mayers – Becomes A Bank Robber – 2024 [VIDEOS] – UPDATED: She Pleaded Guilty and is Going to Prison

A Desperate Scam Victim – Ann Mayers – Becomes A Bank Robber [UPDATED]

Ann Mayers, a Scam Victim lost her life savings and borrowed over $80,000 which she still owed. Out of Desperation, she decided to become a Bank Robber

However, the story is not as simple as it seems due to the trauma and cognitive impairment victims suffer from

Authors:
•  SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc.
•  Portions WLWT5 News and other sources

Originally published Apr 29, 2024 – Updated October 6, 2024

About This Article

Ann Mayers, a 74-year-old Ohio woman, turned to bank robbery in desperation after falling victim to an online scam.

Police responded to a robbery at AurGroup Credit Union, where Mayers demanded cash at gunpoint. She was later found at her home and confessed to the crime, admitting recent financial losses to an unidentified online scammer. Mayers faces charges of aggravated robbery and tampering with evidence, highlighting the tragic consequences of online scams.

Such scams often leave victims traumatized, affecting their cognitive function and decision-making abilities. Victims may experience cognitive dissonance, struggling to reconcile reality with their desire to believe in the legitimacy of the scam.

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Scam Victims Pain and Suffering – Sailing the 8 Worldly Winds – 2024

Scam Victims’ Pain and Suffering – Sailing the 8 Worldly Winds

A Guide for Scam Victims to Sail the 8 Worldly Winds: Through Pain and Suffering, Trauma and Grief, and Recovery

Primary Category: Philosophy of Scam Victim Recovery

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Viewing life through the lens of the 8 Worldly Winds—gain and loss, pleasure and pain, praise and blame, fame and disrepute—helps individuals, particularly scam victims, navigate emotional turmoil by recognizing the transient nature of experiences.

By understanding that both positive and negative events are impermanent, victims can cultivate emotional resilience, detach from extremes, and find peace. This perspective encourages mindful acceptance of life’s fluctuations, promoting healing and personal growth.

Scam victims can use this framework to manage suffering, regain self-worth, and rebuild their emotional balance.

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Scam Victims Finding Meaning in Life After the Scam – 2024

Scam Victims Finding Meaning in Life After the Scam

Understanding How To Let Go and Find Meaning and Purpose in Your Life After the Scam

Primary Category: Philosophy of Scams

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

After falling victim to a romance or crypto investment scam, individuals often face profound emotional and financial devastation. The journey toward recovery is one of emotional healing and rediscovery.

This begins with acceptance and acknowledgment of the pain and loss, allowing victims to confront their feelings without blame.

Practicing self-compassion is crucial, helping individuals treat themselves with kindness and understanding.

Forgiveness follows, releasing the burden of anger and guilt. Victims can find meaning through mindfulness practices,

Buddhist teachings, and volunteering, which shift focus outward, offering empowerment and connection.

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We are at Scams and Freedom Crossroads – an Editorial – 2024

We are at Scams and Freedom Crossroads

An Editorial About the Freedoms We May be Giving Up to Combat Scams!

Primary Category: Editorial & Commentary

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

The global fight against scams and cybercrime is forcing governments to adopt increased surveillance and real-time monitoring measures that risk infringing on personal freedoms. Countries like the UK, Australia, and the U.S. are moving towards policies that allow governments and financial institutions to monitor financial transactions and personal data to prevent scams.

While these measures can enhance security, they also erode privacy and may lead to overreach. Individuals can protect themselves by advocating for privacy rights, using encrypted services, limiting data sharing, and staying informed about their digital rights. Balancing security and freedom is essential in shaping the future of online safety.

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Some Thoughts on the Nature of Evil and Scam Victims – Especially Betrayal as an Evil Act – 2024

Some Thoughts on the Nature of Evil and Scam Victims – Especially Betrayal as an Evil Act

A Taxonomy of Evil – Helping Scam Victims to Understand the Evil That Was Done to Them

Primary Category: Philosophy of Scams

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Evil is a very complex concept, with philosophical, psychological, and moral dimensions, and understanding it can help scam victims process the harm done to them.

This taxonomy of evil categorizes harmful actions based on intent and impact, such as intentional evil, where harm is deliberate, and instrumental evil, where harm is a byproduct of another goal, such as greed or desperation. It’s important to separate evil acts from inherently evil individuals—scammers often act out of financial need or pressure, not intrinsic malice. Understanding this distinction is important for justice, rehabilitation, and emotional recovery for victims.

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Fantasizing and the Dopamine Trap – 2024

Fantasizing and the Dopamine Trap

How Fantasizing and Daydreaming Fuel the Scam Victim’s Dopamine Trap in Romance and Investment Scams: A Neurological Perspective

Primary Category: Psychology of Scams

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Licensed Psychologist Specialty in Crime Victim Trauma Therapy, Neuropsychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Fantasizing plays a crucial role in keeping scam victims trapped in a cycle of manipulation, largely due to its impact on the brain’s dopamine system. When victims daydream about the promised romantic relationship or financial windfall, their brains release dopamine, creating a sense of pleasure and reward. This neurological response tricks the brain into feeling satisfied, even though nothing tangible has been achieved.

Scammers exploit this mechanism by feeding their victims just enough hope to keep them emotionally invested, allowing the brain to continually release dopamine and deepen the victim’s attachment to the fantasy. Over time, this creates a feedback loop where victims become reliant on these fantasies for emotional satisfaction, making it harder for them to recognize the scam and break free.

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The SCARS Insitute Tyrosine Diet: Nutrition and Stress Management for Scam Victims – 2024

The SCARS Insitute Tyrosine Diet: Nutrition and Stress Management for Scam Victims

Tyrosine and a Balanced Diet for Scam Victims to Help Reduce Stress and Improve Cognition

Primary Category: Scam Victim Health

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

For scam victims, a balanced diet is more than just about physical health—it is a key part of emotional and cognitive recovery. Consuming tyrosine-rich foods, managing stress through essential nutrients like B vitamins, magnesium, and omega-3s, and maintaining stable glucose levels are crucial steps toward regaining emotional balance, mental clarity, and overall well-being.

A strong focus on nutrition can help victims rebuild their lives, reconnect with loved ones, and strengthen their resilience in the aftermath of a traumatic experience. Proper nutrition is a powerful tool in the recovery journey, supporting both mental and physical healing.

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Why Bad Feelings Feel So Overwhelming for Scam Victims: A Look at the Brain’s Role – 2024

Bad Feelings and Scam Victims

Why Bad Feelings Feel So Overwhelming for Scam Victims: A Look at the Brain’s Role

Primary Category: Scam Victim Recovery Psychology

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Scam victims often experience overwhelming and prolonged negative emotions due to how the brain processes perceived threats. The amygdala, which handles fear and anxiety, triggers a strong fight-or-flight response, leading to intense feelings of fear, shame, and guilt.

The prefrontal cortex, responsible for rational decision-making, becomes overwhelmed, making it harder to think clearly. The brain’s negativity bias ensures these bad feelings linger, as it prioritizes threats for survival. This is compounded by the “smoke detector” theory, where even small emotional triggers can provoke large, lasting responses.

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Impulsivity and the Fallacy Of Waiting a Few Seconds to Avoid Scams – 2024

Impulsivity and the Fallacy Of Waiting a Few Seconds to Avoid Scams

Impulsivity and Scam Victim’s Vulnerability: Understanding the Connection

Primary Category: Psychology of Scams

Author:
•  Vianey Gonzalez B.Sc(Psych) – Licensed Psychologist Specialty in Crime Victim Trauma Therapy, Neuropsychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Impulsivity can deeply affect scam victims during and after a scam, making it difficult for them to recover emotionally and financially. The emotional manipulation that scammers use is designed to exploit impulsive behaviors, pushing victims into quick, unthinking decisions.

After a scam, victims often continue to experience impulsive reactions, such as rushing into new relationships or attempting to recover lost money through risky means, which only exacerbates their situation. Impulsivity also hinders recovery as victims may struggle with the patience needed for long-term healing programs.

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Heartbreak – What Is It? How Does It Affect Romance Scam Victims? – 2024

Heartbreak – What Is It? How Does It Affect Romance Scam Victims?

A Comprehensive Guide to Understanding and Recovering from Heartbreak for Scam Victims

Primary Category: Scam Victim Recovery Psychology

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Romance scams are deeply damaging, not only financially but emotionally, often leaving victims feeling betrayed, humiliated, and angry. The psychological manipulation that scammers use is highly effective because it taps into victims’ emotions, making them vulnerable.

Scammers create fake identities, build trust over time, and manipulate victims into sending money or sensitive information.

Anger after a scam ends is a natural response for victims because of the profound betrayal and violation of trust. They often direct their frustration toward both the scammer and themselves for falling victim. This anger is part of the emotional and psychological trauma they must navigate during their recovery, requiring time, support, and self-compassion.

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Helping Scam Victims Get Unstuck: Small Steps to Start Recovery and Move Forward – 2024

Helping Scam Victims Get Unstuck: Small Steps to Start Recovery and Move Forward

For those Scam Victims Who Are Just Beginning Their Recovery Journey and those Who Get Stuck Down the Road

Primary Category: Scam Victim Recovery Psychology

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Licensed Psychologist Specialty in Crime Victim Trauma Therapy, Neuropsychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Scam victims often find it extremely difficult to start recovering from their trauma due to feelings of helplessness, betrayal, and emotional paralysis. The trauma impacts brain function, with fear and emotional distress overriding logical thinking.

The SCARS Institute addresses these challenges by using education as a tool for recovery, offering victims small, manageable steps through their Survivor’s School (www.SCARSeducation.org.) By engaging with daily educational materials, victims can gradually calm their minds, regain cognitive control, and start rebuilding their lives. This approach helps victims move forward at their own pace, fostering both emotional healing and self-compassion.

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Trauma Pleasing and Appeasing – The Impact on Identity and Self Worth – 2024

Trauma Pleasing and Appeasing – The Impact on Identity and Self-Worth

Helping Scam Victims Understand One of the Trauma Responses that Can Contribute to Vulnerability to Scams

Primary Category: Scam Victim Recovery Psychology

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Trauma can significantly alter an individual’s behavior, leading to patterns of pleasing and appeasing others as a way to avoid conflict, feel safe, or prevent further harm. These behaviors often become deeply ingrained, making it difficult for trauma survivors to recognize their authentic identity. Scam victims are especially vulnerable to this cycle, as feelings of guilt and shame may drive them to seek external validation.

However, trauma can have the opposite effect as well, leading to overassertiveness, hyper-independence, or emotional withdrawal as self-protection mechanisms. Understanding these dynamics is critical for trauma recovery. By building self-awareness, victims can identify maladaptive behaviors, set boundaries, and ultimately rebuild their sense of self. Through support and conscious effort, they can break free from these patterns and foster emotional resilience.

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Trauma Responses or Just Personality Traits in Scam Victims? – 2024

Trauma Responses or Just Personality Traits in Scam Victims?

Many of the So-Called Personality Traits that Can Become Vulnerabilities in a Scam are Not Personality Traits, they are the Remnants of Past Traumas

Primary Category: Scam Victim Recovery Psychology

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Licensed Psychologist Specialty in Crime Victim Trauma Therapy, Neuropsychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Many people unknowingly mistake trauma responses for aspects of their personality, not realizing that behaviors like chronic over-apologizing, people-pleasing, or inability to accept compliments are coping mechanisms rooted in past emotional pain. These responses often develop in reaction to trauma, where the brain adapts to perceived danger or emotional harm.

For scam victims, recognizing these behaviors as trauma responses rather than personality traits is crucial for recovery. It allows them to confront core issues such as mistrust or a need for validation, empowering them to rebuild boundaries and self-confidence.

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Understanding Boundaries & Accountability to Improve Scam Victims’ Recovery When They Communicate – 2024

Understanding Boundaries & Accountability to Improve Scam Victims’ Recovery When They Communicate

Communication is the Core of Recovery, but Communication Can Be Challenging for Scam Victims – This will Help Explain

Primary Category: Scam Victim Recovery Psychology

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Triggers are especially challenging for scam victims because they often evoke intense emotional responses tied to their trauma. These triggers can be anything—words, situations, or even gestures—that remind victims of the scam or the betrayal they experienced. The brain’s trauma response system, particularly the amygdala, becomes activated when these triggers are encountered, which can overwhelm logical thinking and send victims into a state of emotional distress. This reaction happens because trauma alters how the brain processes stimuli, making victims hyper-sensitive to anything that resembles their painful experience. As a result, even benign situations can provoke fear, anxiety, or defensiveness, making it difficult for victims to engage in productive conversations or seek help effectively. Recognizing and learning to manage these triggers is essential for their emotional recovery and ability to move forward.

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61% of Nigeria’s Scammer’s Parents Know Their Children Scam and Are Ok With It – 2024

61% of Nigeria’s Scammer’s Parents Know Their Children Scam and Are Ok With It

This Demonstrates the Deep Level of Social and Moral Corruption in Nigeria

Primary Category: Criminology

Authors:
•  SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc.
•  Portions from PM News

About This Article

The discovery that 61% of Nigeria’s scammer’s parents are aware that their children are scammers and their involvement in scams and cybercrime, specifically “Yahoo Yahoo” (internet fraud), exposes a troubling issue of familial complicity.

Many parents may even benefit financially from these illegal activities, raising ethical and legal concerns about their role as accessories after the fact, as outlined in Section 10 of Nigeria’s Criminal Code.

This complicity perpetuates cybercrime, damaging Nigeria’s reputation on a global scale.

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Schemas Part 4: SCARS Institute Theory – Schema Conflict Resulting in Psychological Trauma – 2024

Schemas Part 4: SCARS Institute Schema Conflict Theory Resulting in Psychological Trauma

Exploring the Connection Between Schema Conflicts and the Experience of Psychological Trauma

Primary Category: Psychology of Scams

Authors:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.
•  Vianey Gonzalez B.Sc(Psych) – Licensed Psychologist Specialty in Crime Victim Trauma Therapy, Neuropsychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

When a person’s core beliefs, or schemas, are confronted with conflicting experiences, it can significantly disrupt their psychological equilibrium and result in trauma.

Schemas are deeply ingrained mental models that help individuals process the world based on past experiences. When a scam victim’s schema (such as trust in others or belief in financial security) is shattered, they experience cognitive dissonance and emotional distress.

The severity of the trauma depends on their ability to reconcile the conflicting experience with their mental framework. If they cannot resolve the disparity, it leads to heightened emotional turmoil, difficulty trusting others, and lasting psychological impacts.

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Schemas Part 3: Schemas/Mental Model & Cognition – 2024

Schemas Part 3: Schemas/Mental Model & Cognition

Expanding Our Understanding of the Mental Model Cognitive Shortcuts

Primary Category: Psychology of Scams

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Schemas, the mental frameworks that help us organize and interpret information, can profoundly influence how we store and retrieve memories. These frameworks help us process new experiences by fitting them into pre-existing categories. However, this can lead to memory distortion, as schemas can reshape how we recall past events.

For example, we may recall events in ways that align with our existing beliefs, even if those details never occurred. This process can result in selective memory, where information consistent with our schemas is remembered more vividly while conflicting details are forgotten or altered.

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Schemas Part 2: A Catalog of Schemas/Mental Model Types – 2024

Schemas Part 2: A Catalog of Schema/Mental Model Types

Better Understanding the Various Kinds Of Mental Model Cognitive Shortcuts

Primary Category: Psychology of Scams

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Schemas, also known as mental models, are cognitive frameworks that help individuals organize and interpret the vast array of information they encounter. They are built from life experiences, memories, and learned patterns and play a significant role in how we understand the world. Schemas help to simplify complex information and enable individuals to predict outcomes and respond to situations based on past experiences.

While these frameworks can help streamline decision-making and understanding, they are not always accurate reflections of reality. For scam victims, schemas often shape their perception of trust and relationships.

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Schemas Part 1: Mental Models and Cognitive Shortcuts and Scam Victims – 2024

Schemas Part 1: Mental Models and Cognitive Shortcuts and Scam Victims

Another Way in which our Mental or Cognitive Shortcuts can be Used Against Us!

Primary Category: Psychology of Scams

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Licensed Psychologist Specialty in Crime Victim Trauma Therapy, Neuropsychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Schemas are mental frameworks that help people organize and interpret the information they encounter based on prior experiences and observations. These mental models are not always accurate reflections of reality but are shaped by positive or negative experiences and can be influenced by both true and false information.

For scam victims, these schemas can hide the truth by leading them to believe that the scammer’s actions fit the pattern of a trustworthy person. During the scam, the mental models they’ve built prevent them from seeing red flags or inconsistencies, as they subconsciously try to fit new information into their existing beliefs.

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SCARS Institute West Africa Project with GISF CyberLaw Academy Series for Criminal Justice Professionals at Ghana UENR – 2024

SCARS Institute West Africa Project in Ghana – August 2024

With the help of GISF CyberLaw Academy Series for Criminal Justice Professionals at Ghana UENR

Primary Category: Advocacy and Policy

Authors:
•  SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc.
•  Portions from Modern Ghana

About This Article

The SCARS Institute’s West Africa Project, in collaboration with the Ghana Internet Safety Foundation (GISF), hosted a two-day CyberLaw Academy event in Sunyani to strengthen cybersecurity and justice for victims of cybercrime, including Child Sexual Abuse Material (CSAM).

The event brought together law enforcement, state prosecutors, and industry leaders to discuss strategies for combating cybercrime and equipping professionals with the skills needed for effective prosecution.

The event highlighted the importance of digital evidence and collaborative efforts, empowering participants with knowledge on applying Ghana’s Cybersecurity and Electronic Transactions Acts in court. The event emphasized justice for victims and building a resilient digital future in Ghana.

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A Quick Lesson in Cryptocurrency Asset Forfeiture for Scam Victims – 2024

A Quick Lesson in Asset Forfeiture for Scam Victims

A Commentary on the Process of Recovering Cryptocurrency

Primary Category: Guest Editorial

Author:
Val Harkless, Senior Fraud Analyst/Investigator

About This Article

Cryptocurrency asset forfeiture for scam victims is a challenging process primarily due to limited resources and complex legal procedures. Investigators and agencies face significant hurdles, including a lack of trained personnel, high prosecution thresholds (typically between $300,000 to $500,000), and minimal experience in handling crypto-related investigations.

Asset forfeiture typically falls under three categories: administrative, criminal, and civil judicial, with most major cryptocurrency forfeitures processed through civil judicial actions.

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Coherence and its Effects on Scam Victims – 2024

Coherence and its Effects on Scam Victims

Coherence is a Necessary Component in a Healthy Life and Mind – for Scam Victims it is Ripped Away but it Can Be Recovered!

Primary Category: Scam Victim Recovery Psychology

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Coherence is a key element in a healthy, balanced life, but for scam victims, it is often shattered by the betrayal and deception they experience. Psychological coherence refers to the alignment of one’s thoughts, emotions, and life experiences, creating a unified sense of self and understanding of the world.

When scam victims lose coherence, they may feel emotionally fragmented, confused, and overwhelmed. This disconnection can impact their recovery, leaving them struggling to make sense of what happened. However, through recovery efforts such as therapy, emotional processing, and rebuilding trust, scam victims can gradually restore coherence.

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Scam Victims’ Do It Yourself Recovery: Dangers of Equivocation, Minimization, and Reductive Language – 2024

Dangers of Equivocation, Minimization, and Reductive Language

How Language Influences Thought and Impacts Recovery

Primary Category: Scam Victims’ Do It Yourself Recovery

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Equivocation, minimization, and reductive language are harmful tools that scam victims often use to downplay or distort their trauma, making the recovery process more difficult. These language patterns may initially offer emotional relief by avoiding the painful reality of the scam, but they ultimately hinder healing.

By minimizing the severity of their experience, victims delay recognizing and processing the emotional and psychological damage they have endured, which can lead to long-term distress, anxiety, and even post-traumatic stress disorder (PTSD). This type of language also reinforces self-blame, prevents emotional validation, and limits the support victims receive from others.

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Co-Dependency: Another Perspective of Scam Victimization and Control – 2024

Co-Dependency: Another Perspective of Scam Victimization and Control

Helping Scam Victims Understand the Many Aspects of the Psychology of Scams that Made Them Vulnerable and Controllable

Primary Category: Psychology of Scams

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Licensed Psychologist Specialty in Crime Victim Trauma Therapy, Neuropsychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Co-dependency plays a major role in why scam victims may fall prey to scammers repeatedly.

It involves an excessive emotional or psychological reliance on others, making victims susceptible to manipulation. Scam victims often feel a strong urge to help or “save” others, and scammers exploit this by creating situations that trigger this impulse.

Breaking the cycle of co-dependency requires self-awareness, emotional boundaries, and learning defensive behaviors to protect against manipulation. Victims must focus on their own well-being and recognize when their empathy is being exploited.

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Empathy or Sensitivity: a Primary Vulnerability in Scam Victims – 2024

Empathy or Sensitivity: a Primary Vulnerability in Scam Victims

How A Personality Type Can Affect Scam Victim Vulnerability

Primary Category: Psychology of Scams

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Licensed Psychologist Specialty in Crime Victim Trauma Therapy, Neuropsychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Empaths and highly sensitive individuals are more vulnerable to romance scams due to their compassionate and emotionally open nature. Scammers exploit these traits by manipulating their empathy, creating false emotional bonds, and making them feel responsible for helping or saving the scammer.

This manipulation traps victims in fraudulent relationships, making it difficult for them to leave due to guilt and self-blame. Empaths must recognize these vulnerabilities, set boundaries, and trust their instincts to avoid falling victim to such scams. Recognizing emotional manipulation early can help protect them from further harm.

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Motivated Reasoning – A Cognitive Bias That Deeply Affects Scam Victims Especially During Recovery – 2024

Motivated Reasoning – A Cognitive Bias

A Cognitive Bias That Deeply Affects Scam Victims Especially During Recovery

Primary Category: Scam Victim Recovery Psychology

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Licensed Psychologist Specialty in Crime Victim Trauma Therapy, Neuropsychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Motivated reasoning is a cognitive bias where individuals interpret information to align with their desires or beliefs, often at the expense of objectivity.

Scam victims may rely on this bias to ignore red flags during the scam or rationalize decisions that go against their best interests. Even during recovery, motivated reasoning can lead them to overestimate their progress by focusing on minor successes and avoiding deeper emotional work.

Recognizing and addressing this bias is key to making informed decisions and achieving genuine recovery.
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A Philosophical Comparison Between Gambling and Scam Victims – 2024

A Philosophical Comparison Between Gambling and Scam Victims

Understanding Blaise Pascal’s work on probability and decision-making on Scam Victims by analyzing the gambler’s behavior through Pascal’s Wager

Primary Category: Scam Victim Recovery Psychology

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Blaise Pascal’s analysis of the gambler provides valuable insights into the psychology of scam victims.

Pascal observed that gamblers are driven by the hope of winning, even when logic dictates the risks outweigh the potential reward. Scam victims mirror this behavior, focusing on the promised benefits of a scam and ignoring warning signs.

Cognitive biases such as optimism bias, the sunk cost fallacy, and confirmation bias reinforce this behavior. Both gamblers and scam victims rely on emotional impulses over rational thought, making it difficult to break free from destructive cycles of hope and risk.

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Why Do Scam Victims So Often Allow Themselves To Accept Failure? – 2024

Why do Scam Victims so often Allow Themselves to Accept Failure?

The Challenge is to Understand Why This is So!

Primary Category: Scam Victim Recovery Psychology

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

The human tendency to allow failure, particularly among scam victims, is influenced by both psychological and philosophical factors. Psychologically, fear of success, imposter syndrome, and self-sabotage cause victims to subconsciously undermine their recovery.

Philosophical perspectives, such as existentialism and stoicism, view failure as an inherent part of life that exposes vulnerabilities, encourages personal growth, and helps individuals confront their limitations.

Scam victims may crave failure as it provides comfort, control, or a familiar sense of inadequacy, allowing them to avoid responsibility, accountability, or emotional growth.

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Emotional Support Animals (ESA) and Scam Victims – 2024

Emotional Support Animals (ESA) and Scam Victims

Helping Scam Victims to Understand the Benefits of Emotional Support Animals and the Process to Obtain Certification.

Primary Category: Scam Victim Recovery Psychology

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Emotional support animals (ESAs) offer therapeutic companionship to individuals facing emotional or mental health challenges, including scam victims recovering from trauma. To qualify for an ESA, individuals need an ESA certification letter from a licensed mental health professional, detailing how the animal helps with their condition.

ESAs have legal protections in housing under the Fair Housing Act, allowing them to live with their owners in no-pet properties. ESAs help scam victims by providing emotional stability, reducing anxiety, and fostering a sense of security and companionship during recovery.

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The Anniversary Effect and Scam Victims – 2024

The Anniversary Effect and Scam Victims

Helping Scam Victims Understand and Be Prepared for a Major Trigger!

Primary Category: Scam Victim Recovery Psychology

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Licensed Psychologist Specialty in Crime Victim Trauma Therapy, Neuropsychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

The anniversary effect refers to the resurfacing of painful emotions around the anniversary of a traumatic event, which can be especially difficult for scam victims. Dates tied to the start or end of the scam, or the realization of being deceived, can trigger overwhelming feelings of fear, guilt, shame, or anger.

These emotions may catch victims off guard, making them feel like they are back at square one in their recovery. Scam victims may experience increased anxiety, stress, flashbacks, or even withdraw from others. However, there are ways to cope with the anniversary effect, including preparing in advance, practicing grounding techniques, seeking support, engaging in self-care, and even transforming the day into a healing ritual.

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Constant Complaining in Scam Victims Stops Recovery and Distorts Their Real Thinking – 2024

Constant Complaining in Scam Victims Stops Recovery and Distorts Their Real Thinking

Resentment, Passive-Aggressive Behavior, Self-Pity, and Entitlement Mentality can substantially limit Recovery

Primary Category: Scam Victim Recovery Psychology

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Constant complaining, while a natural response for scam victims coping with trauma, can significantly hinder their recovery by reinforcing a victim mentality, blocking emotional healing, and straining relationships. It prevents victims from seeing solutions and fosters feelings of resentment when they perceive the help they receive as inadequate.

Listening to others’ feedback, even when critical, is essential for growth and recovery, as it can provide valuable insights into self-sabotaging behaviors and open the door to emotional healing. Rejecting support or being dismissive of advice from loved ones and professionals can further isolate victims, delaying their recovery.

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Awakening a Fearless Heart in Scam Victims – 2024

Awakening a Fearless Heart in Scam Victims

Helping Scam Victims to Let Go of Worry and Awaken their Fearless Heart!

Primary Category: Scam Victim Recovery Psychology

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Scam victims often endure deep emotional trauma, including betrayal, guilt, shame, and self-blame. Healing from these wounds requires focusing on three key areas: awakening the fearless heart, releasing worry, and cultivating resilience.

Awakening a fearless heart starts with self-compassion, accepting vulnerability, and forgiving oneself for falling victim to a scam. Releasing worry involves acknowledging specific fears, challenging negative thoughts, and staying grounded in the present.

Once victims begin this process, they can cultivate a fearless heart by embracing self-empowerment, reframing the scam as a learning experience, and building a strong support system.

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The Four Basic Regrets and How They Apply to Scam Victims – 2024

The Four Basic Regrets and How They Apply to Scam Victims

Understanding the Basic Human Regrets that are Common to all Scam Victims

Primary Category: Scam Victim Recovery Psychology

Authors:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.
• Based on the work of Daniel H. Pink, is the author of several provocative, bestselling books about business, work, creativity and behavior.

About This Article

Regret is a natural human emotion, and understanding its four basic types—foundation, boldness, moral, and connection—can offer scam victims valuable insights for recovery.

Foundation regrets focus on failing to establish stability, such as not saving enough money or taking preventive steps to avoid scams.

Boldness regrets involve missed opportunities, like not asking questions or seeking help during the scam or recovery process.

Moral regrets stem from ethical missteps, such as not warning others or unintentionally enabling a scam.

Connection regrets arise when victims fail to reach out to loved ones for support or advice.

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