The Laws Of War Must Apply In Cyberspace – A Cyberwarfare Insight – 2024

The Laws Of War Must Apply In Cyberspace

A Cyberwarfare Insight

Authors:
• SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc.
• Article by: Johanna Weaver, Director, ANU Tech Policy Design Centre, Australian National University
• Portions by the International Committee of the Red Cross

Article Originally Published: October 25, 2023 – Used With Permission

About This Article

Governments and hackers alike are increasingly acknowledging the necessity of applying the laws of war to cyberspace. Traditionally, international humanitarian law has regulated conduct in armed conflict to safeguard civilians and minimize suffering.

However, with the emergence of cyberattacks and online information operations, a new battleground has evolved, exemplified by Russia’s actions in Ukraine and the Israel–Hamas conflict. Contrary to the misconception of cyberspace being lawless, there is a global consensus that existing laws of war are applicable online.

SCARS Editorial Team2024-04-01T12:25:03-04:00April 1st, 2024|Categories: • CYBERWAR & CYBERWARFARE, 2024, Additional Authors, ARTICLE, GUEST AUTHORS, SCARS Editorial Team|Tags: Cyberspace, Cyberwar, Cyberwarfare, Hackers, Laws of War|

45% of Men Use AI for Valentine’s Day Romance Messages – 2024

Unlocking the AI Love Wave: McAfee Study Unveils 45% of Men Harness AI for Valentine’s Day Messages

Understanding How AI is Changing Online Romance

Author:
• McAfee Research

About This Article

McAfee’s latest research delves into the growing role of artificial intelligence (AI) in men’s love lives, particularly around Valentine’s Day, shedding light on both its benefits and risks.

The study highlights a significant increase in the use of AI for crafting love messages, with 45% of men considering leveraging AI tools compared to 39% of all adults last year. However, while AI aids in enhancing online dating profiles and messages for 30% of men and 27% of women surveyed, there’s a growing concern about discerning genuine interactions from fake ones, especially as 31% of Americans have encountered romance scammers online.

SCARS Editorial Team2024-02-14T03:12:46-05:00February 14th, 2024|Categories: • FOR SCAM VICTIMS, • FEATURED ARTICLE, 2024, ARTICLE, GUEST AUTHORS|Tags: AI, McAfee Research, Men Using AI, Research Study, Romance, Romantic Messages, Valentine's Day|

SEXTORTION SCAM WARNING – URGENT – 2024

Very High Sextortion Scam Risk Targeting Teen Victims

Authors:
• SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc.
• Portions from Paul Raffile, Teleo, Intel Analyst | Investigator | Security Strategy | Digital Risk | OSINT

Article Abstract

This article details an urgent Sextortion Scam Warning that has the potential to affect millions more teens in the coming weeks. Please help – read, respond and share, and report.

♦♦♦ Sextortion Scam Warning! We Need Your Help! We Need You To Report The Wizz App On The Google App Store And In The Apple iTunes Store, Then Report It To The FTC!

This Is Catastrophic And It Is Happening Right Under Our Noses!

TALK TO YOUR TEENS ABOUT SCAMS AND SPECIFICALLY ABOUT SEXTORTION SCAMS!

♦ There will be a nationwide child exploitation emergency on Monday, January 15th, unless you can urgently Read More …

SCARS Editorial Team2024-01-13T13:53:17-05:00January 13th, 2024|Categories: • ADVOCACY / POLICY, 2024, EDITORIAL / COMMENTARY, GUEST AUTHORS, SCARS Editorial Team, WORLDWIDE|Tags: COPPA, Scam Victims, Scam Warning, Sextortion, Sexual Extortion, Teen Victims, Teens, WIZZ, Wizz App|

Scam Reimbursement Part 2 – Takeaways from UK Regulatory Actions to Combat APP Scams – 2024

Takeaways from UK Regulatory Actions to Combat APP Scams

Regulatory Actions that Reduce Scam Victim Losses

Author:
• Ken Palla, Retired Director, MUFG Union Bank – Courtesy of BioCatch

Article Abstract

“Global Insights: Learning from UK Regulatory Measures to Combat APP Scams”

Non-UK financial institutions can glean valuable insights from the UK’s regulatory approach to combatting authorized push payment (APP) scams. Beyond the focus on reimbursement, key lessons include the importance of developing standardized scam reporting metrics, implementing controls to prevent scams, and active participation in industry associations for intelligence sharing.

SCARS Editorial Team2024-01-12T05:56:53-05:00January 12th, 2024|Categories: • GOVERNMENT / REGULATORY, 2024, EDITORIAL / COMMENTARY, Ken Palla, UK|Tags: APP Scams, Scam Reimbursement, UK Regulatory Actions|

Scam Reimbursement Part 1 – UK Payment Systems Regulator Final Scam Reimbursement Model – 2024

UK Payment Systems Regulator Final Scam Reimbursement

Implementing Widespread Scam/Fraud Victim Reimbursement in the United Kingdom = A Model for the World!

Author:
• Ken Palla, Retired Director, MUFG Union Bank – Courtesy of BioCatch

Article Abstract

“UK Payment Systems Regulator Sets Precedent with Final Scam Reimbursement Guidelines”

The UK Payment Systems Regulator (PSR) released comprehensive scam reimbursement requirements, effective October 2024, offering a global model.

SCARS Editorial Team2024-01-12T05:53:11-05:00January 12th, 2024|Categories: • GOVERNMENT / REGULATORY, 2024, EDITORIAL / COMMENTARY, Ken Palla, UK|Tags: APP, Authorized Push Payments, Payment Systems Regulator, Scam Reimbursement, Scam Victims, UK, United Kingdom|

Fraud & Scams Are So Big We Need To Teach It In Schools – 2024

Fraud & Scams Are So Big We Need To Teach It In Schools

An Editorial About The Need To Share Anti-Fraud Information With Children!

Authors:
• Yaniv Hanoch, Professor in Decision Science, University of Southampton
• Stacey Wood, Professor of Psychology, Scripps College

Article Abstract

The growing prevalence of fraud demands a critical shift in education, urging the inclusion of anti-fraud teachings in school curricula. With fraud cases rising by 25% in the UK alone, encompassing over 40% of individual crimes, the traditional view of fraud as an issue solely affecting the gullible or vulnerable is outdated.

SCARS Editorial Team2024-01-07T10:47:29-05:00January 2nd, 2024|Categories: • ADVOCACY / POLICY, • FEATURED ARTICLE, 2024, ARTICLE, GUEST AUTHORS, The Conversation|Tags: Children, Fraud, Scams, Schools|

Nigerian Scammer Justice: Why We MUST Extradite – Guest Editorial – 2023

Nigerian Scammer Justice: Why We MUST Extradite

A Nigerian Scammer Comparison of Criminal Justice

A Guest Editorial

Author:
• Gary Warner, UAB Computer Forensics / DarkTower Threat Intelligence

Why Extradition Of Nigerian Scammers Is So Important? Because Nigeria’s EFCC Lets Them Off With A Slap On The Hand!

Meet Osondu Victor IGWILO, a Nigerian Scammer

In 2018, the FBI Houston office charged IGWILO with being the “Chairman” of a scheme where IGWILO and his team would send emails claiming to be BB&T Bank Executives and executing various “advance-fee schemes” including investment scams and inheritance scams.

SCARS Editorial Team2023-12-18T21:41:36-05:00December 18th, 2023|Categories: • CRIMINAL JUSTICE, 2023, EDITORIAL / COMMENTARY, Gary Warner, GUEST AUTHORS, NIGERIA|Tags: EFCC, Extradite Scammers, Nigerian Courts, Nigerian Justice, Nigerian Scammer|

Scams and Cryptocurrency Go Hand in Hand

Scams and Cryptocurrency go Hand in Hand

Authors:
• Yaniv Hanoch, Associate Professor in Risk Management, University of Southampton; and
• Stacey Wood, Professor of Psychology, Scripps College

Scams And Cryptocurrency Can Go Hand In Hand – Here’s How They Work And What To Watch Out For

When one of our students told us they were going to drop out of college in August 2021, it wasn’t the first time we’d heard of someone ending their studies prematurely. What was new, though, was the reason. The student had become a victim of a cryptocurrency scam and had lost all their money – including a bank loan – leaving them not just broke, but in debt. The experience was financially and psychologically traumatic, to say the least.

SCARS Editorial Team2024-01-02T04:08:55-05:00September 23rd, 2023|Categories: • CRIMES & CRIMINALS, 2023, ARTICLE, GUEST AUTHORS, The Conversation, WORLDWIDE|Tags: Cryptocurrency, Scams|

The Laws Of War Must Apply In Cyberspace

A Cyberwarfare Insight

Authors: • SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc. • Article by: Johanna Weaver, Director, ANU Tech Policy Design Centre, Australian National University • Portions by the International Committee of the Red Cross

Article Originally Published: October 25, 2023 – Used With Permission

About This Article

Unlocking the AI Love Wave: McAfee Study Unveils 45% of Men Harness AI for Valentine’s Day Messages

Understanding How AI is Changing Online Romance

Author: • McAfee Research

About This Article

SEXTORTION SCAM WARNING – URGENT – 2024

Very High Sextortion Scam Risk Targeting Teen Victims

Authors: • SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc. • Portions from Paul Raffile, Teleo, Intel Analyst | Investigator | Security Strategy | Digital Risk | OSINT

Article Abstract

♦♦♦ Sextortion Scam Warning! We Need Your Help! We Need You To Report The Wizz App On The Google App Store And In The Apple iTunes Store, Then Report It To The FTC!

This Is Catastrophic And It Is Happening Right Under Our Noses!

Takeaways from UK Regulatory Actions to Combat APP Scams

Regulatory Actions that Reduce Scam Victim Losses

Author: • Ken Palla, Retired Director, MUFG Union Bank – Courtesy of BioCatch

Article Abstract

UK Payment Systems Regulator Final Scam Reimbursement

Implementing Widespread Scam/Fraud Victim Reimbursement in the United Kingdom = A Model for the World!

Author: • Ken Palla, Retired Director, MUFG Union Bank – Courtesy of BioCatch

Article Abstract

Fraud & Scams Are So Big We Need To Teach It In Schools

An Editorial About The Need To Share Anti-Fraud Information With Children!

Authors: • Yaniv Hanoch, Professor in Decision Science, University of Southampton • Stacey Wood, Professor of Psychology, Scripps College

Article Abstract

Nigerian Scammer Justice: Why We MUST Extradite

A Nigerian Scammer Comparison of Criminal Justice

A Guest Editorial

Author: • Gary Warner, UAB Computer Forensics / DarkTower Threat Intelligence

Why Extradition Of Nigerian Scammers Is So Important? Because Nigeria’s EFCC Lets Them Off With A Slap On The Hand!

Meet Osondu Victor IGWILO, a Nigerian Scammer

Scams and Cryptocurrency go Hand in Hand

Authors: • Yaniv Hanoch, Associate Professor in Risk Management, University of Southampton; and • Stacey Wood, Professor of Psychology, Scripps College

Scams And Cryptocurrency Can Go Hand In Hand – Here’s How They Work And What To Watch Out For

Authors:
• SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc.
• Article by: Johanna Weaver, Director, ANU Tech Policy Design Centre, Australian National University
• Portions by the International Committee of the Red Cross

Author:
• McAfee Research

Authors:
• SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc.
• Portions from Paul Raffile, Teleo, Intel Analyst | Investigator | Security Strategy | Digital Risk | OSINT

Author:
• Ken Palla, Retired Director, MUFG Union Bank – Courtesy of BioCatch

Author:
• Ken Palla, Retired Director, MUFG Union Bank – Courtesy of BioCatch

Authors:
• Yaniv Hanoch, Professor in Decision Science, University of Southampton
• Stacey Wood, Professor of Psychology, Scripps College

Author:
• Gary Warner, UAB Computer Forensics / DarkTower Threat Intelligence

Authors:
• Yaniv Hanoch, Associate Professor in Risk Management, University of Southampton; and
• Stacey Wood, Professor of Psychology, Scripps College