Schemas Part 2: A Catalog of Schema/Mental Model Types

Better Understanding the Various Kinds Of Mental Model Cognitive Shortcuts

Primary Category: Psychology of Scams

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Schemas, also known as mental models, are cognitive frameworks that help individuals organize and interpret the vast array of information they encounter. They are built from life experiences, memories, and learned patterns and play a significant role in how we understand the world. Schemas help to simplify complex information and enable individuals to predict outcomes and respond to situations based on past experiences.

While these frameworks can help streamline decision-making and understanding, they are not always accurate reflections of reality. For scam victims, schemas often shape their perception of trust and relationships.

Initially, their schemas may be exploited by scammers who present themselves in ways that align with the victim’s preexisting mental models, making it difficult to see red flags. During and after the scam, these same schemas can hinder the victim’s recovery by distorting their ability to accept the reality of the deception, and by making it harder for them to trust the people trying to help them.

Recognizing and adjusting these mental models is an important part of the healing process for scam victims.

Better Understanding the Many Types of Schemas or Mental Models

Schemas or Mental Models are the internal representations of how we understand and interact with the world around us.

These mental models are not exact mirrors of reality but rather simplified frameworks formed from our accumulated experiences, observations, and interpretations. These mental models can be accurate or distorted, based on true or false information, and they shape how we see other people and situations.

For scam victims, these mental models play a significant role at both the beginning of the scam and during the scam, concealing the scammer’s true intentions and making it difficult to see the truth. After the scam, these mental models can even hinder the recovery process by preventing victims from accepting help.

“ Another way of thinking about schemas is that they are our expectation & entitlement generatoors”. — Tim McGuinness, Ph.D.

Understanding the Types of Schemas/Mental Models

Below is an expanded list of schemas or mental models:

Behavioral Schemas

Definition: Patterns of behavior that are learned and repeated in similar contexts.

Examples: Habits like brushing teeth, exercising, or checking emails in the morning.

Conceptual Schemas

Definition: Abstract mental representations that help understand complex ideas or theories.

Examples: Understanding concepts like democracy, evolution, or economics.

Conflict Resolution Schemas

Definition: Frameworks that guide how to approach and resolve conflicts.

Examples: Knowing when to compromise, negotiate, or assert one’s position.

Cultural Schemas

Definition: Shared frameworks of cultural knowledge that guide behavior and understanding in particular cultural contexts.

Examples: Understanding traditional practices, holidays, and customs in a specific culture.

Educational Schemas

Definition: Frameworks for understanding learning environments, educational expectations, and academic behaviors.

Examples: Knowing how to behave in a classroom, approach studying, or follow academic norms.

Emotional Schemas

Definition: Mental frameworks that help individuals understand and respond to their emotions.

Examples: Knowing when to express or suppress feelings like anger, sadness, or happiness.

Event Schemas (Scripts)

Definition: Mental blueprints for the sequence of actions to be followed in specific situations.

Examples: What to expect when going to a restaurant, attending a birthday party, or traveling by plane.

Family Schemas

Definition: Mental models about family roles and interactions.

Examples: How parents, siblings, or children are expected to behave in the family unit.

Gender Schemas

Definition: Organized knowledge about what is considered masculine or feminine in a particular society.

Examples: Beliefs about gender roles, such as “men are assertive,” “women are nurturing.”

Health Schemas

Definition: Mental representations of health, illness, and well-being.

Examples: Expectations about symptoms, treatments, or preventive health measures.

Identity Schemas

Definition: Representations about who one is, including one’s social, cultural, and personal identities.

Examples: How one views their nationality, ethnicity, or affiliations with groups.

Learning Schemas

Definition: Patterns of how individuals process and retain new information.

Examples: Learning strategies like repetition, association, or trial and error.

Moral/Ethical Schemas

Definition: Mental frameworks that guide individuals’ understanding of what is right or wrong.

Examples: Beliefs about justice, fairness, or ethical behavior.

Object Schemas

Definition: Focused on understanding inanimate objects, their features, and how they function.

Examples: Knowing the characteristics of cars, appliances, or tools.

Occupational Schemas

Definition: Knowledge structures related to specific jobs or careers.

Examples: Expectations of a manager’s role, responsibilities, and behaviors at work.

Person Schemas

Definition: Representations of information about specific people, including appearance, behaviors, and personality traits.

Examples: Schemas about friends, family members, or celebrities.

Political Schemas

Definition: Mental models about political beliefs, systems, and ideologies.

Examples: Understanding the behavior of political parties, voting patterns, and governance.

Problem-Solving Schemas

Definition: Frameworks that provide steps or strategies to approach solving specific problems.

Examples: Decision-making processes in troubleshooting mechanical issues or addressing interpersonal conflicts.

Relational Schemas

Definition: Mental frameworks that guide interactions within close relationships.

Examples: Expectations in parent-child relationships, romantic partnerships, or friendships.

Relationship Schemas

Definition: Frameworks that guide interactions and expectations in different types of relationships.

Examples: Knowing how friendships or romantic relationships should evolve over time.

Relationship-to-Authority Schemas

Definition: Mental models related to authority figures and how one should behave in their presence.

Examples: Understanding interactions with bosses, law enforcement, or government officials.

Religious Schemas

Definition: Frameworks related to beliefs, rituals, and behaviors within a religious context.

Examples: Expectations about worship, prayer, or religious duties.

Role Schemas

Definition: Expectations of how people in certain roles or positions should behave.

Examples: Understanding the behavior of teachers, doctors, or police officers.

Self-Schemas

Definition: Representations of knowledge about oneself, including traits, values, behaviors, and aspirations.

Examples: Viewing oneself as independent, compassionate, or ambitious.

Social Schemas

Definition: General knowledge about how people behave in social situations or groups.

Examples: Understanding appropriate behavior at weddings, meetings, or casual gatherings.

Status Schemas

Definition: Representations related to social or economic status and how individuals are treated based on their perceived rank.

Examples: Expectations about how wealthy or influential people should behave or be treated.

Stereotype Schemas

Definition: Simplified and generalized beliefs about a group of people based on limited information.

Examples: Assumptions about nationalities, professions, or gender roles.

Task Schemas

Definition: Mental frameworks that provide knowledge about how to perform a specific task.

Examples: Knowing the steps to cook a meal, repair a bicycle, or complete a work project.

Temporal Schemas

Definition: Mental models related to time and sequences.

Examples: Expectations about when certain life events should happen, like graduation, marriage, or retirement.

Work/Professional Schemas

Definition: Expectations and norms related to how individuals should behave in professional environments.

Examples: Understanding office etiquette, role responsibilities, and career development paths.

By expanding this list, we can appreciate how diverse and powerful schemas are in shaping human cognition and behavior across different domains of life. Each schema plays a role in how individuals interpret their environment, guiding their interactions, decisions, and perceptions.

Maladaptive Schemas

Maladaptive schemas are deep-rooted cognitive frameworks or patterns developed during childhood or early experiences that lead to unhealthy emotional and behavioral responses in adulthood. These schemas often interfere with an individual’s ability to form positive relationships, cope with stress, or navigate life’s challenges. They tend to be self-perpetuating and can lead to negative life patterns. Below is a list of common maladaptive schemas:

Abandonment/Instability

Description: The belief that significant others will not stay with you and will leave you in the end.

Behavior: Clinginess, dependency, or extreme emotional responses when faced with the potential loss of a relationship.

Approval-Seeking/Recognition-Seeking

Description: The excessive need for approval, recognition, or attention from others to maintain self-worth.

Behavior: Constantly seeking validation, overworking to gain approval, or conforming to others’ expectations.

Attention-Seeking

Description: Constant need for attention and validation to feel valued.

Behavior: Exaggeration, dramatizing problems, or becoming upset when not the center of attention.

Autonomy

Description: Excessive focus on being independent and avoiding reliance on others, often due to past emotional neglect.

Behavior: Refusing help, fear of vulnerability, or hyper-independence.

Control

Description: The need to dominate or control one’s environment or others to feel secure.

Behavior: Micromanaging, aggression, or manipulation in relationships.

Defectiveness/Shame

Description: The belief that one is flawed, inferior, or unlovable.

Behavior: Shame, low self-esteem, or withdrawal from social situations due to fear of rejection.

Dependence/Incompetence

Description: The belief that one cannot handle everyday responsibilities without help from others.

Behavior: Helplessness, over-reliance on others, or failure to attempt new things due to self-doubt.

Detachment

Description: The belief that emotional connections are unsafe or unnecessary, leading to withdrawal from emotional closeness.

Behavior: Isolation, difficulty forming relationships, or emotional numbness.

Distrust of Others

Description: A pervasive belief that others cannot be trusted or are out to harm or betray you.

Behavior: Suspicion, guardedness, or distancing oneself from others.

Emotional Deprivation

Description: The belief that one’s need for emotional support, attention, or empathy will not be met by others.

Behavior: Avoiding intimacy, feeling unworthy of love, or excessively demanding in relationships.

Emotional Inhibition

Description: The belief that one must suppress emotions or impulses to avoid criticism or rejection.

Behavior: Difficulty expressing emotions, being overly controlled, or avoiding emotional connections.

Emotional Over-Control

Description: The belief that emotions are dangerous or overwhelming and must be controlled at all times.

Behavior: Difficulty showing vulnerability, keeping emotions tightly bottled up, or over-reliance on logic.

Enmeshment/Undeveloped Self

Description: Over-involvement with others at the cost of one’s own identity or personal goals.

Behavior: Difficulty making decisions independently, lacking personal boundaries, or over-identifying with someone else’s emotions.

Entitlement/Grandiosity

Description: The belief that one is superior to others and entitled to special treatment.

Behavior: Arrogance, lack of empathy, or taking advantage of others.

Failure

Description: The belief that one is incapable of achieving success or meeting standards.

Behavior: Self-sabotage, avoidance of challenges, or chronic underachievement.

Helplessness

Description: A pervasive belief that one cannot handle life’s challenges or responsibilities without the assistance of others.

Behavior: Dependency, avoiding decision-making, or becoming overwhelmed by everyday tasks.

Insufficient Self-Control/Self-Discipline

Description: The belief that one cannot control their impulses or stick to goals.

Behavior: Procrastination, difficulty delaying gratification, or emotional outbursts.

Mistrust/Abuse

Description: The belief that others will hurt, abuse, lie to, or take advantage of you.

Behavior: Overly suspicious, distant, or defensive behaviors in relationships.

Negativity/Pessimism

Description: The belief that things will always go wrong, or the tendency to focus on the negative aspects of life.

Behavior: Chronic worry, avoiding taking risks, or expecting failure.

Punitiveness

Description: The belief that people (including oneself) should be harshly punished for mistakes or shortcomings.

Behavior: Harsh self-criticism, unforgiving attitudes, or expecting perfection from others.

Self-Sacrifice

Description: The belief that one must sacrifice their own needs for the sake of others.

Behavior: Guilt for asserting oneself, overworking, or burnout from over-helping others.

Social Isolation/Alienation

Description: The belief that one is different from others and does not belong.

Behavior: Avoidance of social interactions, feeling disconnected from others, or withdrawing in social settings.

Subjugation

Description: The belief that one must surrender their own needs or desires to avoid anger or rejection from others.

Behavior: Chronic people-pleasing, feeling trapped, or intense resentment toward others.

Unrelenting Standards/Hyper-Criticism

Description: The belief that one must meet extremely high standards to avoid criticism or failure.

Behavior: Perfectionism, workaholism, or constantly feeling inadequate.

Vulnerability to Harm or Illness

Description: The belief that catastrophe will strike at any moment, whether from illness, accidents, or external disasters.

Behavior: Hypervigilance, constant anxiety, or avoidance of risk-related situations.

Understanding these maladaptive schemas can help individuals identify patterns in their behavior that may stem from early life experiences and contribute to challenges in relationships, self-esteem, or emotional well-being. Therapy, especially schema therapy, is often used to help people recognize and modify these schemas to improve their quality of life.

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Statement About Victim Blaming

Some of our articles discuss various aspects of victims. This is both about better understanding victims (the science of victimology) and their behaviors and psychology. This helps us to educate victims/survivors about why these crimes happened and to not blame themselves, better develop recovery programs, and to help victims avoid scams in the future. At times this may sound like blaming the victim, but it does not blame scam victims, we are simply explaining the hows and whys of the experience victims have.

These articles, about the Psychology of Scams or Victim Psychology – meaning that all humans have psychological or cognitive characteristics in common that can either be exploited or work against us – help us all to understand the unique challenges victims face before, during, and after scams, fraud, or cybercrimes. These sometimes talk about some of the vulnerabilities the scammers exploit. Victims rarely have control of them or are even aware of them, until something like a scam happens and then they can learn how their mind works and how to overcome these mechanisms.

Articles like these help victims and others understand these processes and how to help prevent them from being exploited again or to help them recover more easily by understanding their post-scam behaviors. Learn more about the Psychology of Scams at www.ScamPsychology.org

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The information provided in this and other SCARS articles are intended for educational and self-help purposes only and should not be construed as a substitute for professional therapy or counseling.

Note about Mindfulness: Mindfulness practices have the potential to create psychological distress for some individuals. Please consult a mental health professional or experienced meditation instructor for guidance should you encounter difficulties.

While any self-help techniques outlined herein may be beneficial for scam victims seeking to recover from their experience and move towards recovery, it is important to consult with a qualified mental health professional before initiating any course of action. Each individual’s experience and needs are unique, and what works for one person may not be suitable for another.

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PLEASE NOTE: Psychology Clarification

The following specific modalities within the practice of psychology are restricted to psychologists appropriately trained in the use of such modalities:

  • Diagnosis: The diagnosis of mental, emotional, or brain disorders and related behaviors.
  • Psychoanalysis: Psychoanalysis is a type of therapy that focuses on helping individuals to understand and resolve unconscious conflicts.
  • Hypnosis: Hypnosis is a state of trance in which individuals are more susceptible to suggestion. It can be used to treat a variety of conditions, including anxiety, depression, and pain.
  • Biofeedback: Biofeedback is a type of therapy that teaches individuals to control their bodily functions, such as heart rate and blood pressure. It can be used to treat a variety of conditions, including stress, anxiety, and pain.
  • Behavioral analysis: Behavioral analysis is a type of therapy that focuses on changing individuals’ behaviors. It is often used to treat conditions such as autism and ADHD.
    Neuropsychology: Neuropsychology is a type of psychology that focuses on the relationship between the brain and behavior. It is often used to assess and treat cognitive impairments caused by brain injuries or diseases.

SCARS and the members of the SCARS Team do not engage in any of the above modalities in relationship to scam victims. SCARS is not a mental healthcare provider and recognizes the importance of professionalism and separation between its work and that of the licensed practice of psychology.

SCARS is an educational provider of generalized self-help information that individuals can use for their own benefit to achieve their own goals related to emotional trauma. SCARS recommends that all scam victims see professional counselors or therapists to help them determine the suitability of any specific information or practices that may help them.

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