Understanding Distorted Thinking for Scam Victims
Understanding and Overcoming Distorted Thinking After a Scam
Primary Category: Scam Victim Recovery Psychology
Intended Audience: Scam Victims-Survivors / Family & Friends
Authors:
• Vianey Gonzalez B.Sc(Psych) – Licensed Psychologist Specialty in Crime Victim Trauma Therapy, Neuropsychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
• Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.
About This Article
Cognitive distortions are common after experiencing a scam, leading to skewed perceptions of reality that can hinder recovery by fostering negative emotions like guilt, fear, and shame. These distortions include black-and-white thinking, catastrophizing, self-blame, mind reading, overgeneralization, and imposing rigid rules on oneself.
Understanding and managing these thought patterns involves recognizing when they occur, challenging their validity through reality testing, reframing thoughts to be more balanced, practicing mindfulness, seeking support, educating oneself about scams, setting boundaries, and practicing self-compassion. By addressing these distortions, victims can work towards healing, rebuilding trust in themselves and others, and moving forward with a renewed sense of agency and resilience.

Understanding and Overcoming Distorted Thinking After a Scam
Falling victim to a scam can shake the very foundations of your sense of security, self-worth, and perception of the world. Beyond the immediate financial or emotional damage, one of the subtler but equally devastating effects is the emergence or exacerbation of cognitive distortions. These are essentially mental missteps or biases that can lead to a distorted view of reality, particularly after experiencing betrayal like a scam.
What Are Cognitive Distortions?
Cognitive distortions are patterns in our thinking that can skew our interpretation of events, often magnifying the negative or simplifying complex situations into extremes. Here’s how they might play out for someone recovering from a scam:
- Black-and-White Thinking: You might find yourself thinking in extremes, where everything is either all good or all bad. After a scam, you might believe all people are dishonest or that you’re incapable of making sound decisions.
- Catastrophizing: This involves blowing things out of proportion, imagining the worst possible outcomes. For instance, you might fear that this one scam will lead to lifelong financial ruin or social ostracization.
- Personalization and Self-Blame: You might start to blame yourself entirely for the scam, thinking you were too naive or that your judgment is fundamentally flawed. This can lead to a spiral of self-doubt and guilt.
- Mind Reading: Assuming you know what others think of you, often negatively. You might believe everyone thinks less of you because of the scam, or that new acquaintances have ulterior motives.
- Overgeneralization: From one negative experience, you might conclude that similar situations will always end poorly. For example, thinking every new relationship or investment opportunity is a potential scam.
- Rigid Rules or “Should” Statements: Imposing strict, often unrealistic standards on yourself, like “I should have seen this coming” or “I must never trust anyone again,” which can lead to unnecessary self-pressure and anxiety.
- Labeling: Seeing yourself or others through a single, often negative, lens. Post-scam, you might label yourself as “gullible” or “stupid,” disregarding your overall character or capabilities.
- Jumping to Conclusions: Making negative predictions or assumptions without sufficient evidence, like assuming failure in all future endeavors.
- Emotional Reasoning: Believing that your emotions reflect the truth of the situation. Feeling ashamed might lead you to think you are shameful, regardless of the circumstances.
The Impact on Your Recovery
Cognitive distortions following a scam can profoundly disrupt your path to recovery. These skewed perceptions aren’t just fleeting thoughts; they can embed themselves deeply, creating a cycle of negative emotions that are hard to break. Fear becomes a constant companion, as you might start to see danger and betrayal in every interaction, making it difficult to trust again. This fear can be paralyzing, preventing you from taking the steps necessary for recovery, like seeking professional help or exploring new opportunities.
Guilt and shame are particularly insidious. They can lead you to internalize the scam, viewing it as a personal failing rather than an act of deceit by someone else. This internalization often results in self-blame, where you might repeatedly question your judgment, intelligence, or worth. Such thoughts can trap you in a loop where you’re reluctant to make decisions, fearing another mistake, which only serves to delay your healing process.
Anxiety is another common outcome, with your mind constantly on alert for signs of another scam. This heightened state of vigilance can lead to social withdrawal, as you might prefer to isolate yourself rather than risk further emotional or financial harm. Isolation, in turn, can deepen depression, as you lose the support and perspective that come from interacting with others. The reluctance to engage in new decisions or activities can stagnate your life, keeping you stuck in the aftermath of the scam rather than moving forward.
Furthermore, these distorted thoughts can make you hesitant to seek help, whether from friends, family, or professionals. There’s often a fear of judgment or a belief that you should handle this alone because you “should have known better.” This reluctance to reach out can mean missing out on crucial support that could offer new strategies for coping, provide comfort, or simply remind you that you’re not alone in this experience.
In essence, cognitive distortions post-scam can create a vicious cycle where the emotional toll of the scam exacerbates these thought patterns, which in turn makes recovery more challenging. Breaking this cycle involves recognizing these distortions, challenging them with more balanced thinking, and actively engaging in recovery steps, which might include therapy, community support, or even small daily actions that rebuild your confidence and trust in your decision-making capabilities.
Strategies to Manage Cognitive Distortions
- Recognition: The first step is to become aware of these thought patterns. Recognizing when you’re engaging in distorted thinking is key to challenging it.
- Reality Testing: When you catch yourself in a distortion, pause and evaluate the evidence. Ask, “Is this really true?” or “Is there another way to look at this?” For instance, if you’re catastrophizing, look for evidence of recovery or support around you.
- Cognitive Reframing: Actively work to change your narrative. Instead of “I’m doomed to be scammed again,” try, “I’ve learned from this experience and will be more cautious moving forward.”
- Mindfulness and Grounding: Techniques like meditation, deep breathing, or even focusing on sensory experiences can help ground you in the present, reducing the power of anxious or negative thoughts about the future or past.
- Seek Support: Isolation can worsen cognitive distortions. Connecting with others, whether friends, family, or support groups, can provide a reality check and emotional support. Professionals like therapists can offer structured help in dealing with these patterns.
- Educational Empowerment: Educate yourself about scams and cognitive biases. Knowledge can be a powerful tool in rebuilding trust in your judgment and reducing the likelihood of future victimization.
- Setting Boundaries: After a scam, it’s important to set new boundaries in relationships and financial decisions. This doesn’t mean shutting down but learning to say no when necessary or proceeding with caution.
- Self-Compassion: Treat yourself with the kindness you would offer a friend. Understand that falling for a scam doesn’t define your intelligence or worth. Practice self-forgiveness and patience with your recovery process.
Moving Forward
Recovery from cognitive distortions post-scam is a journey of re-learning trust in oneself and others. It involves slowly dismantling the false beliefs and replacing them with balanced, evidence-based perspectives. It’s about acknowledging the pain and betrayal but not letting those experiences dictate your future actions or self-view.
The path forward might be slow and sometimes fraught with setbacks, but each step towards understanding and correcting these distortions is a step towards reclaiming your life. By adopting these strategies, you can start to see yourself not as a victim defined by one event but as a survivor, learning, growing, and adapting. Remember, you’re not alone in this journey, and with time, support, and effort, you can emerge with a renewed sense of self, ready to face the world with wisdom gained from your experiences.
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Some of our articles discuss various aspects of victims. This is both about better understanding victims (the science of victimology) and their behaviors and psychology. This helps us to educate victims/survivors about why these crimes happened and to not blame themselves, better develop recovery programs, and to help victims avoid scams in the future. At times this may sound like blaming the victim, but it does not blame scam victims, we are simply explaining the hows and whys of the experience victims have.
These articles, about the Psychology of Scams or Victim Psychology – meaning that all humans have psychological or cognitive characteristics in common that can either be exploited or work against us – help us all to understand the unique challenges victims face before, during, and after scams, fraud, or cybercrimes. These sometimes talk about some of the vulnerabilities the scammers exploit. Victims rarely have control of them or are even aware of them, until something like a scam happens and then they can learn how their mind works and how to overcome these mechanisms.
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Note about Mindfulness: Mindfulness practices have the potential to create psychological distress for some individuals. Please consult a mental health professional or experienced meditation instructor for guidance should you encounter difficulties.
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