Online Dating Safety Act

New Law Going Through The U.S. Congress

Authors:
• SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc.
• Portions FOX News

Bipartisan Online Dating Safety Act Will Help Reduce Dating App Scams That Cost Victims Over $1 Billion A Year

The bill is being led by Republican Rep. Valadao and Democratic Rep. Pettersen

House lawmakers are eyeing legislation to make dating app users more aware of potential scammers who tricked victims out of more than $1 billion in a single year.

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Mental Compartmentalization And Recovery For Scam Victims

Authors:
• Vianey Gonzalez – Licensed Psychologist Specialty in Crime Victim Trauma Therapy, Neuropsychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
• Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

Mental Compartmentalization Hinders Recovery For Emotional Or Psychological Trauma

Mental compartmentalization is something we all do, however, when it is done by scam victims to avoid painful emotions or to acknowledge trauma, it prevents healing and it can have significant negative effects. It can freeze recovery and prevent the processing of emotions so necessary for healing.

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Scammers Are The New Boogeymen!

Author:
Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

Scammers, Fraudsters, And Con Artists Have Gained A Formidable Reputation As The New-Age Boogeymen, Lurking In The Digital Shadows, Waiting To Pounce On Unsuspecting Victims.

While there’s no denying the existence of scams and their devastating consequences, it’s essential to differentiate between the real threat and irrational fear.

Let’s explore the rise of scammers as the new boogeymen and the implications of this growing fear on society’s ability to effectively combat scams, focusing on online relationship scams, pig butchering investment scams, phone scams, and more.

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Filling The Victim Void After The Fake Relationship Is Gone

Authors:
• Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.
• Vianey Gonzalez – Licensed Psychologist Specialty in Crime Victim Trauma Therapy, Neuropsychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.

How To Fill The Victim Void In Your Life After A Romance Scam Ends

When a romance scam ends, it can leave a huge void in the victim’s life. The victim may have spent a lot of time and invested a lot of emotion into the relationship, and they may feel betrayed and heartbroken. It is important to remember that you are not alone, and there are things you can do to heal and move on.

Romance scams, with their web of deceit and emotional manipulation, leave a profound impact on their victims. Beyond the financial losses, victims often face the daunting task of filling the emotional void created by the abrupt ending of what they believed was a genuine, loving relationship. The challenges faced by romance scam victims and offer insights into how they can begin to heal, rebuild their lives, and find authentic connections.

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Do Scam Victims Become Cynics After Their Scam Experience?

Authors:
• Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.
• Vianey Gonzalez – Licensed Psychologist Specialty in Crime Victim Trauma Therapy, Neuropsychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.

Experiencing A Major Scam Firsthand Changes Scam Victim’s World Views Profoundly!

What is Cynicism?

Cynicism is a general distrust of human sincerity and motives. It is the belief that people are generally motivated by self-interest and that there is no such thing as altruism. Cynics may believe that people are only kind or helpful because they expect something in return.

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Conformity & Romance Scams And How It Affects Scam Victims

By:
• Vianey Gonzalez – Licensed Psychologist Specialty in Crime Victim Trauma Therapy, Neuropsychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
• Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

One Of The Types Of Manipulation You Experienced Was Of Your Own Making! But Was Still Not Your Fault!

Conformity is the act of changing your behaviors in order to fit in or go along with the people around you. Conformity is a survival response.

In some cases, this social influence might involve agreeing with or acting like the majority of people in a specific group, or it might involve behaving in a particular way in order to be perceived as “normal” by the group.

Essentially, conformity involves giving in to group pressure.

But conformity can also be with another individual – such as a romance scammer!

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Shifting Baseline Syndrome (SBS) And Scam Awareness

Authors:
• Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.
• Vianey Gonzalez – Licensed Psychologist Specialty in Crime Victim Trauma Therapy, Neuropsychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.

A Question Often Asked Is Why Doesn’t Scam Awareness Training And Information Reduce Victimization? The Answer May Just Be Shifting Baseline Syndrome!

Humans tend to prioritize risks based on immediate threats, and one of the ways we identify immediate threats is by rapid changes in our environment, such as new lions and tigers and bears (oh my!) in our vicinity for example. But Shifting Baseline Syndrome biases our view to diminish that awareness of the risk changes.

What is Shifting Baseline Syndrome?

Shifting baseline syndrome (SBS) is a gradual change in the accepted norms for the condition of the natural environment due to a lack of experience, memory, and/or knowledge of its past condition. In other words, as each generation grows up, they accept the current state of the environment as normal, even if it is actually degraded or improved from its previous state.

Of course, our natural environment can be the physical world or our digital one. It can be inside a workplace, our home, our community, our nation, or on the Internet. It can be any environment within which we live, work, or exist!

SBS can be seen in a variety of environmental contexts, such as climate change, Read More …

Relationship Scams And Their Impact On Memory

By:
• Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.
• Vianey Gonzalez – Psychologist, Certified Deception Professional, Director of the Society of Citizens Against Relationship Scams Inc.

Memory And Your Recollections Of A Relationship Scam Can Be Wrong!

The very first thing to know about memory after you have been in a relationship scam is that trauma has a profound impact on your mind.

You are not what you think you are. You are a system of physical functions that take place inside the brain and elsewhere in your body. Your memories, feelings, thinking, abilities, biases, and beliefs are all electrochemical reactions happening in your brain, nervous and limbic systems.

Why is this important to know?

Because what you remember, believe, and feel is controlled by these systems. Your very identity is not anything close to as solid as you imagine it is. The criminals that scammed you do not fully understand this, but they know how to exploit it,

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Contractualism

By Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

Civilization Only Exists Because Of The Commitments That Bind Us All Together – This Is The Foundation Of Contractualism!

Who cares about Contractualism philosophy after you have been scammed? Does it help you recover or get your money back?

Actually, it does, it is the foundation of how we live and work together! That is what Contractualism is all about and why understanding it is so very important!

Most of you reading this have never studied moral philosophy, yet moral philosophy is the foundation of everything we do as a society. As the victims of crime, understanding that there are those who violate these moral philosophies makes it even more important for you to understand it as we all work together to hold it all together!

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The Self-Pity Trap & How To Overcome It

By Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

Self-Pity And Being The Victim Of A Scam Or Fraud – It Can Be A Very Distressing Experience

It can be difficult to come to terms with the fact that someone has taken advantage of you, and it is normal to feel a range of emotions, including anger, sadness, and embarrassment. However, if you find yourself dwelling on your negative emotions and feeling sorry for yourself, it is important to find ways to overcome self-pity.

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Hope & The “Pig Pen” Syndrome – on ScamsNOW.com

A Different Take On The Happenstance Of Scams

By Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc. – Originally published on RomanceScamsNOW.com September 2018 – moved and updated 2023

Was It All About Hope? For Many Scam Victims, Was Just Bad Luck That They Were Scammed?

“Shit Happens” Is The Old Saying! Sometimes it happens a lot and doesn’t stop. Is it bad luck? Did you ever think you might be making impulsive decisions? That clinging to false hope might have been one of the many root causes for what happened.

Some people believe in the Karmic Wheel, but while that may influence luck on a long-term scale, it probably is not the cause of becoming involved in a relationship scam. But hope – especially false hope, might be a real contributor.

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The Elina Juusola Story

By Jessica Morney & Elina Juusola – translated from Finnish

Elina was the victim of love deception: “His cracked, raspy voice went directly into my nervous system”

Love scams are becoming more and more common. Last year, Finns lost EUR 9 million in connection with love scams. The author and historian of ideas Elina Juusola has written about her own experiences of being deceived by a charming “military” on a mission abroad.

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Counseling And Your Native Language

By SCARS Editorial Team

Why Is It Important When Receiving Psychological Counseling Or Therapy In Your Native Language?

It is important that when receiving psychological counseling or therapy that it is in your native language. This is because language is not just a way of communicating, it is also a way of thinking and feeling. When you speak your native language, you are able to express yourself more fully and accurately. You are also able to connect with the therapist on a deeper level.

When you speak a second language, you may have to translate your thoughts and feelings, which can be difficult and time-consuming. This can also make it harder to express yourself emotionally. Additionally, the therapist may not be familiar with the cultural nuances of your language, which can lead to misunderstandings.

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96 Year Old Romance Scam Victim

By SCARS Editorial Team, portions U.S. Department of Justice

Indiana Woman Admits to Victimizing 96-Year-Old Rhode Island Widower Through an Online Romance Scam

An Indiana woman today (September 6, 2023) admitted to a federal Judge in Rhode Island that she perpetrated an online romance scam that defrauded a 96-year-old Coventry widower of nearly $80,000, announced United States Attorney Zachary A. Cunha.

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Projection And Scam Victims

By Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

Projection Is A Psychological Defense Mechanism

It involves painting one’s own thoughts, views, feelings, and characteristics to someone else instead of seeing what is actually there!

With romance or other forms of relationship scams (including pig butchering scams) and their aftermath, psychological projection can play a significant role both during and after the scam.

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Talking To Kids/Youth About Online Risk [VIDEO]

By National Institute of Standards and Technology (NIST) (U.S. Government) and SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc.

How can parents encourage their children/youth to use online technology safely and privately – a NIST Video – used with permission

NIST Researchers Explore Best Practices for Talking to Kids About Online Privacy

Today’s youth are digital natives. They’ve never known a world without the internet or online technology. It is crucial they develop the skills and resilience to safely navigate these digital environments from an early age. At NIST, scientists conducted a study to find out how much these digital natives and their parents know about online security and privacy.

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Why Scammers Don’t Give Up

By Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

Almost Every Victim Continues To Receive Emails, Texts, Messages, Or Phone Calls From Their Scammers Even After The Scam Has Been Discovered And Ended!

Why do scammers do this? Don’t they know they are not getting any more money?

In today’s world, it takes no effort at all for scammers to send out mass emails, texts, messages, and even phone calls. There are thousands of online services that will do it at very low cost or for free! These bulk email services can blast out millions of emails a day!

Scammers operate very much like telemarketers after the scam ends. They know that all it takes is a small percentage of victims to have doubts about themselves and the certainty that it was a scam or be curious or impulsive. They know that the victim’s own curiosity and impulsivity work in the scammer’s favor. Plus a significant number of victims in the weeks following the ending of the crime will still have lingering doubts about whether it was in fact a scam.

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How Magical Biased & Delusional Thinking Enslaves Scam Victims

By Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

The Enchanting Deception: Unraveling How Delusional Thinking Entraps Scam Victims

The Shackles of Fantasy (Magical Thinking):

In a world filled with the allure of magic and fantasy, it is easy to be captivated by extraordinary promises and grand illusions – this is the root of Magical Thinking.

Unfortunately, this same allure can become a dangerous trap, leading individuals into the realm of delusional thinking. In the case of scams, the intertwining of magical and fantasy delusions with unrealistic beliefs can enslave victims, making it challenging for them to recover from the emotional and financial devastation.

This article examines the psychological mechanisms at play, shedding light on how magical delusional thinking plays a pivotal role in perpetuating the cycle of deception.

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Scam Victim Commits Crimes For Their Scammers

By SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc.

A Japanese Scam Victim Embezzled Millions From Her Employer!

Why did this romance scam victim embezzle?! Simply, she was under the control of criminals; it’s nothing more complicated than that!

Nisshin’s a 66-year-old woman and scam victim was suspected of embezzling 10 million yen (USD$71,613 dollars) from her employer!

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Three Components Of Well Managed Victim Support Groups

Part 1 of the SCARS Official Handbook for Scam Victim Support & Recovery Groups

By Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

In The Creation And Management Of Victim Support Groups To Help Traumatized Scam Victims There Are A Range Of Required Components

In this series of articles about victim support groups we will explore what those components are, the application of best practices, and how best to support victims through to stability and recovery.

This is the SCARS Victim Support Model

The Society of Citizens Against Relationship Scams has taken the best parts of over 120 years of recovery science – including the principles and fundamentals of Alcoholics Anonymous – and applied this to the victim support of traumatized & emotionally devastated financial fraud victims to help transform them into survivors.

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Family Takes Legal Action Against Banks After Navy Veteran Loses $3.6 Million in Wire Fraud Scheme

By SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc., portions NBC

Family Files Lawsuit Against Banks After Veteran Loses $3.6 Million in Wire Fraud Scheme The family of a veteran who fell victim to a devastating wire fraud scheme has taken legal action against multiple banks involved.

A Navy veteran’s family is pursuing legal action against banks and credit unions in Virginia, claiming they should have taken stronger measures to prevent the veteran’s substantial losses in an apparent wire fraud scheme. The lawsuit, filed on behalf of the late Larry Cook’s estate, accuses Wells Fargo and Navy Federal Credit Union of negligence and other claims. According to court documents, Cook initiated 74 international wire transfers through Navy Federal and one transfer through Wells Fargo. The family suspects Cook was deceived by a phishing scam, resulting in unauthorized transfers. The case raises concerns about financial institutions’ responsibility in protecting customers from fraud and the need for enhanced prevention measures.

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Scam Victims Use Work To Avoid Healing

By Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

When Scam Victims Throw Themselves Into Their Work After A Scam It Can Be To Avoid Confronting What Has Happened To Them

When scam victims experience trauma, it can have a profound impact on their emotional well-being and daily lives.

In some cases, trauma survivors may immerse themselves deeply in their work as a coping mechanism to avoid thinking or feeling the pain associated with their traumatic experiences.

Trauma can have a profound impact on a scam victim, both emotionally and mentally. In some cases, traumatized victims may find it difficult to cope with their emotions and may turn to work as a way to avoid dealing with their trauma.

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Scam Victims & Mental Health Blaming

By Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

Mental Health Blaming For Scam Victims Is An Insidious Undermining Of Those Struggling To Heal And Recover

Let’s be clear, we are not talking about mental health conditions such as psychopathy or narcissism. We are talking about the vastly common depression and anxiety disorders that may affect as many as half of our population and other debilitating disorders that prevent normal people from living their best lives.

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The Scout Mindset And Scam Victims

By Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

A Curious Case Of Opposing Mindsets: Scout Mindset & Soldier Mindset

What Is The “Scout Mindset”

The scout mindset is a way of thinking that emphasizes curiosity, unbiased truth-seeking, and facing reality, even if that reality is unexpected. In the context of scam victims/survivors, we call these “realists.”

It is the opposite of the “soldier mindset”, which is a natural tendency to use motivated (biased) reasoning to defend one’s existing beliefs instead of being open to changing them. This is antithetical to scam victim recovery!

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Coming In Contact With Forced Labor Scammer Slaves

By Rika Takebe, Vice Director, NPO Charms – a Janaese Nonprofit Supporting Japanese Scam Victims [on Facebook]

What should I do if a scammer I had contact with reveals that they are a victim of human trafficking and forced labor by a fraudulent organization?

There are limited direct actions you can take. While there is no guarantee of rescue, you can provide information to human rights organizations that fight against human trafficking. This may increase the chances of rescuing the forced labor victims.

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A Proposal from SCARS to Reduce Bank Wire/Money Transfer Fraud

By SCARS Editorial Team –  Society of Citizens Against Relationship Scams Inc.

A Proposal To Reduce App Fraud In The Banking Industry

SCARS introduces a new proposal for the banking industry to help stop Wire Transfer Fraud/Scams (Authorized Push Payment Fraud) at the point of contact.

Almost all deterrents and education programs have failed to stop victims from sending money to criminals. Something more is needed. In the UK the bank employees call the local police to talk with victims and this has proven very effective, but that will not work in the United States. This proposal, we believe, addresses all the issues in a process already compliant with U.S. law.

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What is the Purpose of Gaslighting?

By Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

Gaslighting is all about Manipulation & Control

Online social engineering relationship & other scams rely heavily on the technique of “Gaslighting” to hold and manipulate its victims.

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Cybercrime/Cybersecurity Training Has Failed!

A commentary on the state of cybercrime/cybersecurity training and helping victims avoid scams/fraud/cybercrime.

By Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

Cybercrime/Cybersecurity training does not work?

Cybercrime training, also known as cybersecurity training, is a form of education that aims to teach individuals and organizations how to protect themselves against cyberattacks and other forms of online threats. But it mostly has failed.

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