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The Cost of Our Dreams - Why Even Have Them - 2026

The Cost of Our Dreams – Why Even Have Them?

The Cost of Our Dreams – Dreams Keep You Alive Before Life Proves That They Are Impossible – Why Do We Dream?

Primary Category: Philosophy / Recoverology

Authors:
•  Tim McGuinness, Ph.D., DFin, MCPO, MAnth – Anthropologist, Scientist, Polymath, Managing Director of the Society of Citizens Against Relationship Scams Inc.
Author Biographies Below

 

About This Article

Human dreams, hopes, wishes, and imagined futures help people survive uncertainty, grief, loneliness, fear, and betrayal by giving the mind purpose and direction. The same capacity can also create vulnerability when hope becomes detached from evidence, boundaries, and reality. Relationship scammers exploit this dream-making ability by mirroring unmet needs, offering false love, safety, rescue, recognition, and permanence, then using the imagined future as a tool of control. Victims can grieve the collapse of a relationship, identity, plan, and future that felt emotionally real, even when the scammer’s identity was false. Recovery depends on separating false hope from grounded hope, accepting grief, restoring verification, and learning to dream with discernment.

Note: This article is intended for informational purposes and does not replace professional medical advice. If you are experiencing distress, please consult a qualified mental health professional.

Keywords

Dreams, False Hope, Grounded Hope, Relationship Scams, Magical Thinking, Imagined Future, Nonfinite Grief, Disenfranchised Grief, Reality Testing, Betrayal Trauma

The Cost of Our Dreams - Why Even Have Them - 2026

The Cost of Our Dreams – Dreams Keep You Alive Before Life Proves That They Are Impossible

Why Do We Dream?

A dream can pull you through grief, loneliness, disappointment, poverty, illness, betrayal, or fear. A dream can give you a reason to wake up, a direction to walk, and a story about why today still matters. When your present life feels small, painful, or uncertain, the dream gives your mind a horizon. It says there can be something more than this.

“All our dreams can come true, if we have the courage to pursue them.”
— Walt Disney

But that is patently untrue. Most dreams fail, not all, but most.

“Even miracles take a little time.”
— Fairy Godmother, Cinderella

That is not weakness. That is human design.

A dream is a wish your heart makes
When you’re fast asleep
In dreams you will lose your heartaches
Whatever you wish for, you keep
Have faith in your dreams and someday
Your rainbow will come smiling through
No matter how your heart is grieving
If you keep on believing
The dream that you wish will come true
— Cinderella

We are weird creatures. We live for this, yet it is just as toxic as it is inspiring. By the way, have you noticed that rainbows are not smiling? They are frowning! :cry: 

Human beings are future-making creatures. Your mind does not only remember what happened. It also imagines what can happen, rehearses possible futures, builds plans, predicts feelings, and tests choices before they arrive. Researchers describe episodic future thinking as the ability to imagine or simulate experiences that could occur in your personal future, and this ability supports planning, decision-making, goal pursuit, and emotional regulation.

Without dreams, you would be trapped in the present. You would only react. You would only endure. Dreams allow you to reach beyond immediate pain and organize your life around meaning. Friedrich Nietzsche’s well-known insight, often translated as “He who has a why to live,” captures this ancient truth about purpose and endurance.

But Every Gift Has a Cost

Every human gift carries both power and danger. Imagination allows a person to survive the present by reaching toward a future that has not yet arrived. It allows the mind to create meaning before circumstances improve. It allows love to be pictured before love is present, safety to be imagined before safety is restored, and healing to be believed in before healing can be felt. Without imagination, life would be reduced to reaction. With imagination, life becomes a story that can continue.

“I dream, I test my dreams against my beliefs, I dare to take risks and I execute my vision to make those dreams come true.” “People often ask me if I know the secret of success and if I could tell others how to make their dreams come true. My answer is, you do it by working.”
— Walt Disney

But the same imagination that lets a person build a future can also build an illusion.

This is the terrible double edge of dreaming, not the dreaming in your sleep, but the dreaming in your imagination. The mind can create a picture so vivid that the body begins to respond as though it is already real. A promised relationship can calm loneliness. A future home can soothe instability. A planned reunion can make separation feel temporary. A fantasy of justice can make grief feel bearable. A hoped-for apology, confession, arrest, repayment, or return can give pain a direction. The imagined future becomes more than an idea. It becomes an emotional place where the person begins to live.

This is why dreams can sustain a person and endanger a person at the same time.

Hope helps a person endure suffering by saying, “This is not the end.” But hope can also keep a person attached to something false by saying, “Just wait a little longer.” Longing helps a person move toward connection, meaning, love, and purpose. But longing can also make deception feel believable when a criminal offers exactly what the heart has been waiting for. A wish can inspire courage, but it can also lower suspicion when the wish is mirrored back by someone who knows how to manipulate need.

In a relationship scam, the criminal does not have to create the dream from nothing. The dream is often already present in the victim’s life. It can be the dream of being loved again, being seen again, being chosen again, being safe again, or finally having a future that feels meaningful. The scammer studies that dream and learns how to speak its language. The criminal gives the dream a face, a voice, a name, a story, and a promise. Then the victim’s own imagination begins filling in the spaces between the lies.

This is not foolishness. This is the normal human mind trying to complete an incomplete story.

Human beings are meaning-makers. When pieces seem to fit, the mind begins arranging them into a whole. A kind message becomes evidence of character. A repeated greeting becomes proof of devotion. A hardship story becomes a reason to sacrifice. A delay becomes an obstacle to overcome rather than a warning sign. A promise becomes a future. A future becomes an attachment. An attachment becomes something the victim feels responsible for protecting.

The dream begins to defend itself.

That is one of the hidden costs of hope. Once the imagined future becomes emotionally important, the mind begins protecting the dream from doubt. Contradictions are explained away. Warnings from others feel intrusive. Verification feels disloyal. Fear becomes proof of love. Sacrifice becomes proof of commitment. The victim is not only evaluating facts anymore. The victim is protecting a future that has already become emotionally real.

This is where wishful thinking becomes dangerous. It does not always announce itself as fantasy. It can appear as patience, loyalty, compassion, faith, or perseverance. Those are often beautiful qualities, but under manipulation they are turned against the person who possesses them. A scammer can transform compassion into compliance, loyalty into secrecy, hope into dependency, and patience into prolonged exploitation.

Then, when the truth is discovered, the loss is not limited to the criminal’s false identity. The imagined life collapses too.

  • The victim can grieve a wedding that was never going to happen.
  • The victim can mourn a home that was never going to be shared.
  • The victim can ache for a reunion that was only a device for control.
  • The victim can feel abandoned by someone who did not exist in the way they were presented.
  • The victim can feel the death of a future that had already been rehearsed in the mind, felt in the body, and woven into daily life.

This grief from these is real because the emotional investment and attachment were real.

The cost of dreams is that the body does not only react to facts.

  • It reacts to meaning. It reacts to attachment.
  • It reacts to expectation.
  • It reacts to the future the mind has been practicing.

When that future is destroyed, the nervous system can experience the loss as a real rupture, even when the relationship was fraudulent. The mind can understand that the person was fake while the body still grieves what was believed, anticipated, and emotionally lived.

This is one of the most painful truths of being human.

  • A person can suffer for what happened, and also for what never happened.
  • A person can be wounded by reality, and also by the collapse of possibility.
  • A person can lose money, time, trust, and safety, while also losing the unseen life that hope had quietly built.

This does not mean dreams are wrong. It means dreams need truth beside them.

  • Hope needs evidence.
  • Longing needs boundaries.
  • Imagination needs verification.
  • Compassion needs caution.
  • Love needs time.
  • A future that cannot tolerate questions is not a safe future.
  • A promise that punishes doubt is not a loving promise.
  • A dream that requires secrecy, urgency, or financial sacrifice to keep it alive is not a dream that protects the person holding it.

The answer is not to stop dreaming. A life without dreams becomes small, flat, defensive, and abandoned. Depression is the abandonment of dreams. Anxiety is to be afraid to dream.

The answer is to dream with your eyes open. Let hope support life, but do not let hope replace judgment. Let imagination create possibility, but do not let imagination become proof. Let longing remind you that connection matters, but do not let longing surrender your safety.

The cost of your dreams is that you can suffer for things that never fully existed.

The wisdom of recovery is learning to honor that suffering without returning to the illusion that caused it.

Why You Dream

A dream is not only a wish. It is a private architecture of meaning. It is how we connect with the future, and disconnect with the past.

When you dream (daydream, imagine, or fantasize), you arrange the future in your mind. You imagine who will be there, how life will feel, what will finally be resolved, and what kind of person you will become. You imagine a healed relationship, a safe home, a loving partner, financial security, recognition, justice, family peace, spiritual restoration, or a life no longer dominated by pain.

“Hope theory”, associated with psychologist C. R. Snyder, describes hope as more than passive wishing. Hope involves goals, pathways toward those goals, and agency, meaning the felt capacity to move toward them. In this view, hope works because it gives the mind a destination, possible routes, and the motivation to continue.

This is why true hope matters in recovery. After a relationship scam, your life can feel shattered into disconnected pieces. You lost money, trust, social confidence, identity, routine, safety, and the future you believed was forming. True hope (not false hope) helps you imagine that recovery is possible before you can fully see it.

Emily Dickinson wrote, “Hope is the thing with feathers.” That line endures because it recognizes hope as something delicate, alive, and persistent inside the human soul.

Alexander Pope wrote, “Hope springs eternal in the human breast.” Pope’s line speaks to the stubbornness of hope, its refusal to disappear even when reason has already grown tired.

Hope can be a mercy. But hope can also be an opening. An opening to heaven or hell.

When Dreams Become Doors to Deception

A scammer does not create your capacity to dream. The scammer enters through it.

Trust-based relationship scams work because criminals learn what the victim hopes for and then impersonates the answer. They do not only offer romance. They offer rescue from loneliness, recognition after invisibility, tenderness after neglect, partnership after grief, purpose after emptiness, excitement after routine, and a future after despair.

Research on online romance scams describes them as frauds built through false relationships (romantic or friendship) that create severe financial and psychological harm.

The criminal studies the victim’s dream and then wears it like a mask. This is the essence of the betrayal.

  • If you dreamed of being chosen, the scammer chose you intensely.
  • If you dreamed of being understood, the scammer mirrored you carefully.
  • If you dreamed of being needed, the scammer created crises that only you could solve.
  • If you dreamed of justice, the scammer spoke of unfair suffering.
  • If you dreamed of devotion, the scammer promised permanence.

The deception works because the dream is not random. It is connected to need. But there is always a dark side – what Dr. Jordan B. Peterson calls malevolence.

Romance fraud research has repeatedly shown that offenders create fake profiles, build emotional intimacy, and manipulate victims through trust, attachment, and repeated interaction. A systematic review of romance fraud described these crimes as a cruel form of cybercrime that leaves victims heartbroken and can lead to financial ruin.

The victim does not merely believe a lie. The victim begins living inside a dream-like future that the lie has constructed. That is why discovery hurts so deeply.

When the scam is exposed, the victim does not only lose money or communication with a criminal. The victim loses a future. The wedding, the home, the reunion, the shared life, the rescue, the business, the spiritual promise, the retirement plan, the companionship, and the person who seemed to see them all collapse at once.

Mary Shelley wrote, “Nothing is so painful to the human mind as a great and sudden change.” That pain is especially sharp (and traumatizing) when the change is not only external but also internal, because the mind must remake its understanding of the past, the present, and the future all at the same time. This is where dissonance takes hold.

It is worth noting that deception does not have to be external; our own minds are just as capable of deceiving us through dreams and obsession.

The Example of Dante

The Dream of Beatrice

Dante Alighieri was one of the great architects of the human imagination. A poet, philosopher, political exile, and spiritual visionary of medieval Florence, he gave Western civilization one of its most enduring journeys through suffering, judgment, purification, and divine love. His Divine Comedy moves through Inferno, Purgatorio, and Paradiso, but it is not only a religious epic. It is also the work of a man who understood that human beings live not only by facts, but by visions, symbols, memory, longing, and dreams. Dante is one of history’s clearest examples of a person whose inner dream became larger than ordinary life itself.

At the center of that dream stood Beatrice.

Dante’s Beatrice shows both the glory and the danger of human dreaming. She was not simply a woman he admired or loved from a distance. She became the form through which his longing, grief, faith, poetry, moral imagination, and vision of salvation were organized. By Dante’s own account, he first saw her as a child and later encountered her again as a young man. Those brief moments became the seed of a lifelong inner world – a dream and obsession.

  • A few encounters became a spiritual architecture.
  • A human figure became a sacred symbol.
  • A loss became a calling.

This is one of the strange powers of dreams. They do not require much contact with reality to become emotionally real. A glance, a greeting, a promise, a message, or a memory can become the seed of an entire imagined life. The mind can take what is brief and make it eternal. It can take what is incomplete and make it feel destined. It can take what is unavailable and turn it into sacred pursuit.

That also sounds like a romance scam.

Dante’s dream of Beatrice gave the world immeasurable beauty. It helped produce the Vita Nuova, his early work of love, memory, poetry, and spiritual awakening. It also helped shape the Divine Comedy, where Beatrice becomes more than a remembered woman. She becomes a guide, a rebuke, a revelation, and the figure who leads Dante beyond the limits of human reason toward the vision of divine reality.

But this beauty came from idealization.

Dante’s Beatrice was not only Beatrice as a living woman. She was Beatrice transformed by memory, grief, theology, longing, and poetic imagination. She became larger than biography. She became the dream of perfect love, moral beauty, grace, and spiritual completion. In this way, Dante shows how the dreaming mind can take a limited human encounter and expand it into a universe.

That is the gift and the cost.

The dream gave Dante meaning, language, direction, artistic fire, and spiritual purpose. It allowed him to turn longing into poetry and grief into a pilgrimage of the soul. Yet it also shows how a person can organize years of inner life obsessively around an image that reality never fully gave. The dream can become more powerful than the person. The imagined figure can become more formative than any actual relationship. The longing can become more enduring than the lived event that began it.

For scam victims, this matters because relationship scams also enter through the dream-making power of the mind. A criminal can provide a face, a voice, a story, a promise, and a future, and the victim’s imagination can begin building a life around them. The victim is not responding only to the person presented by the scammer. The victim is also responding to the dream the scammer awakened.

Dante turned his dream into a path toward heaven. A scammer turns the victim’s dream into a path toward exploitation.

The human capacity is the same, but the moral use is completely different. One transforms longing into art, faith, and meaning. The other weaponizes longing for control, secrecy, money, and emotional captivity.

This is the terrible cost of dreams. They can produce beauty, endurance, devotion, art, faith, and moral vision. They can also produce illusion, attachment, grief, and vulnerability. A dream can lift a person toward transcendence, or it can bind a person to deception. The difference depends on whether the dream remains connected to truth, humility, and reality, or whether it is captured by fantasy and used by someone else for control.

Dante’s Divine Comedy, and specifically Inferno, are available as printed books, ebooks, and audiobooks through Amazon, though they are a hard read due to the language and complex imagery. A more accessible book that contains the adapted idea of Inferno is Jerry Pournelle and Larry Niven’s Inferno. Jerry Pournelle was a rocket scientist and prolific science fiction writer. His adaptation is both easier to read and perhaps more meaningful for a modern reader. It is also available in all formats on Amazon.

The Trap of Magical Thinking

Magical thinking is not childishness. It is the mind’s attempt to create causality where uncertainty is unbearable.

Learn more about it here: How Magical Biased & Delusional Thinking Enslaves Scam Victims 

When life becomes frightening or confusing, the mind often searches for hidden patterns. It wants signs. It wants destiny. It wants the message to mean something. It wants the coincidence to be proof. It wants the dream to be protected by fate.

Research on magical thinking describes it as a way people seek control in uncertainty and create causal explanations when ordinary explanations feel unavailable or insufficient.

This is where dreams become dangerous.

  • A healthy dream says, “This matters to me, and I will take grounded steps toward it.” Magical thinking says, “Because I want this deeply, it must be true.”
  • A healthy dream asks for evidence. Magical thinking asks for confirmation.
  • A healthy dream can survive correction. Magical thinking treats correction as a threat.

After a scam, this distinction matters. The criminal’s story often contains inconsistencies, but the dream smooths them over. The scammer’s identity does not fully prove itself, but the dream supplies emotional certainty. The urgent need does not make practical sense, but the dream says love requires sacrifice. The victim’s instincts whisper caution, but the dream speaks louder.

Shakespeare gave language to this danger in Henry IV, Part 2: “Thy wish was father… to that thought.” The line captures a painful human tendency. What is wished for can become the parent of what is believed.

The wish gives birth to the thought.

That does not mean the victim is foolish. It means the victim is human. The same mind that can imagine healing can imagine certainty where none exists. The same heart that can love can attach to a manufactured promise. The same longing that makes life meaningful can make deception believable.

The Optimism Bias and the Price of Expecting Good

Human beings are often biased toward better futures. The optimism bias describes the tendency to overestimate the likelihood of positive events and underestimate the likelihood of negative events. Tali Sharot’s research found that people update beliefs more readily when new information is better than expected than when it is worse than expected.

This bias can sustain life. Without some positive expectation, people might not marry, start businesses, recover from illness, move to new cities, rebuild after disaster, or try again after betrayal. Hope often gives you courage before facts can guarantee success.

But optimism can also become selective blindness.

If you expect the relationship to be real, contradictory evidence can feel like an interruption rather than a warning. If you expect the person to arrive, delays can become temporary obstacles rather than evidence of deception. If you expect money to be repaid, each new fee can feel like one last step rather than a repeating extraction. If you expect justice, each rumor about the scammer’s location can feel like progress rather than another stone to carry.

Seneca warned, “The greatest obstacle to living is expectancy.” His point is not that the future does not matter. His warning is that a life held hostage by tomorrow can lose today.

This is one of the terrible prices of dreams. They can make tomorrow so powerful that today becomes only a waiting room.

Learn more about the Optimism Bias here.

Positive Fantasy Is Not the Same as Recovery

There is another cost that is harder to accept. Thinking positively about an imagined future does not always create action. Sometimes it reduces it.

Research by Gabriele Oettingen and colleagues distinguishes between positive expectations and positive fantasies. Positive expectations, grounded in a realistic judgment that success is possible, can support effort. Positive fantasies, meaning emotionally satisfying images of an ideal future, can reduce energy and weaken real-world action. Studies have found that positive fantasies can predict lower effort and poorer outcomes in some goal areas.

This matters deeply for scam victims.

A dream of recovery is not the same as recovery. A hope that life will improve is not the same as blocking the scammer, securing accounts, attending support, filing reports, contacting a therapist, rebuilding routines, and learning the manipulation patterns that caused harm.

  • A dream can soothe you without moving you.
  • A plan can comfort you without changing you.
  • Hope can become a narcotic when it replaces action.

That is not a condemnation. Trauma exhausts the body and mind. Some days, imagining a better life is all a victim can manage. But recovery requires the dream to become behavior. Hope must eventually put on work clothes.

Epictetus wrote, “Men are disturbed not by things, but by the views.” The point is not to deny pain. It is to recognize that interpretation shapes suffering, and new interpretation can open the way to new action.

After a scam, one healing interpretation is this: the dream was not wrong because you needed love, safety, companionship, recognition, or a future. The injury came because a criminal entered those dreams and weaponized them.

The Death of the Imagined Future

When a dream dies, the body grieves.

This can confuse victims.

  • They ask why they cry over someone who was not real.
  • They ask why they feel abandoned by a person who never existed.
  • They ask why the body aches for a future that was fabricated.
  • They ask why the mind returns again and again to the same scenes, messages, promises, and imagined reunions.

The answer is that grief does not require factual truth in the other person. Grief requires attachment, meaning, expectation, and loss.

Non-death grief research recognizes that people can experience severe grief reactions after losses that do not involve a physical death. Recent work on non-death maladaptive grief notes that grief can arise from the loss of close relationships and other meaningful attachments outside bereavement.

The loss of hopes and dreams is often called nonfinite grief or living loss. It can occur when the imagined future dissolves, when life falls short of expectations, or when a person mourns what never became real in the outside world but was very real inside the mind.

This is why scam recovery can feel like mourning a ghost. The person was fake, but the emotional investment was real. The photos were stolen, but the attachment was real. The promises were fabricated, but the future imagined around them was real to the victim’s nervous system. The criminal’s identity was false, but the victim’s hope was genuine.

Kahlil Gibran wrote, “Your pain is the breaking of the shell.” In recovery, pain often breaks open the shell around an old understanding of life. It forces the victim to see how hope, longing, trust, and vulnerability were used.

That breaking hurts. It can also become the beginning of wisdom.

Disenfranchised Grief and the Shame of a Broken Dream

One reason scam victims suffer so much is that their grief is often invalidated. People around them may say, “But the person was not real.” They may say, “You never met them.” They may say, “Just move on.” They may focus only on the money. They may treat the victim’s emotional pain as embarrassment rather than grief.

Disenfranchised grief describes grief that is not openly acknowledged, socially supported, or publicly mourned. This can leave people isolated in sorrow and can increase shame, confusion, and self-doubt.

For scam victims, disenfranchised grief can become a second wound. First, the criminal takes the dream. Then, others deny the right to mourn it.

This is why compassion matters. A victim does not need permission to grieve only what was objectively true. The victim also needs to grieve what was believed, what was felt, what was planned, what was hoped for, and what was taken from the future.

Dante begins the Inferno in a dark wood, with the straight path lost. “I found myself within a forest dark,” he wrote. That image belongs to scam recovery because discovery often feels like waking in a wilderness. The old road is gone. The signs are confusing. The familiar future has vanished. But Dante’s dark wood is not the end of the journey. It is where the journey becomes honest.

The Wisdom and Danger of Hope

Humanity has always been divided about hope.

In the Greek story of Pandora, after calamities enter the human world, “Only Hope remained” inside the jar. The image has troubled thinkers for centuries because it is not simple. Is hope a blessing kept safe for humanity, or a final torment held close to human suffering?

Both meanings can be true. Hope can bless you when it helps you endure, seek support, act wisely, and continue living. Hope can torment you when it keeps you waiting for someone who will not come, chasing justice that is not in your control, believing a criminal’s next promise, or postponing recovery until the past gives back what it stole.

This is the central paradox.

  • You need dreams to live. Dreams can also make you vulnerable.
  • You need hope to recover. Hope can also keep you attached to the injury.
  • You need imagination to rebuild. Imagination can also deepen grief for what never came to be.

Marcus Aurelius advised, “Waste not what remains of life.” That line is severe, but it is also merciful. It invites attention back to what remains, not as a denial of loss, but as an act of rescue.

After a scam, what remains is not small.

  • Your body remains.
  • Your mind remains.
  • Your capacity to learn remains, though somewhat impaired by a hyperactivated amygdala.
  • Your right to safety remains.
  • Your dignity remains.
  • Your future remains, even if it no longer matches the dream that was stolen.

The Difference Between False Hope and Grounded Hope

Recovery does not require the death of all dreams. It requires the discipline to separate false hope from grounded hope.

  • False hope asks you to believe without evidence. Grounded hope asks you to act with evidence.
  • False hope depends on the scammer. Grounded hope depends on recovery steps.
  • False hope says the past must change before life can continue. Grounded hope says life can continue even with unanswered questions.
  • False hope waits. Grounded hope participates.
  • False hope feeds magical thinking. Grounded hope tolerates uncertainty.
  • False hope clings to the imagined future. Grounded hope builds a safer one.

This distinction protects you because it allows dreams to remain part of life without allowing them to rule judgment. It does not require cynicism. Cynicism is not recovery. Cynicism simply turns disappointment into a prison. Grounded hope is different. It permits desire, but it insists on verification. It permits longing, but it requires boundaries. It permits love, but it does not surrender safety. It permits dreams, but it does not confuse dreams with proof.

Shakespeare also wrote, “Our doubts are traitors,” warning that fear can prevent people from attempting what is good.

But after betrayal, doubt needs refinement, not destruction. Some doubt protects. Some doubt imprisons. The work is not to become distrustful of everything. The work is to learn which doubt is fear and which doubt is wisdom.

Dreaming Safely After Betrayal

A betrayed person often feels tempted to choose one of two extremes.

  • The first extreme says, “Never dream again.”
  • The second says, “Dream harder, because hope must win.”

Neither extreme is safe.

To never dream again is to let the criminal shrink your life. It turns survival into emotional exile. It prevents connection, joy, ambition, and meaning from returning. To dream without safeguards is to leave the same door open. It allows longing to override evidence again. It turns hope into exposure.

A safer path exists.

  • Let yourself dream, but slow the dream down.
  • Let yourself hope, but require verification.
  • Let yourself imagine a future, but keep your feet in the present.
  • Let yourself love again someday, but do not confuse intensity with safety.
  • Let yourself want justice, but do not make healing dependent on prosecution.
  • Let yourself grieve, but do not let grief become devotion to the scammer’s ghost.
  • Let yourself learn, but do not study the criminal forever.
  • Let yourself rebuild, but use plans, support, boundaries, and time.

A dream becomes safer when it is held with humility. The future is possible, not guaranteed. The plan is useful, not sacred. The wish is meaningful, not evidence. The hope is human, not proof.

This is how you protect the part of yourself that still wants life.

The Price and the Gift

Remember, the cost of your dreams is vulnerability.

  • Because you can dream, you can be deceived.
  • Because you can hope, you can wait too long.
  • Because you can imagine, you can mourn what never happened.
  • Because you can attach meaning to the future, the death of that future can hurt your body, your mind, your sleep, your appetite, your trust, your memory, your identity, and your sense of reality.

The death of that future can hurt:

  • your body
  • your mind
  • your sleep
  • your appetite
  • your trust
  • your memory
  • your identity
  • your sense of reality

This is one of the deepest truths about being human. You are not only affected by what has happened. You are also affected by what you believed was going to happen. You can suffer from the collapse of a relationship that was never real in the way it was presented. You can grieve a future that never arrived. You can feel abandoned by someone whose identity was false. You can ache for promises that were never meant to be kept.

That pain is real because your attachment was real. Your hope was real. Your imagination was real. Your emotional investment was real. The criminal’s identity was false, but the part of you that believed, loved, planned, waited, sacrificed, and hoped was fully human.

This is why recovery after a relationship scam can feel so physically and emotionally overwhelming. The body does not simply say, “The story was false, so the pain should stop.” The body responds to loss. It responds to shock. It responds to betrayal. It responds to the sudden death of expectation. It responds to the loss of the life your mind had already begun rehearsing.

But the answer is not to kill the dreaming part of you. The answer is to teach it discernment.

Your dreams need guardians. Those guardians are truth, time, evidence, boundaries, consultation, emotional regulation, and practical action. A dream without guardians is an unlocked door. A dream with guardians can become a road.

After a scam, the criminal wants the dream to remain contaminated. The criminal wants the victim to believe that hope itself was the problem. But hope was not the crime. Love was not the crime. Need was not the crime. Loneliness was not the crime. Trust was not the crime. The criminal act was the deliberate exploitation of these human capacities.

Recovery asks you to reclaim them carefully.

The dream that was stolen does not have to be replaced immediately. Some dreams need burial. Some plans need mourning. Some hopes need to be released because they are still tied to the false story. Some imagined futures need to be named as dead before a real future can breathe.

Then, slowly, a different kind of dream can begin.

  • Not the dream that arrives as fantasy.
  • Not the dream that refuses evidence.
  • Not the dream that turns a stranger into destiny.
  • Not the dream that demands certainty from an uncertain world.

Instead

  • A grounded dream.
  • A safer dream.
  • A dream built from self-respect, learning, patience, courage, and reality.

The terrible price of dreaming is that the future can wound you before it ever arrives. The sacred gift of dreaming is that the future can also call you forward after everything has broken.

  • Your task is not to stop dreaming.
  • Your task is to dream with your eyes open.

A life without dreams becomes guarded, flat, and fearful. If you decide never to hope again, the criminal continues to take from you long after the scam has ended. If you decide never to trust again, the deception keeps shaping your future. If you decide that love, hope, need, and imagination were the problem, then the criminal’s wound becomes a philosophy for your life.

That is not recovery. That is captivity in another form.

Your dreams need guardians. Those guardians are truth, time, evidence, boundaries, consultation, emotional regulation, and practical action. Truth asks whether the dream is connected to reality. Time slows the rush that scammers depend on. Evidence protects you from emotional certainty. Boundaries keep compassion from becoming compliance. Consultation brings other eyes into a situation your heart may not see clearly. Emotional regulation allows you to pause before fear, longing, or urgency takes control. Practical action turns hope into recovery instead of fantasy.

  • A dream without guardians is an unlocked door.
  • A dream with guardians can become a road.

After a scam, the criminal wants the dream to remain contaminated. The criminal wants you to believe that hope itself was the problem. The criminal wants you to feel ashamed for needing love, companionship, recognition, safety, relief, or a future. The criminal wants the injury to teach you that your own humanity is dangerous.

But hope was not the crime. Love was not the crime. Need was not the crime. Loneliness was not the crime. Trust was not the crime. The criminal act was the deliberate exploitation of these human capacities.

Recovery asks you to reclaim them carefully.

You do not need to dream recklessly. You do not need to believe quickly. You do not need to confuse intensity with truth or promises with proof. But you also do not need to become empty, suspicious of all kindness, or ashamed of wanting a meaningful life.

The gift of your dreams is that they can still call you forward. The price is that they must now be protected by wisdom. You can still hope, but you can hope with evidence. You can still imagine, but you can imagine with boundaries. You can still love, but you can love with time, verification, and self-respect.

The criminal used your dream as a door. Recovery teaches you to make your dreams into roads again.

Conclusion

The cost of dreams is not that dreaming is wrong. The cost is that dreaming makes the human heart reachable. Your imagination can carry you through grief, betrayal, loneliness, and fear, but it can also create a future so vivid that it begins to feel real before evidence has confirmed it. That is where hope becomes vulnerable. A dream can give pain a direction, but it can also keep a person waiting inside an illusion.

Relationship scammers exploit this human capacity with precision. They do not invent the need for love, safety, recognition, justice, companionship, or meaning. Those needs already belong to human life. The criminal studies them, mirrors them, gives them a face and voice, and then turns the imagined future into a tool of control. The wound that follows is not only financial or social. It is also the death of the future the victim had begun to rehearse, protect, and emotionally inhabit.

Recovery requires a different relationship with hope. It does not require the abandonment of dreams. It requires discernment. Hope needs evidence. Love needs time. Compassion needs boundaries. Longing needs reality testing. A future that punishes questions is not safe. A promise that requires secrecy, urgency, or sacrifice to remain alive is not a trustworthy promise.

The dream that was stolen can be mourned without returning to the illusion. Some hopes need burial before new hopes can breathe. Some imagined futures need to be named as losses before a safer future can be built. The criminal used the dream as a door. Recovery teaches the survivor to turn dreams into roads again, guarded by truth, time, support, and self-respect.

The Cost of Our Dreams - Why Even Have Them - 2026

Glossary

  • Abandoned Dream — An abandoned dream is a hoped-for future that has been released because it no longer belongs to reality or recovery. Scam victims can experience this as a painful loss because the dream often carried love, safety, identity, and meaning. Naming the dream as abandoned can help the victim stop returning to the illusion that harmed them. — Grief Response
  • Attachment to the Future — Attachment to the future occurs when a person becomes emotionally bonded to a life that has not yet happened. In relationship scams, the victim can become attached to a wedding, home, reunion, shared life, repayment, or rescue that exists only inside the scammer’s story. This attachment can make discovery feel like the death of something real. — Attachment Meaning
  • Beatrice Idealization — Beatrice idealization refers to Dante’s transformation of a limited human encounter into a lifelong symbol of beauty, grace, longing, and salvation. This example shows how the human mind can turn brief contact into a powerful inner world. Scam victims can recognize the same dream-making capacity when a false relationship becomes emotionally larger than the evidence supports. — Human Imagination
  • Betrayal of the Future — Betrayal of the future occurs when a scammer not only lies about the present but also steals the imagined life the victim believed was forming. The harm includes the collapse of plans, promises, identity, companionship, and meaning. This kind of betrayal explains why scam victims often grieve more than the loss of money. — Betrayal Trauma
  • Boundaried Imagination — Boundaried imagination is the ability to dream while still respecting evidence, time, privacy, safety, and personal limits. It allows a person to hope without surrendering judgment. Scam recovery often requires imagination to remain alive while boundaries protect the survivor from new manipulation. — Dreaming Safely
  • Captured Hope — Captured hope is hope that has been seized and redirected by a manipulator. In a relationship scam, the criminal studies what the victim longs for and then impersonates the answer. Once hope is captured, the victim can begin protecting the scammer’s story as though it protects the victim’s own future. — Emotional Manipulation
  • Collapse of Possibility — Collapse of possibility refers to the sudden loss of a future that once felt emotionally available. Scam victims can experience this when the promised relationship, shared life, rescue, or justice disappears after discovery. The grief can feel physical because the mind and body had already begun preparing for that imagined future. — Grief Response
  • Compassion as Compliance — Compassion as compliance occurs when a victim’s caring nature is converted into obedience to the scammer’s demands. Compassion becomes dangerous when it loses caution, verification, and boundaries. A victim can remain compassionate while refusing secrecy, urgency, financial sacrifice, or unverified crisis claims. — Emotional Manipulation
  • Contaminated Dream — A contaminated dream is a healthy human hope that has been stained by criminal manipulation. The dream itself was not wrong, but the scammer entered it and used it for control. Recovery requires separating the victim’s true need for love, safety, or meaning from the criminal’s false story. — Recovery Insight
  • Dante’s Dark Wood — Dante’s dark wood represents the moment of being lost, confused, and separated from the straight path. In scam recovery, discovery can feel like waking inside that same wilderness because the familiar future has disappeared. The image helps victims understand that confusion can become the beginning of an honest journey. — Recovery Insight
  • Dream Architecture — Dream architecture is the inner structure of meaning that a person builds around hope, plans, relationships, identity, and the future. A scammer can exploit this structure by giving the dream a face, voice, name, and promise. Recovery often requires rebuilding that architecture on truth, evidence, and self-respect. — Human Imagination
  • Dream Burial — Dream burial is the process of acknowledging that an imagined future is over and must be mourned before a new future can begin. Some hopes remain tied to the false story and cannot safely guide recovery. Burial does not erase the dream, but it stops the victim from living inside it. — Grief Response
  • Dream Defensiveness — Dream defensiveness occurs when the mind begins protecting an imagined future from doubt, evidence, warnings, or outside perspective. In scams, contradictions can be explained away because the dream has become emotionally important. This pattern makes verification feel disloyal even when it is necessary for safety. — Hope Distortion
  • Dream Guardian — A dream guardian is a protective factor that keeps hope connected to reality. Truth, time, evidence, boundaries, consultation, emotional regulation, and practical action can all serve this protective role. These guardians allow a person to dream without leaving the door open to exploitation. — Victim Safety
  • Dream Rehearsal — Dream rehearsal is the mental practice of an imagined future before it exists. A victim can rehearse reunion, marriage, repayment, shared home, rescue, or recovery until the body responds as though the future is already forming. When the scam collapses, the rehearsed future can become a real source of grief. — Future Orientation
  • Dreaming with Eyes Open — Dreaming with eyes open means allowing hope and imagination while still requiring evidence, verification, time, and boundaries. This does not reject the human need to dream. It teaches the victim to protect hope from fantasy, urgency, secrecy, and emotional manipulation. — Dreaming Safely
  • Emotional Place — An emotional place is an imagined future that becomes so vivid that the victim begins to live inside it emotionally. A promised relationship, home, reunion, or life can become a place of comfort before it exists. When the truth appears, the loss of that emotional place can feel like displacement. — Attachment Meaning
  • Evidence for Hope — Evidence for hope is the requirement that hope remain connected to verifiable facts, consistent behavior, and safe decision-making. Hope without evidence can become exposure to deception. In recovery, evidence helps separate grounded hope from fantasy, wishful thinking, and criminal manipulation. — Verification Practice
  • Expectancy Trap — The expectancy trap occurs when tomorrow becomes so powerful that today turns into a waiting room. A victim can wait for the scammer, justice, repayment, confession, or a promised future while recovery remains postponed. This trap keeps attention tied to what is not controlled by the victim. — Hope Distortion
  • False Future — A false future is a promised life created by a scammer to secure trust, attachment, money, secrecy, or compliance. It can include marriage, travel, shared home, business success, repayment, or spiritual destiny. The victim grieves the future because it was emotionally inhabited even though it was criminally fabricated. — Scam Tactics
  • Fantasy of Justice — Fantasy of justice is the imagined future in which the scammer is caught, punished, exposed, or forced to repay what was taken. This fantasy can give pain a direction, but it can also keep the victim tied to the criminal. Recovery allows reporting and accountability efforts without making healing dependent on justice arriving. — Hope Distortion
  • Future-Making Mind — The future-making mind is the human ability to imagine possible events, rehearse outcomes, plan choices, and create meaning beyond the present. This ability helps people survive grief, fear, disappointment, and uncertainty. Scammers exploit it by making a false future feel emotionally real before it is verified. — Human Imagination
  • Grounded Dream — A grounded dream is a hope that remains connected to reality, evidence, humility, and practical action. It permits desire without treating desire as proof. Grounded dreams protect victims because they allow hope to guide recovery without replacing judgment. — Dreaming Safely
  • Hope as Opening — Hope as opening means hope can create a path toward healing, meaning, endurance, and renewed life. The same opening can also expose a person to deception when hope becomes detached from truth. Scam victims need hope, but hope must be guarded so it does not become a doorway to manipulation. — Recovery Insight
  • Hope Contamination — Hope contamination occurs when the victim begins to believe that hope itself was the problem after a scam. The criminal wants the victim to feel ashamed for wanting love, safety, companionship, or meaning. Recovery separates the value of hope from the criminal act that exploited it. — Trauma Response
  • Hope with Evidence — Hope with evidence is the practice of allowing a positive future while requiring facts, consistency, verification, and safe boundaries. It differs from false hope because it does not depend on secrecy, urgency, or blind belief. Scam recovery often depends on turning hope into verified and practical steps. — Verification Practice
  • Imagined Future Grief — Imagined future grief is the sorrow that follows the collapse of a future that existed in the mind but never became real in the world. Scam victims can grieve weddings, homes, reunions, companionship, financial recovery, and shared lives that were promised but false. This grief is real because the emotional investment was real. — Grief Response
  • Imagination as Proof — Imagination as proof occurs when a person mistakes the vividness of an imagined future for evidence that it is real. A victim can feel so emotionally certain about the future that doubt seems unnecessary or disloyal. This pattern can make a scammer’s promises feel true before they are verified. — Belief Distortion
  • Incomplete Story Completion — Incomplete story completion is the mind’s attempt to fill gaps in a story so it feels coherent and meaningful. In a scam, kind messages, repeated contact, hardship claims, and promises can be arranged into a believable whole. The victim’s brain completes the story because human beings naturally search for meaning. — Cognitive Bias
  • Longing as Exposure — Longing as exposure refers to the vulnerability created when deep need makes a false promise feel especially believable. A victim longing for love, recognition, safety, justice, or purpose can become more receptive to someone who appears to offer it. This does not blame the victim, but it explains the pathway criminals exploit. — Psychological Vulnerability
  • Meaning-Making Mind — The meaning-making mind is the human tendency to connect events, messages, promises, and emotions into a larger story. This ability supports identity and survival, but it can also organize deception into something that feels real. Recovery requires meaning to be rebuilt from truth rather than from the scammer’s script. — Human Imagination
  • Mirror of Need — Mirror of need refers to the scammer’s act of reflecting back what the victim most wants to see, feel, or believe. If the victim wants devotion, the scammer performs devotion; if the victim wants rescue, the scammer performs helplessness. This mirroring makes the scam feel personally destined. — Scam Tactics
  • Nonfinite Loss — Nonfinite loss is the grief over something that did not fully happen, did not physically die, or was never publicly recognized as a conventional loss. Scam victims can mourn the future, identity, relationship, and life path that the scam falsely promised. This type of loss often needs compassionate acknowledgment before recovery can deepen. — Grief Response
  • Positive Fantasy — Positive fantasy is an emotionally satisfying image of a desired future that does not necessarily produce action. Imagining recovery is not the same as taking recovery steps. Positive fantasy becomes risky when it soothes pain while delaying protection, support, or change. — Fantasy Thinking
  • Promise That Punishes Doubt — A promise that punishes doubt is an unsafe promise that treats questions, verification, or caution as betrayal. In a healthy future, questions can exist without fear. In a scam, doubt threatens the deception, so the criminal reframes doubt as disloyalty, cruelty, or lack of love. — Scam Tactics
  • Recovery Behavior — Recovery behavior is the movement from hope as comfort into concrete action. Blocking the scammer, securing accounts, filing reports, attending support, seeking therapy, rebuilding routines, and learning manipulation patterns are examples. Recovery requires the dream of healing to become repeated practical behavior. — Recovery Process
  • Rehearsed Future — A rehearsed future is a life the mind practices through imagination before it occurs. Scam victims can rehearse conversations, reunions, marriages, repayments, and shared homes until those imagined events feel emotionally familiar. Losing that rehearsed future can produce grief even when the events never happened. — Future Orientation
  • Safer Dream — A safer dream is a hope for the future that is protected by evidence, time, boundaries, consultation, and self-respect. It does not demand secrecy or immediate sacrifice. Scam recovery often involves replacing the reckless dream created by manipulation with a safer dream built on reality. — Dreaming Safely
  • Scam Dream Capture — Scam dream capture occurs when a criminal enters the victim’s future-making imagination and redirects it toward exploitation. The scammer gives the dream a face, voice, story, crisis, and promise. Once captured, the dream can motivate compliance because the victim believes the future must be protected. — Scam Tactics
  • Self-Respect in Dreaming — Self-respect in dreaming means a victim can want love, safety, companionship, and meaning without surrendering dignity or protection. A self-respecting dream does not require blind belief, secrecy, urgency, or financial sacrifice. It allows the victim to hope while still honoring personal safety. — Recovery Process
  • Selective Blindness — Selective blindness occurs when optimism causes contradictory evidence to feel like an interruption instead of a warning. A victim who expects the relationship to be real can reinterpret delays, fees, excuses, and inconsistencies as obstacles to overcome. This pattern can keep the false future alive longer than the evidence supports. — Cognitive Bias
  • Stolen Dream — A stolen dream is the future taken when a scammer exploits hope, trust, attachment, and imagination. The loss can include the relationship, plans, money, dignity, identity, and the imagined life the victim believed was forming. Recovery recognizes that the stolen dream deserves grief, but not continued loyalty to the illusion. — Grief Response
  • Tomorrow as Waiting Room — Tomorrow as waiting room describes the state in which a victim postpones present recovery while waiting for a future event to fix the pain. The event can be justice, repayment, confession, reunion, arrest, or proof. This keeps the victim emotionally suspended instead of returning attention to safety and healing. — Hope Distortion
  • Truth Beside Hope — Truth beside hope means hope should remain accompanied by evidence, verification, and honest reality. Hope alone can encourage endurance, but hope without truth can feed fantasy or dependence. Scam victims recover more safely when hope and truth are allowed to stand together. — Reality Testing
  • Verification as Protection — Verification as protection is the practice of checking claims, identity, stories, emergencies, and financial requests before trust or action is given. A relationship or future that cannot tolerate verification is not safe. Verification protects the victim’s dream from becoming an unlocked door. — Victim Safety
  • Vulnerability of Dreams — Vulnerability of dreams is the exposure created by the human ability to hope, imagine, attach, and plan. Because dreams can become emotionally real, they can be used by criminals as entry points for manipulation. This vulnerability is not weakness; it is the cost of being human. — Recovery Insight
  • Wish as Belief — Wish as belief occurs when the intensity of wanting something causes the mind to treat it as more likely, more meaningful, or already true. A wish can give birth to a thought that feels like certainty. Scam victims can reduce this risk by asking whether the wish has evidence outside emotion. — Belief Distortion
  • Wounded Future — A wounded future is the damage done to a victim’s sense of what life can still become after a scam. The person can become afraid to hope, love, trust, or imagine again. Recovery helps the survivor protect the future without surrendering it to fear or the criminal’s influence. — Trauma Response

Author Biographies

Prof. (Emeritus) Tim McGuinness, Ph.D. DFin is a co-founder, Managing Director, and Chairman of the SCARS Institute (Society of Citizens Against Relationship Scams Inc.), where he serves as an unsalaried volunteer officer dedicated to supporting scam victims and survivors around the world. With over 34 years of experience in scam education and awareness, he is perhaps the longest-serving advocate in the field.

Dr. McGuinness has an extensive background as a business pioneer, having co-founded several technology-driven enterprises, including the former e-commerce giant TigerDirect.com. Beyond his corporate achievements, he is actively engaged with multiple global think tanks where he helps develop forward-looking policy strategies that address the intersection of technology, ethics, and societal well-being. He is also a computer industry pioneer (he was an Assistant Director of Corporate Research Engineering at Atari Inc. in the early 1980s) and invented core technologies still in use today. 

His professional identity spans a wide range of disciplines. He is a scientist, strategic analyst, solution architect, advisor, public speaker, published author, roboticist, Navy veteran, and recognized polymath. He holds numerous certifications, including those in cybersecurity from the United States Department of Defense under DITSCAP & DIACAP, continuous process improvement and engineering and quality assurance, trauma-informed care, grief counseling, crisis intervention, and related disciplines that support his work with crime victims.

Dr. McGuinness was instrumental in developing U.S. regulatory standards for medical data privacy called HIPAA and financial industry cybersecurity called GLBA. His professional contributions include authoring more than 1,000 papers and publications in fields ranging from scam victim psychology and neuroscience to cybercrime prevention and behavioral science.

“I have dedicated my career to advancing and communicating the impact of emerging technologies, with a strong focus on both their transformative potential and the risks they create for individuals, businesses, and society. My background combines global experience in business process innovation, strategic technology development, and operational efficiency across diverse industries.”

“Throughout my work, I have engaged with enterprise leaders, governments, and think tanks to address the intersection of technology, business, and global risk. I have served as an advisor and board member for numerous organizations shaping strategy in digital transformation and responsible innovation at scale.”

“In addition to my corporate and advisory roles, I remain deeply committed to addressing the rising human cost of cybercrime. As a global advocate for victim support and scam awareness, I have helped educate millions of individuals, protect vulnerable populations, and guide international collaborations aimed at reducing online fraud and digital exploitation.”

“With a unique combination of technical insight, business acumen, and humanitarian drive, I continue to focus on solutions that not only fuel innovation but also safeguard the people and communities impacted by today’s evolving digital landscape.”

Dr. McGuinness brings a rare depth of knowledge, compassion, and leadership to scam victim advocacy. His ongoing mission is to help victims not only survive their experiences but transform through recovery, education, and empowerment.

Vianey Gonzalez is a licensed psychologist in Mexico and a survivor of a romance scam that ended eight years ago. Through her recovery and the support she received, she was able to refocus on her future, eventually attending a prestigious university in Mexico City to become a licensed psychologist with a specialization in crime victims and their unique trauma. She was a Board Member and now serves as an Advisor to the SCARS Institute (Society of Citizens Against Relationship Scams Inc.) and holds the position of Chief Psychology Officer. She also manages our Mexican office, providing support to Spanish-speaking victims around the world. Vianey has been instrumental in helping thousands of victims and remains an active contributor to the work we publish on this and other SCARS Institute websites.

La Lic. Vianey Gonzalez es profesional licenciada en psicología en México y sobreviviente de una estafa romántica que terminó hace ocho años. Gracias a su recuperación y al apoyo recibido, pudo reenfocarse en su futuro y, finalmente, cursó sus estudios en una prestigiosa universidad en la Ciudad de México para obtener su licencia como psicóloga con especialización en víctimas de crimen y sus traumas particulares. Actualmente, es miembro de la junta directiva del Instituto SCARS (Sociedad de Ciudadanos Contra las Estafas en las Relaciones) y ocupa el cargo de Directora de Psicología. También dirige nuestra oficina en México, brindando apoyo a víctimas en español en todo el mundo. Vianey ha sido fundamental para ayudar a miles de víctimas y continúa contribuyendo activamente las obras que publicamos en este y otros sitios web del Instituto SCARS.

 

Debby Montgomery Johnson is a resilient advocate, author, and speaker dedicated to empowering others through her experiences of triumph over adversity. With a diverse background spanning military service, finance, and community leadership, Debby served as a U.S. Air Force Intelligence Officer, earning accolades like the USAF Meritorious Service Medal and Joint Service Commendation Medal. Transitioning to banking, she excelled as Senior Branch Manager at World Savings Bank, was named Manager of the Year in Florida in 2005, and achieved top customer service honors in 2006.

Her personal journey took a dramatic turn after becoming a victim of a million-dollar online romance scam, inspiring her bestselling book, “The Woman Behind the Smile: Triumph Over the Ultimate Online Dating Betrayal.” This memoir, along with “Snapshots from Positive Tribe Stories and contributions to “A Gift Called Fearless,” shares her path to healing and resilience. As the former Chair of the Board of Directors, she now serves as an Advisor to the Society of Citizens Against Relationship Scams Inc. (SCARS Institute), Debby educates and supports scam victims/survivors worldwide.

As a businesswoman, she is the CEO of BenfoComplete.com, an exceptional vitamin supplement products company developing innovative products for those who suffer from neuropathy.

A passionate volunteer with her church since 2013, she aids over 500 women in temporal and spiritual growth. Involved in organizations like: Women’s Prosperity Network, Holistic Chamber of Commerce, and The Rosie Network, Debby promotes holistic health and military family businesses. Honored as the 2017 California Women’s Conference SPEAK OFF winner, she continues inspiring audiences to embrace their true selves and live fearlessly.

Janina Morcinek is a dedicated and accomplished educator, holding certifications and credentials that underscore her commitment to teaching. With a robust academic background, she graduated from both the Krakow University of Technology and the Catholic University of Lublin, equipping her with a diverse skill set and a deep understanding of various educational methodologies. Currently, she serves as a teacher in a secondary school, where she inspires and guides young minds, and also at a University of the Third Age (UTW), where she fosters lifelong learning and intellectual growth among her mature students.

Despite her professional success, Janina’s life took an unexpected turn six years ago when she fell victim to romance fraud. This traumatic experience left her feeling vulnerable and betrayed, but it also sparked a journey of resilience and recovery. Thanks to the support and guidance provided by SCARS, a nonprofit organization dedicated to educating and assisting victims of romance scams, Janina was able to navigate the complex emotions and challenges that followed. Through their comprehensive resources and compassionate approach, she found the strength to heal and reclaim her life.

Today, Janina is a beacon of hope and a source of inspiration for others who have experienced similar traumas. As a former Director, and now volunteer Advisor to the SCARS Institute, she has taken on the role of supporting and helping fellow scam victims/survivors, both within her country and internationally. Her story serves as a powerful testament to the transformative power of support and community. By sharing her experiences and the valuable knowledge she continues to acquire, Janina not only aids others in their recovery but also contributes to the broader mission of raising awareness about the perils of romance scams and fraud. Her dedication to this cause is a reflection of her unwavering commitment to making a positive impact and ensuring that no one has to suffer alone.

 

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The Cost of Our Dreams - Why Even Have Them - 2026

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Published On: July 5th, 2026Last Updated: July 5th, 2026Categories: Scam Victims-Survivors, 2026, ARTICLE, FEATURED ARTICLE, Grief & Loss, RECOVEROLOGY, Sadness & Sorrow, Tim McGuinness PhD0 Comments on The Cost of Our Dreams – Why Even Have Them – 2026Total Views: 38Daily Views: 388992 words45.1 min read
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Important Information for New Scam Victims

  • Please visit www.ScamVictimsSupport.org – a SCARS Website for New Scam Victims & Sextortion Victims.
  • SCARS Institute now offers its free, safe, and private Scam Survivor’s Support Community at www.SCARScommunity.org – this is not on a social media platform, it is our own safe & secure platform created by the SCARS Institute especially for scam victims & survivors.
  • SCARS Institute now offers a free recovery learning program at www.SCARSeducation.org.
  • Please visit www.ScamPsychology.org – to more fully understand the psychological concepts involved in scams and scam victim recovery.

If you are looking for local trauma counselors, please visit counseling.AgainstScams.org

If you need to speak with someone now, you can dial 988 or find phone numbers for crisis hotlines all around the world here: www.opencounseling.com/suicide-hotlines

Statement About Victim Blaming

Some of our articles discuss various aspects of victims. This is both about better understanding victims (the science of victimology) and their behaviors and psychology. This helps us to educate victims/survivors about why these crimes happened and not to blame themselves, better develop recovery programs, and help victims avoid scams in the future. At times, this may sound like blaming the victim, but it does not blame scam victims; we are simply explaining the hows and whys of the experience victims have.

These articles, about the Psychology of Scams or Victim Psychology – meaning that all humans have psychological or cognitive characteristics in common that can either be exploited or work against us – help us all to understand the unique challenges victims face before, during, and after scams, fraud, or cybercrimes. These sometimes talk about some of the vulnerabilities the scammers exploit. Victims rarely have control of them or are even aware of them, until something like a scam happens, and then they can learn how their mind works and how to overcome these mechanisms.

Articles like these help victims and others understand these processes and how to help prevent them from being exploited again or to help them recover more easily by understanding their post-scam behaviors. Learn more about the Psychology of Scams at www.ScamPsychology.org

SCARS INSTITUTE RESOURCES:

If You Have Been Victimized By A Scam Or Cybercrime

♦ If you are a victim of scams, go to www.ScamVictimsSupport.org for real knowledge and help

♦ SCARS Institute now offers its free, safe, and private Scam Survivor’s Support Community at www.SCARScommunity.org/register – this is not on a social media platform, it is our own safe & secure platform created by the SCARS Institute especially for scam victims & survivors.

♦ Enroll in SCARS Scam Survivor’s School now at www.SCARSeducation.org

♦ To report criminals, visit https://reporting.AgainstScams.org – we will NEVER give your data to money recovery companies like some do!

♦ Follow us and find our podcasts, webinars, and helpful videos on YouTube: https://www.youtube.com/@RomancescamsNowcom

♦ Learn about the Psychology of Scams at www.ScamPsychology.org

♦ Dig deeper into the reality of scams, fraud, and cybercrime at www.ScamsNOW.com and www.RomanceScamsNOW.com

♦ Scam Survivor’s Stories: www.ScamSurvivorStories.org

♦ For Scam Victim Advocates visit www.ScamVictimsAdvocates.org

♦ See more scammer photos on www.ScammerPhotos.com

You can also find the SCARS Institute’s knowledge and information on Facebook, Instagram, X, LinkedIn, and TruthSocial

Psychology Disclaimer:

All articles about psychology and the human brain on this website are for information & education only

The information provided in this and other SCARS articles are intended for educational and self-help purposes only and should not be construed as a substitute for professional therapy or counseling.

Note about Mindfulness: Mindfulness practices have the potential to create psychological distress for some individuals. Please consult a mental health professional or experienced meditation instructor for guidance should you encounter difficulties.

While any self-help techniques outlined herein may be beneficial for scam victims seeking to recover from their experience and move towards recovery, it is important to consult with a qualified mental health professional before initiating any course of action. Each individual’s experience and needs are unique, and what works for one person may not be suitable for another.

Additionally, any approach may not be appropriate for individuals with certain pre-existing mental health conditions or trauma histories. It is advisable to seek guidance from a licensed therapist or counselor who can provide personalized support, guidance, and treatment tailored to your specific needs.

If you are experiencing significant distress or emotional difficulties related to a scam or other traumatic event, please consult your doctor or mental health provider for appropriate care and support.

Also read our SCARS Institute Statement about Professional Care for Scam Victims – click here

If you are in crisis, feeling desperate, or in despair, please call 988 or your local crisis hotline – international numbers here.

A Question of Trust

At the SCARS Institute, we invite you to do your own research on the topics we speak about and publish. Our team investigates the subject being discussed, especially when it comes to understanding the scam victims-survivors’ experience. You can do Google searches, but in many cases, you will have to wade through scientific papers and studies. However, remember that biases and perspectives matter and influence the outcome. Regardless, we encourage you to explore these topics as thoroughly as you can for your own awareness.