Morality, Ethics, and the Victimhood Mentality – A Philosophical Review

Understanding the Difference Between Being a Victim and Victimhood

Primary Category: Philosophy of Scam Victim Recovery

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

The moral difference between being a victim and embracing victimhood lies in how an individual responds to the harm they have experienced. Being a victim is a temporary condition caused by external factors beyond one’s control, such as falling for a scam. It does not imply moral blame, and it is possible to recover from this state with time and effort. Victimhood, however, involves adopting a mindset where a person continues to define themselves by the harm they’ve endured. This mindset can lead to feelings of powerlessness, entitlement, or resentment, which may hinder personal growth and responsibility.

Scam victims who view themselves solely through the lens of their experience may struggle to take ownership of their future decisions. Ultimately, the moral distinction between victim and victimhood rests in whether the individual allows the experience to shape their future behavior or whether they choose to reclaim their agency, recover emotionally, and move forward with integrity. By focusing on healing, accountability, and resilience, scam victims can regain control of their lives without letting the experience define them long-term.

Morality, Ethics, and the Victimhood Mentality - A Philosophical Review - 2024

Author’s Note

One of the great challenges in supporting scam victims, or any crime victim for that matter is the question of ethics and morality. Often we see individuals who are in such a desperate state that they feel justified in any behavior that helps them alleviate their distress. We understand this and do our best to help them, but all too often that very distress creates a wall we cannot break through. In these cases, we have to step back and refer them to professional psychological intervention.

As an organization, we are the first to admit that we cannot save anyone, only scam victims can save themselves. We provide tools, knowledge, and the path to recovery, but each person has to travel that ‘Yellow Brick Road’ themself. Sometimes they feel like they are doing it all on their own, but we are here to listen and help guide them when they let us. Being willing to listen is a big part of the educational journey each scam survivor must take to be successful.

However, we also have an obligation under our mission to fully understand the scam victim experience, to share the discoveries we make in the process of our work and research. Some of those topics are very difficult to hear or read because they deal with core beliefs about who we are and what we believe to be ethical and moral. This article is such an example of that. We hope that the reader can see the philosophical challenges in this topic and understand that the only way to overcome challenges is by exposing them to review and discussion.

Tim McGuinness, Ph.D.

The Moral or Ethical Difference Between Being a Victim and Victimhood in Scam Victims

Overview

The moral difference between being a victim and adopting victimhood lies in how an individual responds to a harmful event and its consequences.

  1. Being a victim refers to someone who has suffered harm, injustice, or loss as a result of another’s actions or circumstances beyond their control. It is a factual condition that describes an occurrence, not a state of mind. Morally, being a victim does not imply blame or choice—it is a result of external factors.
  2. Victimhood is more about a mindset or identity that a person may adopt after being victimized. It involves continually viewing oneself through the lens of that harm or injustice, often seeing the world as primarily defined by that experience. Morally, victimhood can be problematic if it leads to a sense of powerlessness, entitlement, or resentment that limits personal growth, responsibility, or agency. It can also affect relationships with others if it turns into a pattern of seeking validation or avoiding accountability.

Being a victim is a temporary condition, while victimhood is a prolonged state of mind that can affect how one interacts with the world and takes responsibility for their life moving forward. The moral distinction centers on whether a person allows the experience to define them and their actions long term.

Viktor Frankl“Everything can be taken from a man but one thing: the last of the human freedoms—to choose one’s attitude in any given set of circumstances, to choose one’s own way.”

What is the Difference Between Being a Victim and Victimhood

When someone is victimized by a scam, they experience a range of emotional, psychological, and often financial harm. However, the way they respond to this harm can lead to two distinct paths: simply being a victim or adopting a mindset of victimhood. While being a victim is an unavoidable reality of suffering from a scam, victimhood is a state of mind that can emerge if the experience becomes central to a person’s identity. Understanding the difference between these two is important both for personal recovery and for moral growth.

Being a Victim

Being a victim means that a person has suffered a harm or wrongdoing. In the case of scam victims, this harm often takes the form of deception, financial loss, or emotional distress. This is not a condition the victim chose, and it doesn’t reflect on their character or morals. Being a victim is a temporary state that reflects the reality of what happened: they were wronged by another person or situation beyond their control.

Psychologically, the experience of being victimized triggers natural emotional responses such as shock, anger, sadness, or confusion. The brain’s stress response system, which includes the amygdala and prefrontal cortex, goes into overdrive. The amygdala, which processes fear and emotional reactions, becomes highly active, while the prefrontal cortex, responsible for logical thinking and decision-making, may be overwhelmed. This can result in feelings of helplessness and anxiety as the victim processes the event.

During this phase, the victim is trying to make sense of what happened and may experience short-term difficulties in managing emotions. However, over time, most people move beyond this phase as they start to recover emotionally and work toward regaining control over their lives.

Victimhood Mindset

Victimhood, in contrast, is a mindset that can develop if someone becomes stuck in the emotional and psychological state of being a victim. While being a victim is a factual condition, victimhood is an identity that one may unintentionally adopt, where the person continues to view themselves primarily through the lens of their negative experience. Morally, this is where the difference lies—victimhood can lead to ongoing feelings of powerlessness, resentment, and sometimes a sense of entitlement, where the individual might feel the world owes them something due to their suffering.

From a psychological perspective, victimhood can develop when the brain remains in a heightened state of stress for an extended period. The amygdala continues to react as though the threat is still present, even after the scam is over. The brain may also produce fewer neurotransmitters like serotonin and dopamine, which are associated with well-being and emotional balance, leading to feelings of despair or hopelessness. As a result, the person may repeatedly replay the scam in their mind, unable to fully move past it. Over time, this mindset can shape their identity, affecting their interactions with others and their view of the world.

In this state of victimhood, individuals may struggle with taking responsibility for decisions or changes that could improve their situation. They might avoid seeking help or refuse to accept opportunities for recovery, believing that their experience defines who they are and that nothing can change it.

Moral Implications

The moral difference between being a victim and victimhood lies in how the person chooses to respond to their experience over time. Being a victim is a temporary condition based on an event that was outside the person’s control, while victimhood can represent a failure to move forward.

When a person clings to victimhood, they may stop seeking ways to regain control over their life. Instead, they may hold onto feelings of injustice, allowing resentment to cloud their judgment and behavior. This can lead to strained relationships, reduced self-esteem, and even negative impacts on others, as they may place blame on external factors rather than seeking solutions. Morally, victimhood becomes problematic when it prevents personal growth and responsibility, and when it turns suffering into a form of identity or power over others.

On the other hand, those who are able to process their trauma and begin to move past it are able to regain their sense of agency. While they acknowledge the harm that was done to them, they do not allow it to define their future choices or actions. This process often involves confronting difficult emotions, seeking support, and taking steps to rebuild both emotionally and practically. Morally, this approach reflects personal resilience and a willingness to take responsibility for what comes next, even in the face of harm.

Breaking Free from Victimhood

Recovering from a scam and avoiding victimhood requires both emotional and psychological work. The brain, particularly the prefrontal cortex, plays a role in helping individuals process traumatic events and eventually make sense of them. While the amygdala reacts to stress and fear, the prefrontal cortex helps regulate these emotions, allowing the individual to make rational decisions and plan for the future.

Psychological therapies, such as cognitive-behavioral therapy (CBT), can help scam victims process their trauma and reframe their experience in a way that allows them to move forward. CBT helps individuals challenge negative thought patterns and replace them with more productive ways of thinking. In doing so, the brain begins to adapt, producing more balanced emotional responses and reducing the overactive stress reactions linked to victimhood.

Support systems—whether through counseling, peer support groups, or family and friends—also play a key role in helping scam victims rebuild their sense of self. Social connections can provide validation and encouragement, making it easier for individuals to regain a sense of control and reduce feelings of isolation.

Review

The moral difference between being a victim and victimhood is rooted in how an individual responds to a traumatic event over time. Being a victim is a temporary condition based on harm suffered through no fault of their own, while victimhood is a prolonged state of mind that can prevent personal growth and recovery. Scam victims, in particular, may face the challenge of moving past the initial shock and trauma to avoid getting stuck in a mindset of helplessness. Through psychological support, emotional resilience, and taking personal responsibility for their future, scam victims can break free from the cycle of victimhood and regain control over their lives.

Friedrich Nietzsche“He who fights with monsters should be careful lest he thereby become a monster. And if you gaze long enough into an abyss, the abyss will gaze back into you.”

The Philosophy of Desperation and Justification in Victimhood: A Slippery Slope

Desperation is a powerful emotion that can push individuals to act in ways they normally wouldn’t. For people who have become victims of crimes, such as scams, desperation often follows the initial trauma. The fear, confusion, and loss that result from being wronged can lead to a sense of helplessness. In these situations, individuals may begin to justify actions they wouldn’t otherwise consider—whether it’s neglecting personal responsibilities, seeking revenge, or making choices that compromise their values.

While it’s understandable that desperation may lead someone to seek immediate solutions or relief from their pain, there is a philosophical concern when desperation becomes a blanket justification for nearly anything. This is where victimhood comes into play, and a slippery slope can form, where individuals might begin to believe that their actions—no matter how morally questionable—are justified because of the harm they have endured.

Desperation and Justification

When someone is victimized by a scam, they often experience financial loss, emotional distress, and a profound sense of betrayal. The sudden impact of the scam may leave them feeling out of control, and desperation arises from the need to restore some sense of order in their lives. In these moments, desperation can become a powerful force, leading individuals to take actions they would not normally consider.

For example, a scam victim may feel justified in cutting ethical corners in an attempt to recover their losses. They might begin to engage in behaviors like withholding information from loved ones, lying to protect themselves, or even exploiting others in an attempt to make up for what they’ve lost. In this initial stage, the justification is often seen as a response to an unfair situation—they were wronged, so their actions are simply a means of righting that wrong. Philosophically, this is an understandable response. When a person feels cornered, they may prioritize their survival or recovery above abstract principles like honesty or fairness.

However, the danger lies in how far this justification can be stretched. Desperation can blur the lines between what is morally acceptable and what is not, leading to a steady erosion of personal responsibility. When desperation takes over, individuals may begin to believe that their circumstances give them the moral right to disregard social or ethical norms entirely. This is the point where victimhood can transform into something much more insidious.

The Slippery Slope of Victimhood and Abdication of Agency

Once someone begins to identify primarily as a victim and justifies their actions through that lens, they risk falling into a mindset where almost anything becomes permissible. The core issue with this type of victimhood is that it often involves an abdication of personal agency. Instead of recognizing that they still have choices and the ability to act with integrity, individuals may begin to see themselves as passive recipients of injustice, with no control over their circumstances.

From a philosophical standpoint, the abdication of agency is a profound moral shift. In the beginning, someone may justify small compromises to their moral compass—perhaps withholding the truth or acting out of anger. But as this mindset solidifies, larger and more significant justifications can emerge. The logic becomes, “I’ve been wronged, so the rules no longer apply to me.” This is where the slippery slope intensifies: when a person views themselves solely through the lens of victimhood, they might start to justify behaviors that harm others, viewing their own suffering as more important than the impact their actions have on those around them.

The philosophy behind this slippery slope can be linked to the concept of moral relativism—where personal circumstances become the ultimate arbiter of right and wrong. In victimhood, moral relativism can take hold, leading the person to believe that their moral obligations are suspended because of what they’ve endured. This can result in a worldview where they see their own pain as overriding any ethical responsibilities they might have to others.

This type of reasoning can lead to dangerous outcomes. For example, someone who feels justified in lying to protect themselves may eventually feel justified in deceiving others for personal gain. Someone who was victimized financially may rationalize exploiting others financially. Over time, the victim begins to engage in behaviors that mirror the harm done to them, perpetuating a cycle of wrongdoing. In their mind, they remain justified because of the desperation that arose from being a victim.

The Ethical Challenge: Recognizing Agency and Responsibility

The ethical challenge in these situations is recognizing that, even in the face of desperation, individuals retain their moral agency. While it’s natural to feel overwhelmed and seek quick solutions after being wronged, it’s important to remember that being a victim does not erase one’s responsibility for their actions. Philosophically, the concept of free will suggests that even when someone has been harmed, they still have the ability to choose how they respond. This recognition of agency is what keeps people from sliding into a mindset of victimhood where anything is justified.

The idea of free will implies that individuals, no matter their circumstances, have a moral responsibility to act in accordance with ethical principles. Even in moments of desperation, people must consider the consequences of their actions and recognize that they still have the power to make moral choices. The key is finding a balance between acknowledging the harm that has been done and taking steps to recover in a way that doesn’t compromise one’s integrity or cause further harm.

Victimhood becomes problematic when it leads to a form of moral disengagement, where the individual no longer feels accountable for their actions. This can result in a cycle of harm, where the victim of one injustice becomes the perpetrator of another. Ethically, this is a failure to recognize that personal suffering does not absolve someone of their moral duties to others.

Review

Desperation can justify many things in the immediate aftermath of being a victim of a scam, especially when someone is struggling to regain a sense of control. However, the philosophical danger lies in allowing desperation to turn into a mindset of victimhood, where personal suffering becomes a justification for nearly any action. This slippery slope occurs when individuals abdicate their moral agency, believing that their circumstances exempt them from ethical responsibility.

Ultimately, while being a victim is an undeniable reality, it does not erase one’s ability to make moral choices. Recognizing personal agency, even in moments of desperation, is key to avoiding the harmful path of victimhood. Taking ownership of one’s actions and striving to act with integrity, even in the face of injustice, ensures that desperation doesn’t lead to moral compromise or further harm to others.

Jean-Paul Sartre“Man is condemned to be free; because once thrown into the world, he is responsible for everything he does.”

Scammer Justification and Victimhood

The slippery slope of victimhood can often be at the center of the justification that scammers use to rationalize their crimes. Scammers may see themselves as victims of their own circumstances—whether it’s financial hardship, social injustice, or past personal traumas—and use that perception to morally justify their actions. By framing themselves as victims, they can convince themselves that their behavior is acceptable or even necessary, despite the harm they cause to others.

Note, we ARE NOT saying the scam victim and scammers are morally equivalent. They ARE NOT! But, people who adopt a victimhood mentality can follow a path of challenging ethical and moral behavior and decision-making, and it is important to understand this and establish boundaries of acceptability

Victimhood as a Justification for Scamming

Many scammers rationalize their actions by adopting a mindset of victimhood. They may believe that because they have been disadvantaged, wronged, or overlooked by society, they are entitled to take what they need through deception. In this way, they view their actions not as crimes but as a form of compensation for their own suffering or as a way to balance what they see as an unfair system.

This mindset allows scammers to morally disengage from their victims, convincing themselves that the harm they cause is either justified or irrelevant. Some common rationalizations include:

“I have no other choice”: Scammers may argue that their circumstances—such as poverty, unemployment, or social exclusion—leave them with no legitimate options. By seeing themselves as trapped or victimized by life, they can justify unethical actions as necessary for survival.

“The system is unfair”: Some scammers believe they are acting out against an unjust society or system. They may feel entitled to exploit others as a way of correcting what they perceive as inequality or mistreatment. This often involves shifting blame onto larger institutions, such as governments or corporations, and claiming that their actions are a form of resistance.

“Other people do it too”: Scammers may point to others—whether they are other criminals, corporations, or even governments—as examples of widespread wrongdoing. This allows them to justify their actions by arguing that they are no worse than anyone else and that they are simply playing the same game as everyone else.

“Victims are complicit”: A common tactic is to blame the victims themselves, believing that those who fall for the scam are gullible or deserving of their fate. Scammers may see their victims as part of an ignorant or greedy system and, therefore, feel justified in exploiting them.

Moral Disengagement in the Scammer’s Mind

Psychologically, scammers may experience moral disengagement—a process in which they distance themselves from the moral implications of their actions. By adopting a victimhood mentality, they avoid facing the ethical weight of what they are doing. They may no longer see their victims as real people with feelings, or they may minimize the harm they are causing. This allows them to maintain a self-image as someone who is acting out of necessity or fairness, rather than greed or malice.

The brain, particularly the prefrontal cortex, plays a role in this rationalization. Scammers may suppress or ignore emotional reactions that would normally evoke guilt, using cognitive distortions to support their behavior. By continually reinforcing the idea that they are the true victims, they can numb their empathy and avoid feelings of responsibility or shame.

The Slippery Slope of Justifying Harm

Just as in other cases of victimhood, scammers can slip down the slope where they feel increasingly entitled to deceive and harm others. Initially, the scam might be seen as a one-time solution to a desperate situation. However, as they justify their actions more and more, scamming becomes a pattern of behavior. The further they go down this path, the easier it becomes to rationalize even more serious or harmful actions.

Over time, the sense of victimhood becomes deeply ingrained, and scammers may feel not only justified but empowered by their deception. They may come to believe that they are smarter or more resourceful than others and that their actions are a way of taking back control. This is a dangerous mindset because it erases personal responsibility and treats exploitation as a legitimate or even admirable strategy for survival or success.

Review

The slippery slope of victimhood is indeed at the heart of how many scammers justify their crimes. By seeing themselves as victims of their own circumstances, scammers can rationalize their unethical behavior and morally disengage from the harm they cause. This mindset allows them to sidestep personal responsibility, leading them to believe that their actions are justified, necessary, or even deserved. Recognizing this pattern of thought is important for understanding the psychology of scammers and the ways in which victimhood can be misused to excuse harmful actions.

Epictetus“It’s not what happens to you, but how you react to it that matters.”

How to Gain Moral and Ethical Clarity in Times of Desperation

Note, many will view this as taking a moral high ground and being judgmental. Indeed, in fact, it is but all of our better decision-making relies on our use of ethics to make sound, fair, and beneficial decisions. However, if we never explore our morality and ethics how do we expect to understand them and apply them in our daily lives?

Steps to Overcoming Victimhood

When someone, such as a scam victim, finds themselves in a situation of desperation, regaining a sense of agency and moral clarity is essential to moving forward in a positive way. This process involves recognizing that while they have been wronged, they still retain the ability to make choices that align with their values and the well-being of those around them. Here are some steps that can help a person in this situation reclaim their sense of control and act with integrity:

1. Acknowledge the Emotional Impact

First, it’s important to fully acknowledge the emotional impact of being scammed. Denying or minimizing feelings of anger, sadness, or helplessness can lead to unhealthy coping mechanisms or a victimhood mindset. By accepting these emotions and recognizing that they are a natural response, the individual can begin to process the experience in a constructive way. This acknowledgment is the first step toward healing and regaining a sense of personal power.

2. Shift from Victim to Survivor

A shift in mindset is critical. Instead of identifying solely as a victim, it can be empowering to adopt the perspective of a survivor. This subtle but important shift reframes the situation, focusing on the ability to move forward rather than being defined by what happened. Survivors recognize that while they cannot control the past, they can take charge of their response and their future.

3. Seek Emotional and Practical Support

Scam victims often feel isolated and ashamed, which can make it difficult to seek help. However, reaching out to trusted friends, family, or professional counselors is essential for emotional healing. These support systems provide perspective, advice, and reassurance. Talking through the experience can reduce feelings of isolation and help the individual see options they may not have considered. Financial or legal professionals may also provide practical guidance for addressing the fallout of the scam, helping the person regain stability.

4. Identify and Own Your Choices

To regain a sense of agency, it’s important to recognize the choices that are still within one’s control. Even in desperate situations, there are always decisions to be made about how to respond, who to turn to for help, and what steps to take next. By focusing on these choices, the individual can reclaim their sense of power and begin to move forward in a way that reflects their values.

This may involve decisions about repairing financial damage, being honest with those who were affected by the scam, and seeking constructive solutions rather than quick fixes that might lead to further harm.

5. Clarify Your Values

In moments of desperation, it can be tempting to act out of fear or frustration, which may lead to morally questionable decisions. To avoid this, it’s helpful for the individual to reflect on their core values—honesty, responsibility, and empathy, for example—and use those values as a guide when making decisions. By staying grounded in what matters most to them, they can maintain moral clarity, even in difficult situations.

6. Embrace Accountability

Taking accountability for any actions that may have affected others, whether directly or indirectly, is an important step in reclaiming moral agency. While the scam victim is not responsible for the harm done to them, they may have made decisions in response to the scam that impacted others—such as keeping information from loved ones or making reactive financial decisions. Being honest and transparent with those affected and owning any mistakes or misjudgments can help rebuild trust and integrity.

7. Focus on Constructive Action

Rather than dwelling on the harm done, scam victims can focus on taking constructive actions to improve their situation. This could include reporting the scam to authorities, working with financial institutions to recover losses, or seeking therapy to address emotional damage. Taking practical steps not only helps to repair the damage but also restores a sense of control, which is key to overcoming feelings of helplessness.

8. Practice Self-Compassion

Desperation often brings feelings of shame or guilt, particularly if the victim feels they should have seen the scam coming or avoided the situation. Practicing self-compassion—recognizing that everyone makes mistakes and that being scammed does not reflect on their worth—can help individuals avoid falling into a cycle of self-blame. This kindness toward oneself is crucial for emotional recovery and for making decisions based on growth rather than fear or guilt.

9. Recognize the Bigger Picture

Sometimes, regaining moral clarity involves stepping back and looking at the bigger picture. The experience of being scammed is one event in a person’s life, not the entirety of who they are. By gaining perspective, victims can avoid letting the scam define their identity and prevent it from clouding future decisions. This mindset helps them see beyond the immediate desperation and focus on long-term healing and growth.

10. Set Boundaries and Limits

Desperation can push people toward impulsive decisions, including quick fixes or actions that further compromise their values. Setting clear boundaries with themselves, such as avoiding risky financial decisions or refusing to engage in morally questionable behaviors, helps prevent the slide into harmful actions. These boundaries act as a safeguard, ensuring that even in moments of stress, the individual stays true to their principles.

Review

While desperation can lead to poor decisions, scam victims have the ability to reclaim their agency and make choices that align with their values. By acknowledging the emotional toll of the experience, seeking support, and focusing on constructive actions, they can regain a sense of control. Clarifying their core values and taking accountability for their actions can help maintain moral clarity, even in difficult situations. Ultimately, scam victims can move from feeling powerless to taking charge of their own recovery, making choices that benefit both themselves and those around them.

Albert Camus“The only way to deal with an unfree world is to become so absolutely free that your very existence is an act of rebellion.”

Guidance for People in Desperation

Retaining Ethics and Morality Through Crisis

In moments of desperation, it’s easy to lose sight of values and principles, but making decisions rooted in ethics and morality is important for long-term well-being. When facing a crisis, whether due to financial hardship, emotional distress, or the fallout from being victimized by a scam, it’s important to act in a way that not only helps you at the moment but also allows you to walk the right path once the crisis is over.

This guidance offers practical steps to help you maintain your moral compass, even in desperate situations, so that you can regain your sense of agency when stability returns.

1. Pause Before Acting

Desperation can lead to rash decisions that may have long-term consequences. Before taking any action, pause for a moment to reflect on the situation. This brief period of reflection will help you avoid impulsive decisions that could compromise your ethics or cause harm to yourself or others. Take a breath, step back, and give yourself space to think clearly.

      • Action Step: When you feel panic rising, practice deep breathing or take a short walk to create distance from the immediate crisis.

2. Identify Your Core Values

In times of crisis, grounding yourself in your core values can guide your decision-making process. Whether it’s honesty, integrity, responsibility, or compassion, keeping these values in mind can serve as a moral compass. Ask yourself how each possible decision aligns with the principles you want to live by.

      • Action Step: Write down your top three values and keep them visible as a reminder during difficult times.

3. Seek Ethical Solutions

Even in desperate situations, there are ways to solve problems without compromising your ethics. Look for solutions that address the immediate issue while allowing you to maintain your sense of integrity. This might involve asking for help from trusted friends or family, consulting with professionals, or exploring legitimate options rather than shortcuts or morally questionable actions.

      • Action Step: If you feel stuck, reach out to someone you trust for advice. Getting an outside perspective can help you find a solution that’s both practical and ethical.

4. Embrace Transparency and Honesty

Desperation may tempt you to conceal the truth from others to protect yourself, but dishonesty can lead to more significant problems down the road. Being honest about your situation with those affected—whether it’s family, friends, or financial institutions—helps maintain trust and moral clarity. Transparency allows others to support you and fosters long-term solutions, rather than quick fixes based on deception.

      • Action Step: If you’ve withheld information or been dishonest, consider being open about the situation. Honesty can create opportunities for support and understanding. We suggest seeing our webinar about sharing your story on your YouTube channel youtube.AgainstScams.org

5. Focus on Long-Term Consequences

In moments of crisis, it’s natural to want immediate relief, but many quick solutions can lead to long-term regret. Consider the future impact of your decisions, not just on yourself, but also on those around you. Think about how you want to feel about your actions after the crisis has passed and whether those decisions will allow you to move forward with your integrity intact.

      • Action Step: Before making a decision, ask yourself, “How will I feel about this in six months? Will this action help me regain control of my life, or will it create more harm?”

6. Own Your Choices

Even in the midst of crisis, it’s essential to recognize that you still have choices. While the options may not be ideal, you can take responsibility for how you respond. Owning your decisions, rather than seeing yourself as completely powerless, will empower you to make decisions that align with your values, even under pressure.

      • Action Step: Reflect on the decisions you have in front of you and identify at least one that allows you to act in a way that you’ll be proud of later.

7. Avoid the Victim Mindset

It’s easy to fall into the mindset that, because you’ve been wronged or are facing hardship, you are justified in taking actions you normally wouldn’t. While it’s important to acknowledge the harm you’ve endured, avoid letting that victim mentality cloud your sense of right and wrong. You are still capable of making ethical decisions, even in desperate times.

      • Action Step: Shift your mindset from “What has happened to me?” to “What can I do now that aligns with my values?”

8. Take Accountability for Mistakes

If desperation leads you to make decisions that don’t align with your ethics, it’s important to take responsibility. Recognizing mistakes and taking steps to correct them, rather than continuing down a harmful path, will help you regain your moral compass. Accountability allows for growth and recovery from poor decisions.

      • Action Step: If you’ve made a mistake, acknowledge it, and consider how you can repair any damage, whether that’s through an apology, repayment, or another form of restitution.

9. Stay Connected to Your Support Network

Desperation can make you feel isolated, but staying connected to people who care about you can provide both emotional support and practical help. Lean on your support network—whether it’s friends, family, or professionals—so you don’t feel you have to face the crisis alone. These connections can help you stay grounded and focused on making ethical decisions.

      • Action Step: Reach out to one person in your support network each day to maintain a connection, even if it’s just a brief conversation.

10. Plan for Recovery

The crisis won’t last forever, and when it passes, you’ll need to rebuild. Keeping a forward-looking mindset helps you stay focused on the long term, where you can regain your sense of agency and rebuild trust with those affected. Make decisions now that will allow you to recover with your integrity intact, so you can walk the right path when stability returns.

      • Action Step: Create a simple plan for your recovery, focusing on the steps you will take once the immediate crisis is over. This can include financial recovery, emotional healing, and repairing relationships.

Review

In moments of desperation, maintaining a sense of ethics and morality is challenging but necessary for long-term well-being. By pausing before acting, staying grounded in your core values, and seeking ethical solutions, you can navigate the crisis without compromising your integrity. Even when faced with difficult choices, focusing on the long-term consequences, owning your decisions, and staying connected to your support network will help you retain your moral compass. After the crisis is over, these actions will allow you to rebuild your life with confidence, dignity, and agency.

Immanuel Kant“Act only according to that maxim whereby you can, at the same time, will that it should become a universal law.”

Marcus Aurelius“You have power over your mind – not outside events. Realize this, and you will find strength.”

Søren Kierkegaard“Life can only be understood backwards; but it must be lived forwards.”

Ralph Waldo Emerson“What lies behind us and what lies before us are tiny matters compared to what lies within us.”

Seneca“It is not the man who has too little, but the man who craves more, that is poor.”

Plato“The first and greatest victory is to conquer yourself.”

Hannah Arendt“The sad truth is that most evil is done by people who never make up their minds to be either good or evil.”

Buddha“Pain is inevitable, suffering is optional.”

Confucius“It does not matter how slowly you go as long as you do not stop.”

Albert Schweitzer“Man must cease attributing his problems to his environment, and learn again to exercise his will—his personal responsibility.”

Simone de Beauvoir“One is not born, but rather becomes, a woman.”

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A Note About Labeling!

We often use the term ‘scam victim’ in our articles, but this is a convenience to help those searching for information in search engines like Google. It is just a convenience and has no deeper meaning. If you have come through such an experience, YOU are a Survivor! It was not your fault. You are not alone! Axios!

Statement About Victim Blaming

Some of our articles discuss various aspects of victims. This is both about better understanding victims (the science of victimology) and their behaviors and psychology. This helps us to educate victims/survivors about why these crimes happened and to not blame themselves, better develop recovery programs, and to help victims avoid scams in the future. At times this may sound like blaming the victim, but it does not blame scam victims, we are simply explaining the hows and whys of the experience victims have.

These articles, about the Psychology of Scams or Victim Psychology – meaning that all humans have psychological or cognitive characteristics in common that can either be exploited or work against us – help us all to understand the unique challenges victims face before, during, and after scams, fraud, or cybercrimes. These sometimes talk about some of the vulnerabilities the scammers exploit. Victims rarely have control of them or are even aware of them, until something like a scam happens and then they can learn how their mind works and how to overcome these mechanisms.

Articles like these help victims and others understand these processes and how to help prevent them from being exploited again or to help them recover more easily by understanding their post-scam behaviors. Learn more about the Psychology of Scams at www.ScamPsychology.org

SCARS Resources:

Psychology Disclaimer:

All articles about psychology and the human brain on this website are for information & education only

The information provided in this and other SCARS articles are intended for educational and self-help purposes only and should not be construed as a substitute for professional therapy or counseling.

Note about Mindfulness: Mindfulness practices have the potential to create psychological distress for some individuals. Please consult a mental health professional or experienced meditation instructor for guidance should you encounter difficulties.

While any self-help techniques outlined herein may be beneficial for scam victims seeking to recover from their experience and move towards recovery, it is important to consult with a qualified mental health professional before initiating any course of action. Each individual’s experience and needs are unique, and what works for one person may not be suitable for another.

Additionally, any approach may not be appropriate for individuals with certain pre-existing mental health conditions or trauma histories. It is advisable to seek guidance from a licensed therapist or counselor who can provide personalized support, guidance, and treatment tailored to your specific needs.

If you are experiencing significant distress or emotional difficulties related to a scam or other traumatic event, please consult your doctor or mental health provider for appropriate care and support.

If you are in crisis, feeling desperate, or in despair please call 988 or your local crisis hotline.

PLEASE NOTE: Psychology Clarification

The following specific modalities within the practice of psychology are restricted to psychologists appropriately trained in the use of such modalities:

  • Diagnosis: The diagnosis of mental, emotional, or brain disorders and related behaviors.
  • Psychoanalysis: Psychoanalysis is a type of therapy that focuses on helping individuals to understand and resolve unconscious conflicts.
  • Hypnosis: Hypnosis is a state of trance in which individuals are more susceptible to suggestion. It can be used to treat a variety of conditions, including anxiety, depression, and pain.
  • Biofeedback: Biofeedback is a type of therapy that teaches individuals to control their bodily functions, such as heart rate and blood pressure. It can be used to treat a variety of conditions, including stress, anxiety, and pain.
  • Behavioral analysis: Behavioral analysis is a type of therapy that focuses on changing individuals’ behaviors. It is often used to treat conditions such as autism and ADHD.
    Neuropsychology: Neuropsychology is a type of psychology that focuses on the relationship between the brain and behavior. It is often used to assess and treat cognitive impairments caused by brain injuries or diseases.

SCARS and the members of the SCARS Team do not engage in any of the above modalities in relationship to scam victims. SCARS is not a mental healthcare provider and recognizes the importance of professionalism and separation between its work and that of the licensed practice of psychology.

SCARS is an educational provider of generalized self-help information that individuals can use for their own benefit to achieve their own goals related to emotional trauma. SCARS recommends that all scam victims see professional counselors or therapists to help them determine the suitability of any specific information or practices that may help them.

SCARS cannot diagnose or treat any individuals, nor can it state the effectiveness of any educational information that it may provide, regardless of its experience in interacting with traumatized scam victims over time. All information that SCARS provides is purely for general educational purposes to help scam victims become aware of and better understand the topics and to be able to dialog with their counselors or therapists.

It is important that all readers understand these distinctions and that they apply the information that SCARS may publish at their own risk, and should do so only after consulting a licensed psychologist or mental healthcare provider.

Opinions

The opinions of the author are not necessarily those of the Society of Citizens Against Relationship Scams Inc. The author is solely responsible for the content of their work. SCARS is protected under the Communications Decency Act (CDA) section 230 from liability.

Disclaimer:

SCARS IS A DIGITAL PUBLISHER AND DOES NOT OFFER HEALTH OR MEDICAL ADVICE, LEGAL ADVICE, FINANCIAL ADVICE, OR SERVICES THAT SCARS IS NOT LICENSED OR REGISTERED TO PERFORM.

IF YOU’RE FACING A MEDICAL EMERGENCY, CALL YOUR LOCAL EMERGENCY SERVICES IMMEDIATELY, OR VISIT THE NEAREST EMERGENCY ROOM OR URGENT CARE CENTER. YOU SHOULD CONSULT YOUR HEALTHCARE PROVIDER BEFORE FOLLOWING ANY MEDICALLY RELATED INFORMATION PRESENTED ON OUR PAGES.

ALWAYS CONSULT A LICENSED ATTORNEY FOR ANY ADVICE REGARDING LEGAL MATTERS.

A LICENSED FINANCIAL OR TAX PROFESSIONAL SHOULD BE CONSULTED BEFORE ACTING ON ANY INFORMATION RELATING TO YOUR PERSONAL FINANCES OR TAX-RELATED ISSUES AND INFORMATION.

SCARS IS NOT A PRIVATE INVESTIGATOR – WE DO NOT PROVIDE INVESTIGATIVE SERVICES FOR INDIVIDUALS OR BUSINESSES. ANY INVESTIGATIONS THAT SCARS MAY PERFORM IS NOT A SERVICE PROVIDED TO THIRD-PARTIES. INFORMATION REPORTED TO SCARS MAY BE FORWARDED TO LAW ENFORCEMENT AS SCARS SEE FIT AND APPROPRIATE.

This content and other material contained on the website, apps, newsletter, and products (“Content”), is general in nature and for informational purposes only and does not constitute medical, legal, or financial advice; the Content is not intended to be a substitute for licensed or regulated professional advice. Always consult your doctor or other qualified healthcare provider, lawyer, financial, or tax professional with any questions you may have regarding the educational information contained herein. SCARS makes no guarantees about the efficacy of information described on or in SCARS’ Content. The information contained is subject to change and is not intended to cover all possible situations or effects. SCARS does not recommend or endorse any specific professional or care provider, product, service, or other information that may be mentioned in SCARS’ websites, apps, and Content unless explicitly identified as such.

The disclaimers herein are provided on this page for ease of reference. These disclaimers supplement and are a part of SCARS’ website’s Terms of Use

Legal Notices: 

All original content is Copyright © 1991 – 2023 Society of Citizens Against Relationship Scams Inc. (Registered D.B.A SCARS) All Rights Reserved Worldwide & Webwide. Third-party copyrights acknowledge.

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