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Why It Is Important To Understand The Default Mode (DMN) And The Subconscious In Scam Victims – 2024

Why It Is Important To Understand The Default Mode (DMN) And The Subconscious In Scam Victims

Understanding the Psychological Processes During Scams

Helping Scam Victims to Recover

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Psychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Understanding the default mode network (DMN) and its role in psychological processes such as rumination is essential for scam victims navigating recovery.

By learning about the DMN and subconscious mental processes, victims can gain insight into their experiences, normalize their reactions, and identify triggers and patterns that contribute to distress. Armed with this knowledge, victims can develop coping strategies, cultivate self-awareness, and seek professional support to regulate their emotions and reduce rumination. Ultimately, understanding the DMN empowers victims to take an active role in their recovery journey, fostering resilience, self-compassion, and emotional well-being.

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2024-02-16T06:51:23-05:00• PSYCHOLOGY, • FEATURED ARTICLE, 2024, ARTICLE, Tim McGuinness PhD, Vianey Gonzalez B.Sc(Psych)|
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45% of Men Use AI for Valentine’s Day Romance Messages – 2024

Unlocking the AI Love Wave: McAfee Study Unveils 45% of Men Harness AI for Valentine’s Day Messages

Understanding How AI is Changing Online Romance

Author:
• McAfee Research

About This Article

McAfee’s latest research delves into the growing role of artificial intelligence (AI) in men’s love lives, particularly around Valentine’s Day, shedding light on both its benefits and risks.

The study highlights a significant increase in the use of AI for crafting love messages, with 45% of men considering leveraging AI tools compared to 39% of all adults last year. However, while AI aids in enhancing online dating profiles and messages for 30% of men and 27% of women surveyed, there’s a growing concern about discerning genuine interactions from fake ones, especially as 31% of Americans have encountered romance scammers online.

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2024-02-14T03:12:46-05:00• FOR SCAM VICTIMS, • FEATURED ARTICLE, 2024, ARTICLE, GUEST AUTHORS|
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Transnational Organized Crime Using Luxury Goods For Money Laundering – 2024

Transnational Organized Crime Using Luxury Goods For Money Laundering

Understanding the Money Flows with Transnational Organized Crime

An Overview of Transnational Organized Crime Money Laundering

Author:
•  SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc.

About This Article

Transnational organized crime (TOC) is increasingly turning to luxury goods like watches and handbags for money laundering. These items’ high value, portability, and established resale channels make them attractive for criminals to hide and convert illicit gains.

TOC methods involve bulk purchases, smuggling, fake documentation, and online marketplaces. The consequences impact businesses through reputational damage and market distortion, governments battling financing of illegal activities, and consumers facing trust issues about product authenticity.

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2024-02-13T05:55:42-05:00• CRIMES & CRIMINALS, 2024, ARTICLE, SCARS Editorial Team|
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U.S. Bank President Lured Into Pig Butchering Scam – Embezzled Almost $50 Million – 2024

U.S. Bank President Lured Into Pig Butchering Scam

Victim Embezzled Almost $50 Million

Author:
•  SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc.

About This Article

The CEO of a Kansas bank was arrested for allegedly embezzling $50 million to participate in a “Pig Butchering” crypto scam, where victims are manipulated into investing in fake schemes.

This incident, causing the bank to fail, highlights the rising threat of investment fraud, which the FBI reports increased 183% from 2021 to 2022. Kansas bank commissioner David Herndon urges caution, advising against clicking unknown links or replying to suspicious emails. This case underscores the importance of investor education and awareness regarding crypto scams and other forms of investment fraud.

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2024-02-13T04:34:43-05:00SCARS Editorial Team, • CRIMES & CRIMINALS, 2024, NEWS, USA|
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$3.1 Trillion – Recovering Transnational Organized Crime Profits – Reimagining the World – An Essay – 2024

$3.1 Trillion – Recovering Organized Crime Profits – Reimagining the World

An Essay

How We Can Make A Better World

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Reclaiming the $3.1 trillion lost yearly to transnational organized crime could fuel massive societal transformation.

Redirecting these funds towards education, healthcare, infrastructure, and environmental conservation could spark progress globally. Achieving this vision requires disrupting criminal networks, enhancing law enforcement cooperation, and implementing robust policy reforms. It starts with awareness, commitment, and collective action to reclaim the potential hidden within those lost trillions from transnational organized crime.

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2024-02-06T08:04:39-05:00• ADVOCACY / POLICY, • FEATURED ARTICLE, 2024, EDITORIAL / COMMENTARY, Tim McGuinness PhD|
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NASDAQ Global Financial Crime Report: Criminals Took US$3.1 Trillion from Victims and the Economy in 2023

Global Financial Crime Report: Criminals took US$3.1 Trillion from Victims in 2023 Per NASDAQ

Tracking the Impact of Financial Crimes on Victims

Author:
•  SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc.

About This Article

The 2024 Global Financial Crime Report by Nasdaq reveals that transnational illicit activities, like romance scams and human trafficking, amassed over US$3 trillion, devastating victims’ sense of security and, at times, their lives. Nasdaq Chair and CEO Adena Friedman emphasizes, “The world’s multi-trillion-dollar financial crime epidemic is more than a money problem.”

Victims, like former U.S. Air Force intelligence officer & SCARS Chair Debby Montgomery Johnson, echo the sentiment, emphasizing the profound human costs. The report exposes the staggering impact on individuals, including romance scam losses totaling $3.8 billion in 2023 alone.

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2024-02-05T19:13:00-05:00• ADVOCACY / POLICY, • FEATURED ARTICLE, 2024, ARTICLE, Debby Montgomery Johnson, SCARS Editorial Team, WORLDWIDE|
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Scam Victims Will Never Be The Same – A Harsh Truth – 2024

Scam Victims Will Never Be The Same – A Harsh Truth

The First Step in Healing is Understanding How These Crimes Affect Their Victims – and Accepting It!

Recovery Psychology

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Psychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

In the aftermath of falling victim to scams, many individuals defiantly proclaim, “I won’t let the scam define me!” or “I refuse to let it affect me!”

Yet, these assertions, though spoken with conviction, often veil a deeper truth. Each scam victim is intimately connected to the events they’ve endured, and denying this connection hinders their journey toward healing. The impact of scams, whether financial or emotional, lingers long after the initial deception.

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2024-02-04T23:26:43-05:00• PSYCHOLOGY, • FEATURED ARTICLE, • FOR SCAM VICTIMS, 2024, ARTICLE, Tim McGuinness PhD, Vianey Gonzalez B.Sc(Psych)|
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A Scam Victim in Extreme Distress – Stopping the Pain – 2024

A Scam Victim in Extreme Distress – Stopping the Pain

An Essay about the Extreme Distress that often follows the Discovery of a Scam

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Psychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

When scam victims express extreme distress, it’s a cry for help and a manifestation of deep pain, tearing apart their sense of self. Understanding the neurological storm in their brain during distress is crucial.

Brain regions like the amygdala become hyperactive, while the prefrontal cortex, vital for rational thinking, is impaired. Dysregulated neurotransmitters contribute to mood disturbances. To cope, victims should prioritize safety and seek professional help. Even in extreme distress, small steps like deep breathing or expressing feelings can be empowering.

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2024-02-04T06:56:17-05:00• FOR SCAM VICTIMS, • FEATURED ARTICLE, • PSYCHOLOGY, 2024, EDITORIAL / COMMENTARY, Tim McGuinness PhD, Vianey Gonzalez B.Sc(Psych)|
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Motivation & Scam Victims – 2024

Motivation & Scam Victims

Understanding What Motivates Scam Victims During and After the Scam

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Psychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

The article delves into the intricate web of motivations that drive individuals, particularly scam victims, exploring both intrinsic and extrinsic drivers such as emotional connection, financial gain, and the quest for achievement and power.

It explaions how scammers exploit these motivations, weaving deceptive narratives to manipulate victims during and after the scam. By understanding the psychological underpinnings of victimization, individuals can recognize red flags, reclaim their power, and embark on a path to recovery.

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2024-02-01T20:01:07-05:00• PSYCHOLOGY, • FEATURED ARTICLE, 2024, ARTICLE, Tim McGuinness PhD, Vianey Gonzalez B.Sc(Psych)|
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New York State Goes After Citibank For Failing To Protect & Refund To Scam Victims – January 2024

New York State Goes After Citibank for Failing to Protect & Refund to Scam Victims

New York State Attorney General Files Lawsuit Against Citibank for Scam Victim

Author:
•  SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc.

About This Article

The New York Attorney General, Letitia James, filed a lawsuit against Citibank for negligence in protecting customers from fraud, alleging that the bank failed to implement strong security measures and improperly denied reimbursement to victims.

Citi’s lax security protocols led to millions of dollars being stolen from customers, with some losing their life savings. Victims reported delayed responses to fraud claims, with Citi often leaving them on lengthy holds, allowing scammers to continue their activities. The lawsuit highlights the importance of robust security measures and swift responses to fraud reports by financial institutions.

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2024-01-30T22:01:15-05:00• GOVERNMENT / REGULATORY, 2024, NEWS, SCARS Editorial Team, USA|
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Actionable Steps For Scam Victims To Create Resilience & Recover After A Scam 2024

SCARS Actionable Steps for Scam Victims to Create Resilience After a Scam and Successfully Recover

Scam Victim Recovery Psychology

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Psychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.
•  Based, in part, on the work of Raphael Rose, Psychologist

About this Article

The SCARS model emphasizes the importance of journaling as a foundational step for scam victims on their journey to recovery.

Before delving into actionable steps, victims are encouraged to express emotions, reflect on experiences, and process trauma through writing. The journal becomes a tool for tracking progress, setting realistic goals, and providing a cathartic release for overwhelming emotions. The empowerment derived from documenting one’s narrative fosters resilience, strength, and self-awareness.

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2024-01-27T00:28:12-05:00• PSYCHOLOGY, • FEATURED ARTICLE, 2024, ARTICLE, Tim McGuinness PhD, Vianey Gonzalez B.Sc(Psych)|
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Understanding Grief & Complex Grief for Scam Victims 2024

Understanding Grief & Complex Grief for Scam Victims

Scam Victim Recovery Psychology

Helping Scam Victim Find and Follow the Yellow Brick Road!

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Psychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.
•  Portions from multiple sources for accuracy

Article Abstract

Scam victims endure various forms of grief, each impacting their recovery uniquely.

Each grief type adds complexity for scam victims, necessitating tailored recovery addressing betrayal, financial repercussions, legal aspects, online safety, shame, isolation, education, emotional resilience, relationship rebuilding, peer support, and ongoing vigilance.

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2024-01-26T17:33:21-05:00• PSYCHOLOGY, 2024, ARTICLE, Tim McGuinness PhD, Vianey Gonzalez B.Sc(Psych)|
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Albert Cavallé – Love Scammer In A Spanish Prison 2024

Albert Cavallé – Love Scammer In A Spanish Prison

The End of a Famous Spanish Romance Scammer

Author:
•  SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc., Portions from News Media

Article Abstract

Albert Cavallé, notorious for defrauding over twenty women, has been apprehended after six months in hiding and is now incarcerated at Spanish Lledoners prison. The Barcelona Court issued his arrest for deceiving six women, prompting Cavallé, dubbed the ‘love scammer,’ to surrender. Victims, demanding justice for years, witness a significant victory as he begins serving a sentence of two years and three months for scamming six victims of €68,500.

Cavallé, adopting various false identities on dating apps, manipulated victims with fake professions and financial claims. The ‘love scammer’ faces additional trials while incarcerated for his fraudulent activities.

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2024-01-24T12:40:44-05:00• CRIMES & CRIMINALS, 2023, 2024, NEWS, SCARS Editorial Team, SPAIN|
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Scam Victims Suppressing Trauma Or Avoiding Recovery And Healing 2024

Scam Victims Suppressing Trauma Or Avoiding Recovery and Healing

Scam Victim Psychology

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Psychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

Article Abstract

Scam victims suppressing or avoiding trauma face profound consequences, emphasizing the crucial importance of recovery through direct confrontation.

This avoidance may prevent the prevention of long-term impact, perpetuating maladaptive coping cycles. Confronting trauma validates victims’ experiences, empowering them with understanding and agency over their narrative. It interrupts the cycle of avoidance, fostering healthier coping strategies and resilience. By acknowledging the dynamics of scams, victims rebuild trust in themselves, identify coping strategies, and prevent secondary trauma in relationships.

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2024-01-24T20:42:55-05:00• PSYCHOLOGY, • FEATURED ARTICLE, • FOR SCAM VICTIMS, 2024, ARTICLE, Tim McGuinness PhD, Vianey Gonzalez B.Sc(Psych)|
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Love Bombing & Amygdala Hijacked Scam Victims – Love Is Chemical After All 2024

Love Bombing & Amygdala Hijacked Scam Victims

Love Is Chemical After All

Scam Victim Recovery Psychology

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Psychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

Article Abstract

In the case of online deception, scam victims often find themselves deeply in love, only to realize it was a meticulously crafted illusion—a result of Amygdala Hijacks and Love Bombing caused by deceptive romance scams.

Love involves a complex interplay of hormones and neurotransmitters in the brain, creating a potent cocktail that scammers exploit. Amygdala Hijacks create urgency and fear, triggering the brain’s fight-or-flight response, while love bombing floods victims with excessive affection to foster attachment. The brain’s striatum and TPJ play pivotal roles in processing love, and scammers manipulate positive amygdala hijacks to create false trust and affection.

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2024-01-23T14:06:31-05:00• PSYCHOLOGY, • FEATURED ARTICLE, 2024, ARTICLE, Tim McGuinness PhD, Vianey Gonzalez B.Sc(Psych)|
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Scam Victim Psychological Alienation After A Scam 2024

Scam Victim Psychological Alienation After A Scam

Scam Victim Recovery Psychology

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Psychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

Article Abstract

Scam victims grappling with the aftermath of romance scams often experience profound and lasting psychological alienation, extending beyond financial loss. Psychological alienation involves feeling disconnected from oneself, others, and the world, leading to self-estrangement, social isolation, powerlessness, and normlessness.

Scammers employ sophisticated grooming, manipulation, and control tactics, causing victims to question their vulnerability and decision-making abilities, and rupturing trust in personal relationships. Coping with psychological alienation requires seeking professional support, engaging in therapy, and joining support groups.

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2024-01-22T18:05:07-05:00• PSYCHOLOGY, • FEATURED ARTICLE, 2024, ARTICLE, Tim McGuinness PhD, Vianey Gonzalez B.Sc(Psych)|
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SCARS Emotional Scam Victims’ Support & Recovery Program – Turning Them Into Scam Survivors 2024

SCARS Emotional Scam Victims’ Support & Recovery Program

Turning Them Into Scam Survivors

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

Article Abstract

The SCARS 3 Step Emotional Support & Recovery Program for Relationship Scam Victims is a structured, comprehensive initiative aimed at transforming victims into survivors and ultimately thriving individuals.

In the first step, “New Arrivers,” victims receive crisis support, immediate assistance, and guidance on confronting the reality of their situation.

The second step, spanning the next 12 months, focuses on acceptance and empowerment, encouraging survivors to reinforce recovery gains, take corrective actions, and integrate the experience into their life stories.

The program provides ongoing support in the third step, promoting continued acceptance, socialization, and advocacy.

With components like individual therapy, support groups, and legal advice, the program operates on key principles such as trauma-informed care, compassion, and empowerment, offering victims a structured roadmap for healing.

SCARS Emotional Support & Recovery Program For Scam Victims Turning Them Into Scam Survivors

SCARS 3-Step Emotional Support & Recovery Program for Relationship Scam Victims

This is a support & recovery program invented by SCARS based on over 100 years of recovery & psychological science.

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2024-01-21T16:35:41-05:00• FOR SCAM VICTIMS, • FEATURED ARTICLE, 2024, ARTICLE, Tim McGuinness PhD, WORLDWIDE|
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Scam Victim Catastrophizing Making Recovery Difficult 2024

Scam Victim Catastrophizing Making Recovery Difficult

Recovery Psychology

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Psychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

Article Abstract

Scam victims often fall prey to catastrophizing, a cognitive distortion magnifying worst-case scenarios, and intensifying anxiety post-scam.

Financial losses amplify worries, eroding trust and fostering identity crises. Anticipating legal and social consequences heightens distress, making recovery challenging. Counteracting catastrophizing involves challenging negative thoughts, gaining perspective, and focusing on solutions. Mindfulness, gratitude, and seeking support play vital roles.

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2024-01-23T16:58:03-05:00Tim McGuinness PhD, • PSYCHOLOGY, 2024, ARTICLE, Vianey Gonzalez B.Sc(Psych)|
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Scam Victims’ Vulnerability And Device Screen Time 2024

Scam Victims’ Vulnerability And Device Screen Time

The Psychology of Scams

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Psychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

Article Abstract

Excessive screen time, particularly on social media, triggers a dopamine-driven addiction loop, impacting individuals psychologically and heightening vulnerability to becoming scam victims.

The constant pursuit of online rewards impairs judgment and decision-making, making users susceptible to scams promising immediate gratification.

Emotional dependencies created by dopamine release expose individuals to scams exploiting feelings of loneliness or fear. Scammers capitalize on the desire for quick rewards and blur the lines between genuine opportunities and deceptive schemes.

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2024-01-23T16:59:54-05:00• PSYCHOLOGY, 2024, ARTICLE, Tim McGuinness PhD, Vianey Gonzalez B.Sc(Psych)|
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New Scam Victims – the Importance of Starting Off Right 2024

Importance of Starting Off Right for New Scam Victims

New Scam Victims Can Be Very Confused About What To Do Next!

Scam Victims Support & Recovery

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

Article Abstract

Guide for New Scam Victims: Navigating the Path to Healing

Discovering you’re a scam victim is bewildering, but understanding it’s not your fault is crucial. Professional criminals manipulate vulnerabilities, making anyone susceptible. You’re not alone; scams affect millions globally.

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2024-01-23T19:29:54-05:00• FOR SCAM VICTIMS, 2024, ARTICLE, Tim McGuinness PhD|
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CDA Section 230 – Groundbreaking Decision in California Civil Case – 2024

CDA Section 230 Groundbreaking Decision in California Civil Case

Has the Dam Finally Broken or is it just a Leak?

Author:
•  SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc.

Article Abstract

NOTE: This article about the Communications Decency Act CDA Section 230 is not intended to be a legal opinion. SCARS is not a law firm nor are licensed attorneys. This is an analysis of this case based on the need to understand the implications for potential future cases and rulings. SCARS has long suggested that social media applications could be considered defective and dangerous products, and we are gratified to see this concept finally emerge in this case.

In the Case of Neville v. Snap – Applying the Communications Decency Act CDA Section 230 in Groundbreaking Decision in California Civil Case

Judge Rejects Snap’s Section 230 Defense in Neville v. Snap

Has the Section 230 immunity Dam Finally Broken or is it just a Leak?

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2024-01-14T05:59:04-05:00• ADVOCACY / POLICY, 2024, ARTICLE, SCARS Editorial Team, USA|
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SEXTORTION SCAM WARNING – URGENT – 2024

SEXTORTION SCAM WARNING – URGENT – 2024

Very High Sextortion Scam Risk Targeting Teen Victims

Authors:
•  SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc.
•  Portions from Paul Raffile, Teleo, Intel Analyst | Investigator | Security Strategy | Digital Risk | OSINT

Article Abstract

This article details an urgent Sextortion Scam Warning that has the potential to affect millions more teens in the coming weeks. Please help – read, respond and share, and report.

♦♦♦ Sextortion Scam Warning! We Need Your Help! We Need You To Report The Wizz App On The Google App Store And In The Apple iTunes Store, Then Report It To The FTC!

This Is Catastrophic And It Is Happening Right Under Our Noses!

TALK TO YOUR TEENS ABOUT SCAMS AND SPECIFICALLY ABOUT SEXTORTION SCAMS!

♦ There will be a nationwide child exploitation emergency on Monday, January 15th, unless you can urgently help.

Scam Warning: The ‘Wizz’ app has a Massive Sextortion Problem.

JUST LOOK AT THE PHOTOS BELOW FOR WHAT IS HAPPENING

• Tens of thousands of kids, mostly boys, are being systematically scammed by criminals into taking nude photos, while the criminal screenshots/copies all their Instagram followers. Immediately following, then blackmail starts, threatening to leak the nude pics to all the victim’s family and friends unless a ransom is paid.

• This specific crime, financial sextortion, began to increase exponentially 18 months ago, in part due to Wizz’s growth and easily circumventable safety features connecting criminals to kids, with ineffective Read More …

2024-01-13T13:53:17-05:00• ADVOCACY / POLICY, 2024, EDITORIAL / COMMENTARY, GUEST AUTHORS, SCARS Editorial Team, WORLDWIDE|
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Chinese Money Laundering Organizations (CMLOs) – Use of Counterfeit Chinese Passports – 2024

Chinese Money Laundering Organizations (CMLOs) – Use of Counterfeit Chinese Passports

A Scam Warning to Merchants & Businesses

Authors:
•  SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc.
•  United States Department of Homeland Security Investigations (HSI)

Article Abstract

The Homeland Security Investigations (HSI) warns U.S. financial institutions of Chinese Money Laundering Organizations (CMLOs) using counterfeit Chinese passports to facilitate criminal activities.

Chinese Money Laundering Organizations (CMLOs,) affiliated with Mexican cartels and transnational criminal groups, recruit Chinese nationals as “money mules” through social media, particularly WeChat.

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2024-01-12T22:03:48-05:00• CRIMES & CRIMINALS, 2024, ARTICLE, SCARS Editorial Team, U.S. Department of Homeland Security, USA|
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Ukrainian Scammer/Cryptojacker Arrested – 2024

Ukrainian Scammer/Cryptojacker Arrested

Law Enforcement Action Against Cybercriminals

Authors:
•  SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc.
•  EUROPOL

Article Abstract

A 29-year-old mastermind of a complex cryptojacking scheme, believed to have mined over EUR 1.8 million, was arrested in Mykolaiv, Ukraine.

The National Police of Ukraine, supported by Europol and a cloud provider, collaborated intensively to apprehend the suspect. Cryptojacking involves the unauthorized use of cloud infrastructure to mine cryptocurrencies, bypassing server and power costs.

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2024-01-12T15:05:35-05:00• CRIMES & CRIMINALS, 2024, EUROPOL, NEWS, SCARS Editorial Team, UKRAINE|
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Scam Reimbursement Part 1 – UK Payment Systems Regulator Final Scam Reimbursement Model – 2024

UK Payment Systems Regulator Final Scam Reimbursement

Implementing Widespread Scam/Fraud Victim Reimbursement in the United Kingdom = A Model for the World!

Author:
•  Ken Palla, Retired Director, MUFG Union Bank – Courtesy of BioCatch

Article Abstract

“UK Payment Systems Regulator Sets Precedent with Final Scam Reimbursement Guidelines”

The UK Payment Systems Regulator (PSR) released comprehensive scam reimbursement requirements, effective October 2024, offering a global model.

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2024-01-12T05:53:11-05:00• GOVERNMENT / REGULATORY, 2024, EDITORIAL / COMMENTARY, Ken Palla, UK|
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Dear Scam Victim Family & Friends – You Are Also Scam Victims – 2024

Dear Family & Friends – You Are Also Scam Victims

Helping Family & Friends To Better Understand The Impact Of Scams On Them

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Psychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

Article Abstract

This article addresses the secondary victims of scams—family and friends. It recognizes their emotional turmoil, from confusion to guilt and blame.

It helps the secondary trauma experienced and the impact on relationships. Acknowledging the ripple effect of scams, it offers guidance on coping strategies, seeking support, and fostering understanding.

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2024-01-09T03:35:29-05:00• PSYCHOLOGY, • FEATURED ARTICLE, 2024, ARTICLE, Tim McGuinness PhD, Vianey Gonzalez B.Sc(Psych)|
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Stockholm Syndrome – Getting Scam Victims To Break The Law – 2024

Stockholm Syndrome – Getting Scam Victims To Break The Law

Understanding The Coercive Power Of Scam Manipulation And Control

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Psychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

Article Abstract

Romance scams, extend far beyond loss of trust and financial losses, often ensnaring victims in a web of emotional manipulation that can lead to criminal acts. Much like Stockholm syndrome, victims of romance scams experience intense psychological coercion, resulting in their coerced involvement in illegal activities for their fraudulent partners.

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2024-01-08T14:04:45-05:00• PSYCHOLOGY, 2024, ARTICLE, Tim McGuinness PhD, Vianey Gonzalez B.Sc(Psych)|
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Romance Scam Victim Steals And Gives To Her Scammer – 2024

Romance Scam Victim Steals And Gives To Her Scammer

An Example Of The Level Of Control Scammers Have Over Their Victims

Author:
•  SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc.

Article Abstract

A tragic case unfolds as Sharon Ann Schmalzriedt, a Minnesota woman and romance scam victim, faces charges for embezzling $3.75 million from a local business and misappropriating $17,150 from a vulnerable adult. Allegedly entangled in an online romance, she funneled funds to an individual named Erik Lockwood, misled by his claims of needing US currency to access millions owed.

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2024-01-08T12:05:30-05:00• VICTIM'S STORY, • CRIMES & CRIMINALS, 2024, NEWS, SCARS Editorial Team, USA|
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xDedic Marketplace Is Now An Ex-xDedic Marketplace! Another Dark Web Shutdown 2024

xDedic Marketplace Is Now An Ex-xDedic Marketplace!

Global Law Enforcement Shuts Down Dark Web Marketplace and Arrests 19

Authors:
•  SCARS Editorial Team – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.
•  United States Department of Justice

Article Abstract

United States Attorney Roger B. Handberg concludes a significant transnational cybercrime investigation into the xDedic Marketplace, a dark web site trafficking in login credentials and personal data of U.S. residents.

Operating globally, this marketplace enabled diverse illegal activities such as tax fraud and ransomware.

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2024-01-07T14:32:13-05:00• CRIMES & CRIMINALS, • CRIMINAL JUSTICE, 2024, NEWS, SCARS Editorial Team, U.S. Department of Justice|
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Vulnerability and Breakdown in Scam Victims – The Camel’s Back Syndrome Metaphor – 2024

The Camel’s Back Syndrome

A Metaphor for Vulnerability and Breakdown in Scam Victims

The Psychology of Scams

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Psychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

Article Abstract

The Camel’s Back Syndrome serves as a potent metaphor elucidating the vulnerabilities and collapse encountered by scam victims.

Capturing the gradual accumulation of stressors akin to straws on a camel’s back, it mirrors the incremental breakdown in victims’ psychological resilience during scams. Exploring this metaphor unveils the intricate process of scams, shedding light on the profound trauma post-discovery.

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2024-01-07T07:12:35-05:00• PSYCHOLOGY, • FEATURED ARTICLE, 2024, ARTICLE, Tim McGuinness PhD, Vianey Gonzalez B.Sc(Psych)|
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Scam Victim Stress – The Psychological, Cerebral, and Physiological Effects – 2024

Scam Victim Stress

The Psychological, Cerebral, and Physiological Effects

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Psychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

Article Abstract

Falling victim to a scam isn’t just about the money. It leaves lasting scars on the mind, body, and emotions, triggering a web of stress that can persist for months or even years. This article explores the complex effects of scam-induced stress and offers pathways to recovery.

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2024-01-07T07:43:39-05:00• PSYCHOLOGY, • FEATURED ARTICLE, 2024, ARTICLE, Tim McGuinness PhD, Vianey Gonzalez B.Sc(Psych)|
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Relationship Scam Victims – Impact On Employment And Jobs – Saving Employment After A Scam

Relationship Scam Victims – The Impact On Employment And Jobs – Saving Employment After A Scam

Recovery Psychology

Authors:
•  Vianey Gonzalez – Psychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

Article Abstract

The article examines the challenges faced by scam victims of relationship scams in maintaining their employment post-scam, outlining the emotional trauma’s impact on job performance. Authors Vianey Gonzalez and Dr. Tim McGuinness shed light on the struggles of scam victims, whose grief and emotional distress permeate into the workplace, making work seem insurmountable.

The emotional aftermath disrupts work routines, triggers absenteeism, and hampers productivity due to trauma-induced symptoms like brain fog, reduced motivation, and concentration difficulties. Scam victims also experience fear of judgment and social isolation at work, amplifying the emotional burden.

The piece offers advice, urging victims to seek professional help, join support groups, prioritize self-care, communicate with employers, and understand their rights under the Americans with Disabilities Act (ADA) to secure accommodations. It emphasizes that though recovery takes time, it’s possible to reclaim professional stability with support and resilience.

For Relationship Scam Victims Work Feels Impossible – The Hidden Cost of Romance Scams on Careers

For Scam Victims losing love can be devastating when you are the victim of a relationship scam.

When that love was a lie, a romance or relationship scam, woven by Read More …

2024-01-05T02:24:21-05:00• ADVOCACY / POLICY, • FEATURED ARTICLE, • PSYCHOLOGY, 2024, ARTICLE, Tim McGuinness PhD, Vianey Gonzalez B.Sc(Psych), WORLDWIDE|
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Scam Victims: Applying Boundaries When Compassion Is Required Instead – 2023

Applying Boundaries When Compassion Is Required Instead

Or Vice Versa!

Helping Scam Victims To Understand When One Is Called For And Not The Other

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

Knowing When To Use Compassion Or Boundaries Or Both

How Can You Know When It Is Appropriate To Apply Boundaries Or Compassion In Scam-Victim Relationships After The Scam Ends?

Scam victims usually turn to boundaries, not compassion, when they find themselves entangled in a web of emotions and complexities after the scam ordeal.

In the aftermath, there’s a tendency to blur the lines between setting personal boundaries and extending compassion, especially towards others who have shared portions of the traumatic experience within the scam, such as spouses, children, friends, and families.

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2023-12-31T14:56:24-05:00• PSYCHOLOGY, • FEATURED ARTICLE, 2023, ARTICLE, Tim McGuinness PhD|
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Savior Syndrome And The Negative Consequences To Them And Other Scam Victims – 2023

Savior Syndrome (Savior Complex or Messiah Complex)

And the Negative Consequences to Them and Other Scam Victims

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.
Originally Published on RomanceScamsNOW.com 2018

Savior Syndrome/Savior Complex – How Victims Often Use Negative Coping Mechanisms To Avoid The Pain Of Their Own Trauma

After Someone Is Victimized They Are Often Desperate To Take Control Back

The development of savior syndrome in scam victims who have experienced prior trauma is a complex and often counterintuitive phenomenon. It is a very powerful negative coping mechanism that leads them to believe they must help others instead of helping themselves first. However, understanding the underlying factors can help us offer better support and guidance to these individuals.

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2023-12-31T07:05:40-05:00Tim McGuinness PhD, • PSYCHOLOGY, 2023, ARTICLE|
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Scam Victim Commits Suicide – Romance Scam Scammers Arrested – 2023

Scam Victim Commits Suicide

Romance Scam Scammers Arrested

Author:
•  SCARS Editorial Team – Citizens Against Relationship Scams Inc.

Nigerians Scammers Living In The U.S. Romance Scam Elderly Man Who Then Takes His Own Life!

The FBI has disclosed a tragic story involving a retired teacher’s suicide, a result of falling victim to a sick celebrity romance scam, allegedly orchestrated by a New Jersey couple of Nigerian descent, Chinagorom Onwumere, 34, and Salma Abdalkareem, 27, residing in the United States.

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2023-12-28T11:05:54-05:00SCARS Editorial Team, • CRIMES & CRIMINALS, 2023, NEWS, USA|
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Reclaiming Your Worth: A Scam Survivor’s Guide to Navigating Your Worthiness After a Scam – 2023

Reclaiming Your Worth

A Scam Survivor’s Guide to Navigating Your Worthiness After the Scam

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

Your Worth? AXIOS! You Are Worthy

Falling victim to a scam can feel like a brutal assault on your identity and your worth.

The perpetrator, skilled in the art of deception, exploits your trust and vulnerabilities, leaving you reeling with a cocktail of anger, betrayal, and profound self-doubt.

The question that echoes through the haze of disillusionment becomes a gnawing refrain: “Am I still worthy?”

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2023-12-27T04:01:11-05:00• PSYCHOLOGY, • FEATURED ARTICLE, 2023, ARTICLE, Tim McGuinness PhD|
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INTERPOL Operation HAECHI IV – Over 3,500 Successful Arrests – Expanded Details – 2023

INTERPOL Operation HAECHI IV – Expanded Details

Authors:
•  SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc.
•  INTERPOL

USD $300 Million Seized And 3,500 Suspects Arrested In International Financial Crime Operation HAECHI IV

Interpol Operation HAECHI IV was a global operation targeting cyber-enabled financial scams, running from July to December 2023.

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2023-12-24T20:39:52-05:00• CRIMES & CRIMINALS, 2023, INTERPOL, NEWS, SCARS Editorial Team, WORLDWIDE|
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Trauma & Nutritional Health – Take Your Vitamins – 2023

Trauma & Nutritional Health – Take Your Vitamins

Understanding The Role That B Vitamins Can Play In Helping Scam Victims To Recover And Maintain Nutritional Health

Authors:
•  Debby Montgomery Johnson – CEO of BenfoComplete, Nonprofit Founder, Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Trauma can have profound effects on a scam victim’s physical health, emphasizing the importance of holistic care beyond emotional and psychological support. Alongside counseling, attention to nutrition, including B vitamin supplements like thiamine, can aid in recovery.

While research on B vitamins’ role in trauma recovery is ongoing, they play vital roles in mental health and nervous system function. Thiamine, for example, impacts mood and cognitive function, while riboflavin contributes to energy metabolism and antioxidant activity. Folate and vitamin B12 influence neurotransmitter regulation and cognitive function, indirectly affecting emotional well-being. However, it’s essential to consult healthcare professionals before supplementing, to ensure safety and efficacy.

Comprehensive trauma recovery involves therapy, medication, lifestyle changes, and nutritional support, guided by professional advice and tailored to individual needs.

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2024-05-10T14:34:51-04:00• PSYCHOLOGY, • FEATURED ARTICLE, 2023, ARTICLE, Debby Montgomery Johnson, Tim McGuinness PhD|
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Scam Victims And The Crossing Of The River Styx – An Interpretation Of The Recovery Process – 2023

Scam Victims And The Crossing Of The River Styx

An Interpretation of the Recovery Process

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

Hear this article – Read by the Author – Click Here

The Recovery Process Has Greater Meaning Than Just Feeling Better For Scam Victims!

It Is A Mythological Journey From The Land Of What Was Once To The Land Of What Will Be

For most scam victims their recovery process is a journey of rebirth and renewal. It is a journey through the emotional underworld and that journey is a heroic beginning to their new and future life. And like most hero’s journeys, most of those who could make the journey will never take it, yet ironically, everyone could.

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2023-12-23T04:35:15-05:00• PSYCHOLOGY, • FEATURED ARTICLE, 2023, ARTICLE, Tim McGuinness PhD|
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Romance Scam Victims & The Holidays – 2023

Romance Scam Victims & The Holidays

Navigating Your First Holiday Season Without a Loved One – Fake Loved One!

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

Navigating the Holidays For Scam Victims After a Romance Scam: Healing from Deception and Betrayal

The holidays period is intended to be a time filled with happiness, unity, and festivity. For most of us, the holiday season shimmers with joyous anticipation, a time for festive gatherings and cherished traditions.

However, amidst the twinkling lights and cheerful carols, a different reality exists for scam victims reeling from the wreckage of a shattered romance scam relationship. This pain takes on a unique and often misunderstood dimension when the relationship itself was a cruel illusion – a romance scam. For romance scam victims who have been ensnared in a romance scam, the festivities can become a poignant reminder of loss, heartache, and the devastating aftermath of betrayal.

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2023-12-21T12:18:51-05:00Tim McGuinness PhD, • FEATURED ARTICLE, • PSYCHOLOGY, 2023, ARTICLE|
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