EDITORIAL / COMMENTARY

Ask Yourself Why? Would the United States Allow Scams? 2024

Ask Yourself Why? Would the United States Allow Scams?

Because the Simple Truth is that Victims are Easier to Control – That is the lesson taught by every Real Tyrant – from Communism to Socialism

Primary Category: Editorials & Commentary

Authors:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

The U.S. government’s response to escalating scams raises concerns about possible motives for allowing such widespread victimization. Despite the resources to curb fraud, Americans are losing trillions annually to scams, suggesting intentional negligence or strategic inaction.

Possible motives include using scam-related data for surveillance, securing funding for cybersecurity agencies, and avoiding regulation on Big Tech, which profits from scam-prone platforms.

Some speculate this leniency aligns with a socialist-driven agenda of informal wealth redistribution, where money flows from wealthy Americans to scammers in poorer countries.

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A Compassionate Perspective on Justice – a SCARS Institute Editorial – 2024

A Compassionate Perspective on Justice – a SCARS Institute Editorial

A Compassionate Perspective on Criminal Justice and Recovery for Scam Victims

Primary Category: Editorial and Commentary

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

The SCARS Institute offers a compassionate perspective on justice for scam victims, emphasizing that while accountability is essential, true justice should focus on restoring balance, not celebrating punishment. Victims face immense emotional and financial harm from scams, and seeing perpetrators arrested can bring relief. However, SCARS encourages victims to view arrests not as joyous events but as complex situations with broader societal implications.

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The Battle for the AI Future Has Begun! It Starts with Chatbots – Part 3 – 2024

The Battle for the AI Future Has Begun! It starts with Chatbots

Editorial: The Hidden Dangers of AI Chatbots for Vulnerable Individuals and Children

Chatbots Part 3 :: Part 1 : 2 : 3 : 4 : 5

Primary Category: Artificial Intelligence

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.
•  Portion By the Center for Humane Technology

Part 1 :: Part 2

About This Article

The rapid, unregulated spread of AI chatbots, though promising for convenience and information access, presents significant risks, especially for vulnerable individuals and children.

Chatbots, lacking real empathy or the intuition to handle distress, can inadvertently worsen mental health issues or mislead impressionable young users with unfiltered information, blurring boundaries between human interaction and automated responses.

Without safeguards like age-appropriate content filters, mental health disclaimers, or privacy protections, these tools expose users to psychological harm and privacy breaches, often unchecked.

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We are at Scams and Freedom Crossroads – an Editorial – 2024

We are at Scams and Freedom Crossroads

An Editorial About the Freedoms We May be Giving Up to Combat Scams!

Primary Category: Editorial & Commentary

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

The global fight against scams and cybercrime is forcing governments to adopt increased surveillance and real-time monitoring measures that risk infringing on personal freedoms. Countries like the UK, Australia, and the U.S. are moving towards policies that allow governments and financial institutions to monitor financial transactions and personal data to prevent scams.

While these measures can enhance security, they also erode privacy and may lead to overreach. Individuals can protect themselves by advocating for privacy rights, using encrypted services, limiting data sharing, and staying informed about their digital rights. Balancing security and freedom is essential in shaping the future of online safety.

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A Quick Lesson in Cryptocurrency Asset Forfeiture for Scam Victims – 2024

A Quick Lesson in Asset Forfeiture for Scam Victims

A Commentary on the Process of Recovering Cryptocurrency

Primary Category: Guest Editorial

Author:
Val Harkless, Senior Fraud Analyst/Investigator

About This Article

Cryptocurrency asset forfeiture for scam victims is a challenging process primarily due to limited resources and complex legal procedures. Investigators and agencies face significant hurdles, including a lack of trained personnel, high prosecution thresholds (typically between $300,000 to $500,000), and minimal experience in handling crypto-related investigations.

Asset forfeiture typically falls under three categories: administrative, criminal, and civil judicial, with most major cryptocurrency forfeitures processed through civil judicial actions.

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Morality, Ethics, and the Victimhood Mentality – A Philosophical Review – 2024

Morality, Ethics, and the Victimhood Mentality – A Philosophical Review

Understanding the Difference Between Being a Victim and Victimhood

Primary Category: Philosophy of Scam Victim Recovery

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

The moral difference between being a victim and embracing victimhood lies in how an individual responds to the harm they have experienced. Being a victim is a temporary condition caused by external factors beyond one’s control, such as falling for a scam. It does not imply moral blame, and it is possible to recover from this state with time and effort. Victimhood, however, involves adopting a mindset where a person continues to define themselves by the harm they’ve endured. This mindset can lead to feelings of powerlessness, entitlement, or resentment, which may hinder personal growth and responsibility.

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Have You Ever Considered That The Explosion Of Scams Was Purposeful Beyond Simple Crime? A Political Science Editorial – 2024

Have You Ever Considered that the Explosion of Scams Was Purposeful Beyond Simple Crime?

Sometimes Conspiracy Theories Are Real! A Political Science Editorial

Primary Category: Editorial & Commentary

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

The increasing prevalence of scams, online fraud, and fear-inducing tactics pose significant risks to societal stability and economic security. These strategies can weaken social cohesion, undermine trust in institutions, and erode confidence in both economic and political systems, making the population more vulnerable to manipulation and control.

Those in power may exploit a traumatized populace by amplifying fears and offering solutions that appear to address these concerns, but which ultimately serve to consolidate authority and reduce public resistance. This dynamic can lead to a more passive and compliant society, where fear and anxiety are used to justify actions that might undermine democratic principles.

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Self-Blame Is Insidious – 2024

Self-Blame is Insidious and so Destructive!

Once Self-Blame Sets In it is Very Hard to Overcome!

Primary Category: Scam Victim Recovery Psychology

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Self-blame is particularly damaging for scam victims as they attempt to overcome the trauma of a relationship scam. It significantly amplifies their trauma, hinders emotional recovery, and impedes their ability to seek help and support. Self-blame distorts the victim’s perception of the scam, preventing them from recognizing the external manipulation they were subjected to. Overcoming self-blame is crucial for healing, learning from experiences, and rebuilding lives with resilience and self-compassion.

This involves acknowledging that the scam was not their fault and seeking professional help as essential steps in the recovery journey. The insidious nature of self-blame can lead to a drop in self-esteem, feelings of shame and guilt, and isolation from potential support systems.

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Countries Are Now Using Organized Crime/Criminals To Do Bad Things! 2024

Countries Are Now Using Criminals To Do Bad Things!

Many Countries Such As India and Iran Are Using Criminals to get Bad Things Done!

Primary Category: Editorial

Author:
•  SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc.

About This Article

Some countries, such as Iran and India, are increasingly using criminal organizations like BLACK AXE to conduct covert operations, including foreign interference, targeted killings, and other illegal activities.

This strategy allows these countries to deny involvement and avoid international repercussions. The use of criminals for such purposes dates back to historical practices, like privateering under Queen Elizabeth I, but has evolved to include modern-day cybercriminals and gangs.

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Are Corporate Employees That Fall For Scams – Victims Or Negligent? – 2024

Are Corporate Employees That Fall For Scams – Victims Or Negligent?

An Analysis of the Consequences of Being Scammed in the Corporate Context

Primary Category: Editorial/Commentary

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

A conversation with a leading cybersecurity training company highlighted the prevalent belief that employees responsible for cybersecurity breaches are reckless and negligent. However, this perspective can harm organizational security by creating fear and inhibiting employees from actively participating in remediation efforts.

Recognizing employees as victims of sophisticated social engineering tactics rather than as culprits can foster a more supportive environment, leading to better prevention and recovery from cyberattacks.

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Emmanuel Kant And The Morality Of Scams – An Essay – 2024

Emmanuel Kant And The Morality Of Scams

An Essay about Moral Duty and Scams

Philosophy of Scams

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

In the work we do of scam victim advocacy and support, Emmanuel Kant’s philosophy can play an important role in guiding our approach to understanding and addressing the moral complexities inherent in scams and their aftermath. Kantian ethics, with its emphasis on universalizability, respect for autonomy, duty-based morality, and rationality, provides valuable insights into the ethical dimensions of relationship scams and the experiences of scam victims.

Of course, scammers violate Kant’s principles by treating victims as mere means to an end, exploiting their vulnerabilities, and undermining their autonomy. As victims navigate their recovery process, Kantian ethics underscores their moral duty to prioritize self-care, seek justice, respect their autonomy, engage in rational reflection, and educate others about the dangers of scams.

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WARNING: Scam Victims Exploited By The News Media – 2024

WARNING: Scam Victims Exploited By The News Media

Scam Victims Must be Very Careful when asked by News Organizations to Tell Their Story

Authors:
•  SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc.

About This Article

In today’s media landscape, the exploitation of scam victims remains a distressing reality, perpetuating harm rather than offering support or understanding. Sensationalized reporting often takes precedence over sensitivity and empathy, leaving victims feeling marginalized and invalidated.

From local news to exposure daytime talk shows, to the evening news, and streaming crime series, the pursuit of sensationalism prevails, with journalists prioritizing dramatic anecdotes over the devastating impact of these crimes. Victim blaming and shaming further compound the issue, perpetuating harmful stereotypes and biases.

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Southeast Asia Scam Gangs – SCARS Editorial – 2024

Southeast Asia Scam Gangs

A SCARS Editorial

Author:
•  SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc.

About This Article

The rise of Southeast Asian Scam Gangs presents a global threat, defrauding countless victims and perpetuating criminal activities. While governments like the U.K. and China are taking action, U.S. attention remains diverted.

However, Washington’s involvement is crucial. These transnational criminal organizations wield substantial economic power, necessitating enhanced law enforcement support.

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$3.1 Trillion – Recovering Transnational Organized Crime Profits – Reimagining the World – An Essay – 2024

$3.1 Trillion – Recovering Organized Crime Profits – Reimagining the World

An Essay

How We Can Make A Better World

Author:
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

Reclaiming the $3.1 trillion lost yearly to transnational organized crime could fuel massive societal transformation.

Redirecting these funds towards education, healthcare, infrastructure, and environmental conservation could spark progress globally. Achieving this vision requires disrupting criminal networks, enhancing law enforcement cooperation, and implementing robust policy reforms. It starts with awareness, commitment, and collective action to reclaim the potential hidden within those lost trillions from transnational organized crime.

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A Scam Victim in Extreme Distress – Stopping the Pain – 2024

A Scam Victim in Extreme Distress – Stopping the Pain

An Essay about the Extreme Distress that often follows the Discovery of a Scam

Authors:
•  Vianey Gonzalez B.Sc(Psych) – Licensed Psychologist Specialty in Crime Victim Trauma Therapy, Neuropsychologist, Certified Deception Professional, Psychology Advisory Panel & Director of the Society of Citizens Against Relationship Scams Inc.
•  Tim McGuinness, Ph.D. – Anthropologist, Scientist, Director of the Society of Citizens Against Relationship Scams Inc.

About This Article

When scam victims express extreme distress, it’s a cry for help and a manifestation of deep pain, tearing apart their sense of self. Understanding the neurological storm in their brain during distress is crucial.

Brain regions like the amygdala become hyperactive, while the prefrontal cortex, vital for rational thinking, is impaired. Dysregulated neurotransmitters contribute to mood disturbances. To cope, victims should prioritize safety and seek professional help. Even in extreme distress, small steps like deep breathing or expressing feelings can be empowering.

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SEXTORTION SCAM WARNING – URGENT – 2024

SEXTORTION SCAM WARNING – URGENT – 2024

Very High Sextortion Scam Risk Targeting Teen Victims

Authors:
•  SCARS Editorial Team – Society of Citizens Against Relationship Scams Inc.
•  Portions from Paul Raffile, Teleo, Intel Analyst | Investigator | Security Strategy | Digital Risk | OSINT

Article Abstract

This article details an urgent Sextortion Scam Warning that has the potential to affect millions more teens in the coming weeks. Please help – read, respond and share, and report.

♦♦♦ Sextortion Scam Warning! We Need Your Help! We Need You To Report The Wizz App On The Google App Store And In The Apple iTunes Store, Then Report It To The FTC!

This Is Catastrophic And It Is Happening Right Under Our Noses!

TALK TO YOUR TEENS ABOUT SCAMS AND SPECIFICALLY ABOUT SEXTORTION SCAMS!

♦ There will be a nationwide child exploitation emergency on Monday, January 15th, unless you can urgently help.

Scam Warning: The ‘Wizz’ app has a Massive Sextortion Problem.

JUST LOOK AT THE PHOTOS BELOW FOR WHAT IS HAPPENING

• Tens of thousands of kids, mostly boys, are being systematically scammed by criminals into taking nude photos, while the criminal screenshots/copies all their Instagram followers. Immediately following, then blackmail starts, threatening to leak the nude pics to all the victim’s family and friends unless a ransom is paid.

• This specific crime, financial sextortion, began to increase exponentially 18 months ago, in part due to Wizz’s growth and easily circumventable safety features connecting criminals to kids, with ineffective safeguards.

• At least 21 kids have died by suicide in these past 18 months as a direct result of financial sextortion – but this is just what has been reported – no one knows the real values. This is a 20,000% increase since 2019

• In a Wizz poll of 500 English-speaking Wizz users, 40% said they had been blackmailed on the platform–far more than any other platform we know of. Note that a supermajority (77%) of these victims were minors under 18.

• Since summer, Wizz is now the the #3 platform for incidents of sextortion reported to the National Center for Missing & Exploited Children, behind only Instagram and Snapchat. Wizz is so tiny compared to Insta and Snap, meaning that sextortion is rampant and has saturated Wizz beyond control.

• To further measure the prevalence of sextortion targeting minors on Wizz, the team of analysts at TENEO created 10 experimental profiles representing young males across the U.S. in a mix of cities and rural areas. All 10 of these accounts were targeted by sextortion criminals during their first 48 hours on the app.

Urgent Monday January 15, 2024 Scam Warning

⚠️⚠️⚠️ On Monday, January 15th, Wizz is hosting its first-ever weeklong “Influencer House” to expand its reach in the United States. This will cause a tsunami of new sextortion victims who will fall for carefully laid traps set by criminals on Wizz.

Report this NOW!

We urgently need Apple and Google to enforce their App Store Read More …

Scam Reimbursement Part 2 – Takeaways from UK Regulatory Actions to Combat APP Scams – 2024

Takeaways from UK Regulatory Actions to Combat APP Scams

Regulatory Actions that Reduce Scam Victim Losses

Author:
•  Ken Palla, Retired Director, MUFG Union Bank – Courtesy of BioCatch

Article Abstract

“Global Insights: Learning from UK Regulatory Measures to Combat APP Scams”

Non-UK financial institutions can glean valuable insights from the UK’s regulatory approach to combatting authorized push payment (APP) scams. Beyond the focus on reimbursement, key lessons include the importance of developing standardized scam reporting metrics, implementing controls to prevent scams, and active participation in industry associations for intelligence sharing.

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Scam Reimbursement Part 1 – UK Payment Systems Regulator Final Scam Reimbursement Model – 2024

UK Payment Systems Regulator Final Scam Reimbursement

Implementing Widespread Scam/Fraud Victim Reimbursement in the United Kingdom = A Model for the World!

Author:
•  Ken Palla, Retired Director, MUFG Union Bank – Courtesy of BioCatch

Article Abstract

“UK Payment Systems Regulator Sets Precedent with Final Scam Reimbursement Guidelines”

The UK Payment Systems Regulator (PSR) released comprehensive scam reimbursement requirements, effective October 2024, offering a global model.

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Nigerian Scammer Justice: Why We MUST Extradite – Guest Editorial – 2023

Nigerian Scammer Justice: Why We MUST Extradite

A Nigerian Scammer Comparison of Criminal Justice

A Guest Editorial

Author:
• Gary Warner, UAB Computer Forensics / DarkTower Threat Intelligence

Why Extradition Of Nigerian Scammers Is So Important? Because Nigeria’s EFCC Lets Them Off With A Slap On The Hand!

Meet Osondu Victor IGWILO, a Nigerian Scammer

In 2018, the FBI Houston office charged IGWILO with being the “Chairman” of a scheme where IGWILO and his team would send emails claiming to be BB&T Bank Executives and executing various “advance-fee schemes” including investment scams and inheritance scams.

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